Skip to content

LA TROUVAILLE

Active
Private limited companyfounded 1991active for 35 yearsHockelbach 3, 4841 Welkenraedt, Belgium13 active companies are registered at this addressKBO/BCE: BE 0444.266.631
Summary

LA TROUVAILLE has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€25,649) and a net result of €61,404. Equity remains stable across the filed financial years (±0.3% per year). Its solvency ranks better than 17% of 431 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Other non-specialised retail sale
NACE 47120Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716
2 sites
Size
€254,420total assets 2026
Staff
1.6 FTE
Equity
-€25,649
Profit
€61,404
Turnover not published (micro format)
Financial health
56 Fair Checked score 2026
Bankruptcy probabilitywithin 12 months
0.5%
Structure
  • PEETERS PhilippeDirector
Accounts on time
Why 56raises riskCapped at 59: negative equityNegative equity -€25,649Sector: Retail trade (NACE 47)lowers riskSize: total assets €254,420Founded in 1991Show the evidence

Checked score

Score 2026
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 55% of its sector peers (NACE 47, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2025
Average
Solvency 15+15
equity -10.1% of total assets
Liquidity 27+26
short-term debt 109.9% · cash 21.4%
Profitability 99+99
return on assets 24.1%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,213 companies, NACE 47, micro)
Last 24 months 11-2024: 2.2% 12-2024: 2.2%● unchanged vs 11-2024 01-2025: 2.2%● unchanged vs 12-2024 02-2025: 2.2%● unchanged vs 01-2025 03-2025: 2.2%● unchanged vs 02-2025 04-2025: 2.2%● unchanged vs 03-2025 05-2025: 2.2%● unchanged vs 04-2025 06-2025: 2.3%▲ +0.1 percentage points vs 05-2025 07-2025: 2.2%▼ -0.1 percentage points vs 06-2025 08-2025: 2.5%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 2.1%▼ -0.4 percentage points vs 08-2025 10-2025: 2.1%● unchanged vs 09-2025 11-2025: 2.1%● unchanged vs 10-2025 12-2025: 2.1%● unchanged vs 11-2025 01-2026: 2.1%● unchanged vs 12-2025 02-2026: 2.0%▼ -0.1 percentage points vs 01-2026 03-2026: 2.0%● unchanged vs 02-2026 04-2026: 2.0%● unchanged vs 03-2026 05-2026: 2.0%● unchanged vs 04-2026 06-2026: 2.1%▲ +0.1 percentage points vs 05-2026 07-2026: 2.0%▼ -0.1 percentage points vs 06-2026 08-2026: 2.2%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%▼ -1.7 percentage points vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity insufficient (current ratio 0.89, compared with 0.6 in 2025, below 1; short-term debt: 109.9% and cash: 21.4% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 16% on solvency, 24% on liquidity, 91% on profitability and 89% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Negative equity -€25,649
NBB · annual accounts
lowers risk · Size: total assets €254,420
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 1991
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 431 sector peers (2026).
NBB · sector comparison
Position among 431 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 31-08-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
on the day
2025
2 days early
2024
66 days early
2023
1 day early
2022
on the day
2021
7 days early
2020
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
22-10-2026 today31-01-2027 year end31-08-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · micro…
  2. Back to profitnet €61,404
  3. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Risk: Negative equityfinancial year 2026: debts exceed assets -€25,649 View
  • Positive: Back in profit in 2026after -€22,398 in 2025 €61,404 View
  • Caution: Among the weakest 14% on equitysector median €59,903 · 431 companies -€25,649 View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 6 years View

By topic

Financials

Financial year
2026
Total assets
€254,420
Profit
€61,404
Solvency
-10.1%
Total assets▲ 74.7%
Net result
20192026
Go to Financials

Timeline

Events
31
Since
1992
Next accounts
by 31-08-2027
  1. 26-06-2024Annual accounts filed
  2. 20-12-2023Resignation: PEETERS Philippe (manager)
  3. 30-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Other non-specialised retail saleNACE 47120
Founded
03-05-1991
Year ends
31-01
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
29
Annual meeting
Last Friday of April
Purpose
“Le commerce en gros et au détail de vêtements,chaussures,textiles,articles et vêtements de…” (deed in French)
Go to Articles of association

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.