LA NOMADE
ActiveSummary
LA NOMADE has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €290,483 and a net result of €49,395. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 58% of 4613 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability58▼-8
Solvency74▼-26
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22,000 at 30 days acceptable
Liquidity ample (current ratio 1.94 against 16.8 in 2024; short-term debt: 51.5% and cash: 46.9% of total assets), but 51.5% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.5%
Return on assets
8.2%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
22 d early
2023
29 d early
2022
27 d early
2021
38 d early
2020
37 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€49,395
2024 · -€10,664
Working capital
€290,483▼ 0.6%
2024 · €292,278
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,748▲ 55.2%-€9,067▼ 419%-€1,961▲ 78.4%-€20,659▼ 953%€60,123
Net result€2,421within the sector's middle half-€2,519within the sector's middle half€4,935within the sector's middle half-€10,664within the sector's middle half€49,395within the sector's middle half
Equity€517,300within the sector's middle half▲ 0.5%€514,781within the sector's middle half▼ 0.5%€519,717within the sector's middle half▲ 1.0%€509,053within the sector's middle half▼ 2.1%€290,483within the sector's middle half▼ 42.9%
Total assets€526,986below the sector's middle half▲ 0.1%€524,575below the sector's middle half▼ 0.5%€528,929below the sector's middle half▲ 0.8%€527,552below the sector's middle half▼ 0.3%€598,856below the sector's middle half▲ 13.5%
Debt€9,686▼ 16.3%€9,794▲ 1.1%€9,212▼ 5.9%€18,499▲ 101%€308,373▲ 1,567%
Working capital€228,754within the sector's middle half▲ 13.0%€250,159within the sector's middle half▲ 9.4%€279,018within the sector's middle half▲ 11.5%€292,278within the sector's middle half▲ 4.8%€290,483within the sector's middle half▼ 0.6%
Solvency98.2%above the sector's middle half▲ 0.4pp98.1%above the sector's middle half=98.3%above the sector's middle half▲ 0.1pp96.5%above the sector's middle half▼ 1.8pp48.5%within the sector's middle half▼ 48.0pp
Current ratio24.62above the sector's middle half▲ 6.1226.54above the sector's middle half▲ 1.9331.29above the sector's middle half▲ 4.7516.80above the sector's middle half▼ 14.491.94within the sector's middle half▼ 14.86
Return on assets (ROA)0.5%within the sector's middle half▲ 1.2pp-0.5%within the sector's middle half▼ 0.9pp0.9%within the sector's middle half▲ 1.4pp-2.0%below the sector's middle half▼ 3.0pp8.2%above the sector's middle half▲ 10.3pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €60,123 after a loss of €20,659 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €598,856
Equity
€290,483 ▼ 42.9%
Debt
€308,373 ▲ 1,567%
Debt's share of the balance-sheet total rises from 3.5% to 51.5%. Equity is lower and debt is higher.
Key figures and ratios
Debt to equity
1.06▲
2024 · 0.04
ROE
17.0%▲
2024 · -2.1%
Debt ≤ 1 year
€308,373▲
2024 · €18,499
Income taxes
€21,601
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €84,257 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,924 | €23,924 | €23,923 | €23,924 | - | - |
| Other operating charges640/8 | €8,407 | €16,510 | €9,004 | €9,353 | €1,663 | ▼ 82.2% |
| Non-recurring operating charges66A | - | - | - | - | €9,748 | - |
| Gross operating margin9900 | €30,583 | €31,367 | €30,966 | €12,618 | €71,534 | ▲ 467% |
| Operating profit (loss)9901 | -€1,748 | -€9,067 | -€1,961 | -€20,659 | €60,123 | ▲ 391% |
| Financial income75/76B | €4,206 | €6,561 | €7,189 | €10,020 | €11,138 | ▲ 11.2% |
| Recurring financial income75 | €4,206 | €6,561 | €7,189 | €10,020 | €11,138 | ▲ 11.2% |
| Financial charges65/66B | €37 | €13 | €24 | €25 | €265 | ▲ 960% |
| Recurring financial charges65 | €37 | €13 | €24 | €25 | €265 | ▲ 960% |
| Profit (loss) for the period before taxes9903 | €2,421 | -€2,519 | €5,204 | -€10,664 | €70,996 | ▲ 766% |
| Income taxes67/77 | - | - | €269 | - | €21,601 | - |
| Profit (loss) for the period9904 | €2,421 | -€2,519 | €4,935 | -€10,664 | €49,395 | ▲ 563% |
| Profit (loss) for the period to be appropriated9905 | €2,421 | -€2,519 | €4,935 | -€10,664 | €49,395 | ▲ 563% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €526,986 | €524,575 | €528,929 | €527,552 | €598,856 | ▲ 13.5% |
| Fixed assets21/28 | €288,546 | €264,622 | €240,699 | €216,775 | - | - |
| Tangible fixed assets22/27 | €262,799 | €238,875 | €214,952 | €191,028 | - | - |
| Other tangible fixed assets26 | €262,799 | €238,875 | €214,952 | €191,028 | - | - |
| Financial fixed assets28 | €25,747 | €25,747 | €25,747 | €25,747 | - | - |
| Current assets29/58 | €238,440 | €259,953 | €288,230 | €310,777 | €598,856 | ▲ 92.7% |
| Amounts receivable within one year40/41 | €197,063 | €203,624 | €245,813 | €281,252 | €318,185 | ▲ 13.1% |
| Trade receivables40 | €8,852 | €8,852 | €8,852 | - | - | - |
| Other amounts receivable41 | €188,211 | €194,772 | €236,961 | €281,252 | €318,185 | ▲ 13.1% |
| Cash at bank and in hand54/58 | €41,377 | €56,329 | €42,417 | €29,525 | €280,671 | ▲ 851% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €526,986 | €524,575 | €528,929 | €527,552 | €598,856 | ▲ 13.5% |
| Equity10/15 | €517,300 | €514,781 | €519,717 | €509,053 | €290,483 | ▼ 42.9% |
| Contributions10/11 | €62,500 | €62,500 | €62,500 | €62,500 | €62,500 | = |
| Capital10 | €62,500 | €62,500 | €62,500 | €62,500 | €62,500 | = |
| Issued capital100 | €62,500 | €62,500 | €62,500 | €62,500 | €62,500 | = |
| Reserves13 | €10,081 | €10,081 | €10,081 | €10,081 | €65,081 | ▲ 546% |
| Non-distributable reserves130/1 | €10,081 | €10,081 | €10,081 | €10,081 | €10,081 | = |
| Legal reserve130 | €10,081 | €10,081 | €10,081 | €10,081 | €10,081 | = |
| Distributable reserves133 | - | - | - | - | €55,000 | - |
| Profit (loss) carried forward14 | €444,719 | €442,200 | €447,136 | €436,472 | €162,902 | ▼ 62.7% |
| Amounts payable17/49 | €9,686 | €9,794 | €9,212 | €18,499 | €308,373 | ▲ 1,567% |
| Amounts payable within one year42/48 | €9,686 | €9,794 | €9,212 | €18,499 | €308,373 | ▲ 1,567% |
| Trade debts44 | €8,354 | €8,485 | €8,881 | €18,231 | €18,807 | ▲ 3.2% |
| Suppliers440/4 | €8,354 | €8,485 | €8,881 | €18,231 | €18,807 | ▲ 3.2% |
| Taxes, remuneration and social security45 | €1,332 | €1,309 | €331 | €268 | €101,991 | ▲ 37,956% |
| Taxes450/3 | €1,332 | €1,309 | €331 | €268 | €101,991 | ▲ 37,956% |
| Other amounts payable47/48 | - | - | - | - | €187,575 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,421 | -€2,519 | €4,935 | -€10,664 | €49,395 | ▲ 563% |
| + Depreciation and write-downs630 | €23,924 | €23,924 | €23,923 | €23,924 | - | - |
| Operating cash flow (approximation) | €26,345 | €21,405 | €28,858 | €13,260 | €49,395 | ▲ 273% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - | - |
| Change in cash | - | €14,952 | -€13,912 | -€12,892 | €251,146 | ▲ 2,048% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
2025
31-12
Financial
Back to profitnet €49,395
Net result €49,395 after one loss-making year.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet -€10,664
Net result drops to -€10,664, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €4,935
Net result €4,935 after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €2,421
Net result €2,421 after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Liquidity times 9current ratio 18.49
Current ratio from 2.17 to 18.49; short-term debt falls from €156,529 to €11,571.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
15-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 199 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1991
Ground area
656 m²
Building footprint
206 m²
Volume, LiDAR
3,800 m³
Parcel 52011D0139/00D005, Wallonia · tallest building 20.9 m, ±6 floors. Linked by address, not a title deed.
32
companies at this address
See who is registered here
1 establishment unit
Quai Arthur Rimbaud 6, 6000 Charleroi
since 19912.053.712.209
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011D0139/00D005 | Wallonia | 656 m² | 1 · 206 m² | 20.9 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,042 companies in sector 68203 we hold annual accounts for 6,005. 4,409 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded13-06-1991
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
68121Development of residential building projects
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
47711Retail sale of women's outerwear
47721Retail sale of footwear
E-invoicing
Not found in the Peppol register
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Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.