LA REGALADE
ActiveSummary
LA REGALADE has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €684k and a net result of €76k. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 810 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 10.02 against 9.12 in 2024; short-term debt: 9% and cash: 86.1% of total assets), and 9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91%
Return on assets
10.1%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
3 d late
2023
1 d early
2022
on the day
2021
1 d late
2020
2 d early
2019
64 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€76k▼ 24.7%
2024 · €100k
2019: €15k
2020: €19k
2021: €28k
2022: €75k
2023: €68k
2024: €100k
2019 → 2025
Working capital
€609k▲ 22.2%
2024 · €498k
2019: €74k
2020: €127k
2021: €197k
2022: €281k
2023: €392k
2024: €498k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€364k-€439k▲ 20.6%€508k▲ 15.6%€608k▲ 19.8%€684k▲ 12.4%
Operating result€54k-€106k▲ 98.1%€90k▼ 15.2%€140k▲ 55.6%€103k▼ 26.6%
Net result€28k-€75k▲ 164%€68k▼ 8.8%€100k▲ 46.8%€76k▼ 24.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €751k
Fixed assets
€75k ▼ 32.2%
Current assets
€676k ▲ 20.8%
Equity and liabilities €751k
Equity
€684k ▲ 12.4%
Debt
€68k ▲ 8.5%
Debt's share of the balance-sheet total falls from 9.3% to 9.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€152k▼
2024 · €185k
Cash flow
€125k▼
2024 · €145k
Current ratio
10.02▲
2024 · 9.12
Quick ratio
9.75▲
2024 · 8.90
Debt to equity
0.10▼
2024 · 0.10
ROE
11.1%▼
2024 · 16.5%
ROA
10.1%▼
2024 · 15.0%
Interest coverage
45.23▼
2024 · 56.22
Debt ≤ 1 year
€67k▲
2024 · €61k
Income taxes
€28k▼
2024 · €39k
Staff costs
€54k▼
2024 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€670k€751k▲
Fixed assets21/28€111k€75k▼
Tangible fixed assets22/27€109k€73k▼
Land and buildings22€79k€51k▼
Plant, machinery and equipment23€17k€21k▲
Furniture and vehicles24€13k€517▼
Financial fixed assets28€2k€2k=
Current assets29/58€560k€676k▲
Stocks and contracts in progress3€14k€19k▲
Stocks30/36€14k€19k▲
Amounts receivable within one year40/41€3k€4k▲
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€534k€647k▲
Deferred charges and accrued income490/1€9k€7k▼
Equity and liabilities
Total equity and liabilities10/49€670k€751k▲
Equity10/15€608k€684k▲
Contributions10/11€30k€30k=
Reserves13€477k€552k▲
Distributable reserves133€477k€552k▲
Profit (loss) carried forward14€101k€102k▲
Amounts payable17/49€62k€68k▲
Amounts payable within one year42/48€61k€67k▲
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€22k€27k▲
Taxes450/3€19k€24k▲
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€37k€33k▼
Accrued charges and deferred income492/3€937€89▼
Income statement
Code20242025
Remuneration, social security and pensions62€60k€54k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€49k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-6k-
Other operating charges640/8€2k€2k▼
Gross operating margin9900€241k€208k▼
Operating profit (loss)9901€140k€103k▼
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€139k€104k▼
Income taxes67/77€39k€28k▼
Profit (loss) for the period9904€100k€76k▼
Profit (loss) for the period to be appropriated9905€100k€76k▼
Appropriation of the result
Profit (loss) to be appropriated9906€101k€177k▲
Profit (loss) brought forward from the previous period14P€587€101k▲
Transfer to equity691/2-€75k
To other reserves6921-€75k
Social balance
Average headcount (FTE)9087-54,148.4
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 3 days late
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 3 days late
2024
30-06
Financial
Highest result since 2019net €100k ▲46.8%
Operating result €140k, net result €100k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €500kEq €508k ▲15.6%
5 profitable years in a row build equity to €508k.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
30-06
Financial
Liquidity doublescurrent ratio 4.13
Current ratio from 1.79 to 4.13; short-term debt falls from €160k to €63k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
28-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
29-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Arlon · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Toernich, Burewee 266700 Arlon1 establishment unit
LA REGALADE
since 20052.146.395.610
Recognitions · licences · registrations
Food safety, FASFC
1 siteArlon2.146.395.610
Similar companies · same sector, comparable size
XIN SEN
BE 0472.229.850
Torhout · Eq €682,929
PANADAS FACTORY
BE 0829.395.035
Anderlecht · Eq €685,575
JAKPAT
BE 0820.683.940
Evere · Eq €686,556
ROWENS
BE 0651.808.821
Bredene · Eq €686,769
BAVEV
BE 0735.823.687
Mol · Eq €687,192
Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 5,386 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-03-2005
Fiscal year end30-06
Activities, NACEBEL 2025
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filings
Scores and ratios are computed by Checked and are not a credit decision.