Equity
€261,831 from €564,229 in 2022
Equity fell by 54% in 3 years.
LA ROCA
Lifetime
19 annual accounts with figures on one time axis, 26 filings since 2000peak €221,232 (2020)
-€4,630▲ €199,234
lowest -€201,666 (2024)
-€6,216▲ €195,450
peak €564,229 (2022)
€261,831▼ 2.3%
€157,771▲ 4.1%
Board1 name since 2015
1 directorJans Roland
Documentsfilings and deeds
31-01-2026on the last day
2025abbreviated format
Gross margin from -€203,863 to -€4,630Loss of €6,216
Key points
from the 2025 annual accountsLosses
-€302,397 in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
Filings
26 annual accounts since 2000
The 2023 accounts came 29 days late. The other nine of the last ten were filed on time.
Turnover not published (abbreviated or micro format)
Checked score
87
Excellent
Financially stronger than 39% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.6%▲ +0.2 percentage points vs 12-2024
02-2025: 0.7%▲ +0.1 percentage points vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.7%● unchanged vs 06-2025
08-2025: 0.7%● unchanged vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.9%▲ +0.2 percentage points vs 12-2025highest value
02-2026: 0.2%▼ -0.7 percentage points vs 01-2026lowest value
03-2026: 0.2%● unchanged vs 02-2026lowest value
04-2026: 0.2%● unchanged vs 03-2026lowest value
05-2026: 0.2%● unchanged vs 04-2026lowest value
06-2026: 0.2%● unchanged vs 05-2026lowest value
07-2026: 0.2%● unchanged vs 06-2026lowest value
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 2.66, cash €6,565
Sector: Wholesale trade (NACE 46)
lowers risk
Founded in 1999
Size: total assets €419,602
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 68% of them on solvency, 32% on liquidity, 21% on profitability and 35% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as LA ROCA has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LA ROCA itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for LA ROCA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.66 (2.76 in 2024), above the usual 1.5. Short-term debt is 37.6% and cash 1.6% of total assets. 37.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€6,216
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
29 days late
2022
5 days early
2021
33 days early
2020
9 days early
2019
28 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 7 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0465812014
First establishment
Boekterheide 87, Heusden-Zolder
Incorporation
published on 16-04-1999 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LA ROCA Heusden-Zolder | €0.4m | -€4,630 | 62.4% | - |
| K.F.C. Consultancy Sint-Martens-Latem | €0.3m | -€22,695 | 100.0% | - |
| JODEMYN Izegem | €0.2m | -€12,465 | 73.2% | - |
| UNITED TRADE Hasselt | €0.4m | -€55,142 | 69.9% | - |
| ETABLISSEMENTS LENAERTS Soumagne | €1.0m | -€46,305 | 98.7% | - |
| AZOR Ixelles | €0.4m | -€8,741 | 37.5% | - |
| VAKHANDEL HENDRICKX& CO Aarschot | €0.1m | €113 | 68.9% | - |
These companies have the same main activity as LA ROCA: wholesale trade (NACE 46442). They are comparable in size and age: total assets between €141,000 and €1m, founded between 1985 and 2007.
Official details
Source: KBO- Status
- Active since 07-04-1999Normal situation
- Activity
- Wholesale tradeNACE 46442and 1 other
- Establishment unit
- 2.091.310.1023550 Heusden-Zolder, since 11-06-1999
- Financial year end
- 30 June
- Peppol
- Reachable since 19-08-2025
Annual accounts to 30-06-2025
- €419,602=
- Filing
- Filed on 31-01-2026, on the last day of the filing period
Insights on LA ROCA
LA ROCA files the abbreviated format. That format states no turnover. The gross margin fell from €55,946 in 2007 to -€4,630 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LA ROCA
- What is the company number of LA ROCA?
- The company number of LA ROCA is 0465.812.014. The VAT number is the same number with BE in front: BE 0465.812.014.
- Where is LA ROCA based?
- The registered office is at Boekterheide 87, 3550 Heusden-Zolder.Company details
- What does LA ROCA do?
- According to the KBO register, the main activity is wholesale trade (NACE 46442).
- What is the legal form of LA ROCA?
- LA ROCA is a private limited company (pre-2019) (BVBA).
- When was LA ROCA founded?
- LA ROCA was founded on 07-04-1999.
- Is LA ROCA still active?
- Yes, LA ROCA is an active enterprise in the KBO register.
- What is the turnover of LA ROCA?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is LA ROCA profitable?
- In financial year 2025, LA ROCA made a loss of €6,216.
- Where can I find the annual accounts of LA ROCA?
- LA ROCA filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LA ROCA due?
- LA ROCA must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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