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La Prévoyante

Active
Coöperatieve vennootschap (oud statuut)· 58 yrs active
Rue de Bruxelles 19 ·4800 Verviers, Belgium
KBO/BCE: BE 0405.944.406
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Age58 yrs
Real estate1 parcel · 222 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of La Prévoyante is 0.2% (very low). The company has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Signals

Insufficient current data: the most recent filed accounts (financial year 1988) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide
Annual accounts not filed
The financial year that closed on 31-12-1989 was due at the National Bank by 31-07-1990. Nothing is on record today, 13160 days later. 25 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Filed more than 90 days late
The financial year that closed on 31-12-1988 was due by 31-07-1989 and was filed on 29-11-1989, 121 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-1988, that is 31-07-1989.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2013 31-07-2014 nothing on record not filed -
31-12-2012 31-07-2013 nothing on record not filed -
31-12-2011 31-07-2012 nothing on record not filed -
31-12-2010 31-07-2011 nothing on record not filed -
31-12-2009 31-07-2010 nothing on record not filed -
31-12-2008 31-07-2009 nothing on record not filed -
31-12-2007 31-07-2008 nothing on record not filed -
31-12-2006 31-07-2007 nothing on record not filed -
31-12-2005 31-07-2006 nothing on record not filed -
31-12-2004 31-07-2005 nothing on record not filed -
31-12-2003 31-07-2004 nothing on record not filed -
31-12-2002 31-07-2003 nothing on record not filed -

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1968, 58 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −No NACE activity registered +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 1988 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-1988 volledig 29-11-1989 1989-26402439
31-12-1987 volledig 14-09-1988 1988-20503875
31-12-1986 volledig 04-06-1987 1987-08401314
31-12-1985 volledig 30-06-1986 1986-21601996
31-12-1984 volledig 12-07-1985 1985-23501884
31-12-1983 ander 06-07-1984 1984-09501066
31-12-1982 ander 28-06-1983 1983-07401441
31-12-1981 ander 24-08-1982 1982-11102461
31-12-1980 ander 09-10-1981 1981-11801775
31-12-1979 ander 24-06-1980 1980-06400713

Locations & real estate

Parcels1
Ground area222 m²
Buildings1
Building footprint185 m²
Volume (LiDAR)2,568 m³
Tallest building18.0 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63079D0378/00A005 Wallonia 222 m² 1 · 185 m² 18.0 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR La Prévoyante
Registered office
Rue de Bruxelles 19
4800 Verviers, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.