Filings
39 annual accounts since 1987
Eight of the last ten came late. The 2022 accounts came latest: 140 days after the end of the period.
La Maison Libérale
Lifetime
20 annual accounts with figures on one time axis, 39 filings since 1987peak €38,462 (2015)
€37,409▲ 22.5%
lowest -€16,297 (2022)
€17,785▲ 201%
peak €137,435 (2006)
€94,235▲ 23.3%
€6,319▲ 37.3%
Board7 names since 2021
2 directorsIMMO PAQUE-WARNIER and 1 other
Documentsfilings and deeds
20-05-202672 days before the deadline
2025micro format
Gross margin from €30,539 to €37,409Result from €5,907 to €17,785Registered office moved from Waremme to Othee 18-12Equity from €76,450 to €94,235Debts from €4,603 to €6,319Cash from €15,711 to €40,934
Key points
from the 2025 annual accountsBoard
1 joined · 4 left
Board changed. Latest change 16-11-2025 · 2 in office.
Position in the sector
93.7%
Higher solvency than 94% of companies in real estate. Sector median 28.9% · 17,185 companies.
Checked score
95
Excellent
Financially stronger than 88% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.5%▲ +0.1 percentage points vs 10-2025
12-2025: 0.3%▼ -0.2 percentage points vs 11-2025
01-2026: 0.8%▲ +0.5 percentage points vs 12-2025highest value
02-2026: 0.8%● unchanged vs 01-2026highest value
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.1%▼ -0.7 percentage points vs 05-2026lowest value
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
No registered site in the KBO
lowers risk
Liquidity: current ratio 6.48, cash €40,934
Equity €94,235 (93.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 98% on liquidity, 86% on profitability and 77% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as La Maison Libérale has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of La Maison Libérale itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for La Maison Libérale. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.48 (4.03 in 2024), above the usual 1.5. Short-term debt is 6.3% and cash 40.7% of total assets. 6.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €94,235
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
72 days early
2024
118 days late
2023
30 days late
2022
140 days late
2021
109 days late
2020
30 days late
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 55 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 November (4 of the last 5 accounts filed within 78 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0401461125
Registered office moved from Waremme to Othee
New registered office: Rue Englebert Lescrenier 47, 4340 OTHEE · Previous registered office: Rue Joseph Wauters 40, 4300 Waremme · Resignations: Alexis LAMBERT, Jean-Marie LAMBERT, Stéphane MELIN and Marianne LAMBERT · General meeting of 15-11-2025 · Gazette deed
4 directors resigning, 5 reappointments
Change of role: Alexis Lambert, from director to managing director · Resignations: Marianne Lambert, Stéphane Melin, Jean-Marie Lambert and Christine Lambert · Reappointments: Marianne Lambert, Stéphane Melin, Alexis Lambert, Jean-Marie Lambert and Christine Lambert · General meeting of 19-12-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| La Maison Libérale Awans | €100,555 | €37,409 | 93.7% | - |
| Société Industrielle Textile Welkenraedt | €179,270 | €33,384 | 70.5% | - |
| INTERIEUR Yvoir | €124,152 | €30,733 | 39.5% | - |
| Vereeken Opwijk | €105,948 | €30,346 | 34.2% | - |
| EURO-B SOCIETY Saint-Josse-ten-Noode | €81,447 | €47,963 | 99.8% | - |
| MASFOK Zandhoven | €112,852 | €24,043 | 58.9% | - |
| ImmoH Anthisnes | €102,550 | €55,024 | -76.2% | - |
These companies have the same main activity as La Maison Libérale: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €81,400 and €179,000, founded between 1953 and 1977.
Official details
Source: KBO- Status
- Active since 09-04-1922Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201
- Financial year end
- 31 December
- Peppol
- Reachable since 16-01-2026
Annual accounts 2025
- ≈ €61,000estimated
- €100,555▲ 24.1%
- Filing
- Filed on 20-05-2026, 72 days before the end of the filing period
Insights on La Maison Libérale
La Maison Libérale files the micro format. That format states no turnover. The gross margin rose from €23,423 in 2006 to €37,409 in 2025.
In February 2024, five directors stepped down. In December 2025, the Official Gazette published the appointment of IMMO PAQUE-WARNIER as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about La Maison Libérale
- What is the company number of La Maison Libérale?
- The company number of La Maison Libérale is 0401.461.125. The VAT number is the same number with BE in front: BE 0401.461.125.
- Where is La Maison Libérale based?
- The registered office is at Rue Englebert Lescrenier 47, 4340 Awans.Company details
- What does La Maison Libérale do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of La Maison Libérale?
- La Maison Libérale is a private limited company (BV).
- When was La Maison Libérale founded?
- La Maison Libérale was founded on 09-04-1922.
- Is La Maison Libérale still active?
- Yes, La Maison Libérale is an active enterprise in the KBO register.
- What is the turnover of La Maison Libérale?
- The turnover in financial year 2025 is ≈ €61,000. This figure is estimated from the gross margin of €37,409 and 51 comparable companies (NACE 682). It probably lies between €46,000 and €89,000. In financial year 2020 turnover was €69,657.Financials
- Is La Maison Libérale profitable?
- In financial year 2025, La Maison Libérale made a profit of €17,785.
- Where can I find the annual accounts of La Maison Libérale?
- La Maison Libérale filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of La Maison Libérale due?
- La Maison Libérale must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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