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AAL DISTRIBUTION

Active
Private limited companyfounded 201412 yrs activeSart, Cokaimont 10, 4990 Lierneux, BelgiumKBO/BCE: BE 0550.948.221
Summary

AAL DISTRIBUTION has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €366,067 and a net result of -€23,103. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 4652 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
AAL DISTRIBUTIONActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Other non-specialised retail sale
NACE 47120NACE 47191
1 site
Size
€366,144total assets 2025
Equity
€366,067
Loss
-€23,103
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts filed 27 d late0 of 2 deeds read
Why 95- Loss of €23,103, the second in a row (FY 2025)- Sector Retail trade (NACE 47)+ Liquidity: current ratio 2541.23, cash €170,886+ Equity €366,067 (100.0% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 59% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 100.0% of total assets
Liquidity 100=
short-term debt 0.0% · cash 46.7%
Profitability 11-3
return on assets -6.3%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%▼ -0.7% vs 11-2024 01-2025: 0.4%▼ -0.7% vs 12-2024 02-2025: 0.4%● 0.0% vs 01-2025 03-2025: 0.4%▼ -0.4% vs 02-2025 04-2025: 0.5%▲ +3.1% vs 03-2025 05-2025: 0.5%▲ +12.4% vs 04-2025 06-2025: 0.5%▲ +1.4% vs 05-2025 07-2025: 0.5%▲ +0.6% vs 06-2025 08-2025: 0.8%▲ +53.7% vs 07-2025highest value 09-2025: 0.1%▼ -84.3% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -63.8% vs 12-2025 02-2026: < 0.1%▼ -2.2% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%● 0.0% vs 03-2026lowest value 05-2026: < 0.1%● 0.0% vs 04-2026lowest value 06-2026: < 0.1%● 0.0% vs 05-2026lowest value 07-2026: < 0.1%▲ +4.4% vs 06-2026 08-2026: 0.1%▲ +87.2% vs 07-2026 09-2026: 0.1%▲ +11.4% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Loss of €23,103, the second in a row (FY 2025) raises the probability
  • Liquidity: current ratio 2541.23, cash €170,886 lowers the probability
  • Equity €366,067 (100.0% of total assets) lowers the probability
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €30,000 at 30 days acceptable
short-term debt: 0% and cash: 46.7% of total assets, and 0% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 99%, profitability 17%, growth against the median 30%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Loss of €23,103, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2541.23, cash €170,886
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €366,067 (100.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€23,103
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
25 d late
2023
23 d late
2022
29 d late
2021
31 d late
2020
27 d late
2019
66 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Liquidity times 36current ratio 2541.23
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€23,103 View
  • Positive: Among the best 5% on solvencysector median 36.1% · 4,652 companies 100.0% View
  • Total assets 20256 fiscal years filed €366,144 View

By topic

Financials

Fiscal year
2025
Total assets
€366,144
Loss
-€23,103
Solvency
100.0%
Total assets▼ 6.8%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 27-08-2026Annual accounts filed
  2. 31-12-2025Liquidity times 36
  3. 25-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other non-specialised retail saleNACE 47120
Founded
28-04-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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