JODEMYN
ActiveSummary
JODEMYN has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140,192 and a net result of -€6,328. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 75% of 11547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability15▼-74
Solvency98▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 68.66 against 34.8 in 2024; short-term debt: 1.4% and cash: 25% of total assets), and 26.8% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
22 d late
2023
9 d early
2022
8 d early
2021
13 d early
2020
30 d late
2019
76 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 13 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€140,192▼ 5.4%
2024 · €148,185
Total assets
€191,463▼ 10.1%
2024 · €213,085
Net result
-€6,328
2024 · €34,313
Working capital
€185,472▼ 6.5%
2024 · €198,395
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€9,315▼ 7,130%€10,298-€503-€226▲ 55.2%-€8,443▼ 3,641%
Net result€1,574within the sector's middle half€8,923within the sector's middle half▲ 467%-€876within the sector's middle half€34,313above the sector's middle half-€6,328below the sector's middle half
Equity€105,826within the sector's middle half▲ 1.5%€114,748within the sector's middle half▲ 8.4%€113,872within the sector's middle half▼ 0.8%€148,185within the sector's middle half▲ 30.1%€140,192within the sector's middle half▼ 5.4%
Total assets€211,758within the sector's middle half▼ 3.4%€203,064within the sector's middle half▼ 4.1%€193,741within the sector's middle half▼ 4.6%€213,085within the sector's middle half▲ 10.0%€191,463within the sector's middle half▼ 10.1%
Debt€15,404▲ 11.4%€8,287▼ 46.2%€10,340▲ 24.8%€5,870▼ 43.2%€2,741▼ 53.3%
Working capital€167,721above the sector's middle half▼ 12.1%€171,715above the sector's middle half▲ 2.4%€165,910above the sector's middle half▼ 3.4%€198,395above the sector's middle half▲ 19.6%€185,472above the sector's middle half▼ 6.5%
Solvency50.0%within the sector's middle half▲ 2.4pp56.5%within the sector's middle half▲ 6.5pp58.8%within the sector's middle half▲ 2.3pp69.5%within the sector's middle half▲ 10.8pp73.2%above the sector's middle half▲ 3.7pp
Current ratio11.89above the sector's middle half▼ 2.9121.72above the sector's middle half▲ 9.8317.05above the sector's middle half▼ 4.6834.80above the sector's middle half▲ 17.7568.66above the sector's middle half▲ 33.86
Return on assets (ROA)0.7%within the sector's middle half▲ 0.8pp4.4%within the sector's middle half▲ 3.7pp-0.5%within the sector's middle half▼ 4.8pp16.1%above the sector's middle half▲ 16.6pp-3.3%below the sector's middle half▼ 19.4pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8,443 in 2025 against €226 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191,463
Fixed assets
€3,250 ▼ 63.2%
Current assets
€188,214 ▼ 7.9%
Equity and liabilities €191,463
Equity
€140,192 ▼ 5.4%
Provisions
€48,530 ▼ 17.8%
Debt
€2,741 ▼ 53.3%
Debt's share of the balance-sheet total falls from 2.8% to 1.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€2,873▼
2024 · €5,345
Cash flow
-€757▼
2024 · €39,884
Debt to equity
0.02▼
2024 · 0.04
ROE
-4.5%▼
2024 · 23.2%
Interest coverage
-39.82▼
2024 · 73.85
Debt ≤ 1 year
€2,741▼
2024 · €5,870
Income taxes
€185▼
2024 · €3,609
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €14,169 | €10,499 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,446 | €5,571 | €5,571 | €5,571 | €5,571 | = |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | -€10,499 | -€10,499 | -€10,499 | = |
| Other operating charges640/8 | €1,701 | €730 | €822 | €799 | €907 | ▲ 13.6% |
| Gross operating margin9900 | -€2,168 | €16,598 | -€4,610 | -€4,355 | -€12,465 | ▼ 186% |
| Operating profit (loss)9901 | -€9,315 | €10,298 | -€503 | -€226 | -€8,443 | ▼ 3,641% |
| Financial income75/76B | €13,447 | €0 | €154 | €41,260 | €2,373 | ▼ 94.2% |
| Recurring financial income75 | €13,447 | €0 | €154 | €41,260 | €2,373 | ▼ 94.2% |
| Financial charges65/66B | €2,059 | €280 | €324 | €3,112 | €72 | ▼ 97.7% |
| Recurring financial charges65 | €2,059 | €280 | €324 | €72 | €72 | ▼ 0.3% |
| Non-recurring financial charges66B | - | - | - | €3,040 | €0 | ▼ 100% |
| Profit (loss) for the period before taxes9903 | €2,073 | €10,018 | -€674 | €37,922 | -€6,143 | ▼ 116% |
| Income taxes67/77 | €499 | €1,095 | €202 | €3,609 | €185 | ▼ 94.9% |
| Profit (loss) for the period9904 | €1,574 | €8,923 | -€876 | €34,313 | -€6,328 | ▼ 118% |
| Profit (loss) for the period to be appropriated9905 | €1,574 | €8,923 | -€876 | €34,313 | -€6,328 | ▼ 118% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €211,758 | €203,064 | €193,741 | €213,085 | €191,463 | ▼ 10.1% |
| Fixed assets21/28 | €28,632 | €23,062 | €17,491 | €8,820 | €3,250 | ▼ 63.2% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €25,532 | €19,962 | €14,391 | €8,820 | €3,250 | ▼ 63.2% |
| Furniture and vehicles24 | €25,532 | €19,962 | €14,391 | €8,820 | €3,250 | ▼ 63.2% |
| Financial fixed assets28 | €3,100 | €3,100 | €3,100 | €0 | - | - |
| Current assets29/58 | €183,125 | €180,002 | €176,250 | €204,265 | €188,214 | ▼ 7.9% |
| Stocks and contracts in progress3 | €12,290 | €0 | - | - | - | - |
| Stocks30/36 | €12,290 | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €11,082 | €3,509 | €10,931 | €8,860 | €5,622 | ▼ 36.5% |
| Trade receivables40 | €1,750 | €0 | €7,417 | €4,162 | €1,944 | ▼ 53.3% |
| Other amounts receivable41 | €9,332 | €3,509 | €3,514 | €4,697 | €3,677 | ▼ 21.7% |
| Current investments50/53 | €70,505 | €70,505 | €120,505 | €122,250 | €134,714 | ▲ 10.2% |
| Cash at bank and in hand54/58 | €89,248 | €105,988 | €44,814 | €73,155 | €47,878 | ▼ 34.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €211,758 | €203,064 | €193,741 | €213,085 | €191,463 | ▼ 10.1% |
| Equity10/15 | €105,826 | €114,748 | €113,872 | €148,185 | €140,192 | ▼ 5.4% |
| Contributions10/11 | €17,000 | €17,000 | €17,000 | €17,000 | €17,000 | = |
| Reserves13 | €88,826 | €97,748 | €96,872 | €131,185 | €123,192 | ▼ 6.1% |
| Non-distributable reserves130/1 | €2,000 | €2,000 | €0 | - | - | - |
| Reserves not available under the articles1311 | €2,000 | €2,000 | €0 | - | - | - |
| Distributable reserves133 | €86,826 | €95,748 | €96,872 | €131,185 | €123,192 | ▼ 6.1% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Provisions and deferred taxes16 | €90,528 | €80,028 | €69,529 | €59,030 | €48,530 | ▼ 17.8% |
| Provisions for liabilities and charges160/5 | €90,528 | €80,028 | €69,529 | €59,030 | €48,530 | ▼ 17.8% |
| Other liabilities and charges164/5 | €90,528 | €80,028 | €69,529 | €59,030 | €48,530 | ▼ 17.8% |
| Amounts payable17/49 | €15,404 | €8,287 | €10,340 | €5,870 | €2,741 | ▼ 53.3% |
| Amounts payable within one year42/48 | €15,404 | €8,287 | €10,340 | €5,870 | €2,741 | ▼ 53.3% |
| Trade debts44 | €2,584 | €79 | €6,037 | €1,039 | €688 | ▼ 33.8% |
| Suppliers440/4 | €2,584 | €79 | €6,037 | €1,039 | €688 | ▼ 33.8% |
| Taxes, remuneration and social security45 | €371 | €2,142 | €615 | €3,380 | €387 | ▼ 88.5% |
| Taxes450/3 | €371 | €2,142 | €615 | €3,380 | €387 | ▼ 88.5% |
| Other amounts payable47/48 | €12,449 | €6,066 | €3,688 | €1,452 | €1,666 | ▲ 14.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,574 | €8,923 | -€876 | €34,313 | -€6,328 | ▼ 118% |
| + Depreciation and write-downs630 | €5,446 | €5,571 | €5,571 | €5,571 | €5,571 | = |
| Operating cash flow (approximation) | €7,020 | €14,493 | €4,694 | €39,884 | -€757 | ▼ 102% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €3,100 | €0 | ▼ 100% |
| Change in cash | - | €16,740 | -€61,174 | €28,342 | -€25,277 | ▼ 189% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Back to profitnet €34,313
Net result €34,313 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 34.80
Current ratio from 17.05 to 34.80; short-term debt falls from €10,340 to €5,870.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €1,574
Net result €1,574 after 3 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 14.80
Current ratio from 4.69 to 14.80; short-term debt falls from €15,981 to €13,824.
31-12
Financial
Equity above €100,000Eq €104,251 ▲40.1%
Equity rises from €74,398 to €104,251.
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 76 days late
Show earlier events
2019
31-12
Financial
Weakest financial yearnet -€23,346
Net result drops to -€23,346, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 4.69
Current ratio from 1.53 to 4.69; short-term debt falls from €147,793 to €15,981.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 6 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2000
Ground area
1,537 m²
Building footprint
251 m²
Volume, LiDAR
3,113 m³
Parcel 36493B0487/00G002, Flanders · tallest building 16.1 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Eltochem
since 20002.094.965.913
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36493B0487/00G002 | Flanders | 1,537 m² | 1 · 251 m² | 16.1 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 472 companies in this sector we hold annual accounts for 336. 228 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company (pre-2019)
Founded07-02-2000
Fiscal year end31-12
Activities, NACEBEL 2025
46442Wholesale trade
20412Manufacture of chemicals and chemical products
47783Retail trade
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0470553829
Also
9925:BE0470553829
Registered
05-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.