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Complete company report
Generated 08-08-2026
Active BE 0431.190.140Public limited company

LA VILLA

Rue de la Déportation(PAU) 63 ·7100 La Louvière, Belgium· 39 yrs active
Sector: Accommodation (55100)
Conclusion Checked

The computed 12-month bankruptcy probability of LA VILLA is 0.6% (low). The 2023 annual accounts show equity of €111k and a net result of €-19k. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 75% of 371 sector peers (fiscal year 2023). The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €111k
Net result €-19k
Better than sector 75%
Active 39 yrs
Snowflake analysis 5 axes · computed by Checked
Health38Profitability0Solvency62Growth58Stability100
52 / 100

Mixed profile: strong on stability, weaker on profitability.

Health 38
Profitability 0
Solvency 62
Growth 58
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
Long track record −Annual accounts: weaker financial profile +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1987, 39 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
38 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 05-06-2024 with the NBB · fiscal year 2023 · micro
€-200k€-150k€-100k€-50k€0Operating result 2019: €13k€13kNet result 2019: €-137k€-137kOperating result 2020: €-21k€-21kNet result 2020: €-158k€-158kOperating result 2021: €40€40Net result 2021: €-910€-910Operating result 2022: €-9k€-9kNet result 2022: €-9k€-9kOperating result 2023: €-18k€-18kNet result 2023: €-19k€-19k20192020202120222023
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~6.3%/year over 6 fiscal years, indicative, assuming unchanged policy.
€50k€75k€100k€125k€150k2024: €108k (€99k - €117k)2025: €99k (€85k - €113k)2026: €90k (€71k - €110k)2018: €148k2019: €161k2020: €139k2021: €138k2022: €129k2023: €111k201820192020202120222023202420252026
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 55, Accommodation · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 40.9% 12.7%
better than 75% of 371 sector peers
Net result €-19k €-748
better than 29% of 369 sector peers
Equity €111k €16k
better than 80% of 371 sector peers
Gross operating margin €15k €21k
better than 43% of 369 sector peers
Total assets €270k €277k
better than 49% of 371 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€2k
-85.1% -93% vs sector
Net profit
€-19k
-112.1% far below sector median
Cash flow
€1k
-89.1% -93% vs sector
Total assets
€270k
-0.4% -8% vs sector
Equity
€111k
-14.4% +31% vs sector
Working capital
€-7k
- far below sector median
Debt
€160k
+12.4% -24% vs sector
Debt ≤ 1y
€160k
+24.2% +15% vs sector
Debt > 1y
€14k
0.0% -92% vs sector
Current ratio
0.96
-23.1% -10% vs sector
Quick ratio
0.96
-23.1% -10% vs sector
Solvency
40.9%
-14.1% +8% vs sector
Debt / equity
1.44
+31.3% -12% vs sector
ROE
-16.9%
-147.9% far below sector median
ROA
-6.9%
-112.9% far below sector median
Interest coverage
3.50
-92.4% -59% vs sector
Figures by fiscal year
Fiscal year2023
Revenue-
EBITDA€2k
Net profit€-19k
Cash flow€1k
Staff costs-
Income taxes-
Dividends-
Total assets€270k
Equity€111k
Debt€160k
of which ≤ 1y€160k
of which > 1y-
Working capital€-7k
Employees (FTE)-
Ratios (computed)
2023
Current ratio0.96
Quick ratio0.96
Working capital ratio-2.6%
Solvency40.9%
Debt / equity1.44
Long-term debt ratio-
Interest coverage3.50
Gross margin-
Net margin-
ROA-6.9%
ROE-16.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€270k
Fixed assets 21/28€118k
Tangible fixed assets 22/27€118k
Current assets 29/58€152k
Amounts receivable within one year 40/41€152k
Cash & bank 54/58€176
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€270k
Equity 10/15€111k
Contributions / capital 10/11€297k
Accumulated profits (losses) 14€-187k
Amounts payable 17/49€160k
Amounts payable within one year 42/48€160k
Trade debts payable within one year 44€27k
Income statement
Gross operating margin 9900€15k
Operating result 9901€-18k
Financial charges 65€472
Result before taxes 9903€-19k
Net result for the period 9904€-19k
Result to be appropriated 9905€-19k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Accommodation(55100)
Legal form Public limited company(014)
Incorporation18-05-1987
StatusActive
Postal code7100
Establishment units 1 location
Rue de la Déportation(PAU) 63, 7100 La Louvière
restaurant van het traditionele type
since 19872.030.970.360
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55015A0170/00R010 Wallonia 2,402 m² 1 · 357 m² 10.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
25-10-2024
State Gazette act Director changes
Nicolas Demolin
05-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
08-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
22-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
14-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
09-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
05-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
25-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
27-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
14-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
06-08-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2024
25-10-2024 5 directors appointed, 3 resigning Director changes·Nicolas Demolin
  • AZZARELLO Nicola, Bestuurder
  • FANARA Calogero, Bestuurder
  • DI MEO Alberino, Bestuurder
  • DI TRAPANI Gionatan, Bestuurder
  • KEYMEULEN Philippe, Bestuurder
  • BAIO Vincenzo, Bestuurder
  • BAIO Johanna, Bestuurder
  • BAIO Giuseppe, Bestuurder
Notary: Nicolas Demolin · Manage
Technical details 
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Hotels en dergelijke accommodatie55100Hotels en dergelijke accommodatie55100Hotels en motels, met restaurant55101Restaurants van het traditionele type55301Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111
Primary activity highlighted.
Names & trade names
Legal nameFR LA VILLA
Registered office
Rue de la Déportation(PAU) 63
7100 La Louvière, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative