INTERIEUR
ActiveSummary
INTERIEUR has been active since 1969 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €7k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 51% of 4556 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability76▲+24
Solvency64▲+2
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.36 against 0.69 in 2024; short-term debt: 15.5% and cash: 3.5% of total assets), and 60.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.5%
Return on assets
5.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-02-2026, 86 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
86 d early
2024
86 d early
2023
73 d early
2022
57 d early
2021
87 d early
2020
77 d early
2019
88 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€7k
2024 · €-2k
Working capital
€-12k▼ 116%
2024 · €-6k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€9k▲ 8.3%€7k▼ 29.4%€9k▲ 36.5%€3k▼ 64.7%€12k▲ 289%
Net result€7k▲ 7.5%€3k▼ 53.7%€5k▲ 47.4%€-2k€7k
Equity€36k▲ 25.6%€39k▲ 9.4%€44k▲ 12.7%€42k▼ 3.8%€49k▲ 16.4%
Total assets€95k▼ 15.3%€126k▲ 32.4%€120k▼ 4.1%€115k▼ 4.1%€124k▲ 7.6%
Debt€55k▼ 27.6%€83k▲ 51.5%€73k▼ 12.1%€67k▼ 8.1%€69k▲ 2.5%
Working capital€38k▼ 43.4%€-29k€-18k▲ 36.9%€-6k▲ 68.8%€-12k▼ 116%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 289% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€117k ▲ 14.0%
Current assets
€7k ▼ 45.0%
Equity and liabilities €124k
Equity
€49k ▲ 16.4%
Provisions
€7k ▲ 2.5%
Debt
€69k ▲ 2.5%
Debt's share of the balance-sheet total falls from 58.0% to 55.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€24k▲
2024 · €13k
Cash flow
€19k▲
2024 · €8k
Current ratio
0.36▼
2024 · 0.69
Debt to equity
1.40▼
2024 · 1.59
ROE
14.1%▲
2024 · -3.9%
ROA
5.6%▲
2024 · -1.4%
Interest coverage
8.61▲
2024 · 4.26
Debt ≤ 1 year
€19k▲
2024 · €18k
Debt > 1 year
€49k▲
2024 · €48k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €9k | €11k | €10k | €12k | ▲ 16.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €-3k | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | €-800 | - | €3k | €159 | ▼ 94.0% |
| Other operating charges640/8 | - | €5k | €5k | €7k | €9k | ▲ 22.0% |
| Non-recurring operating charges66A | - | €800 | - | - | - | - |
| Gross operating margin9900 | €23k | €20k | €25k | €23k | €31k | ▲ 32.0% |
| Operating profit (loss)9901 | €9k | €7k | €9k | €3k | €12k | ▲ 289% |
| Financial income75/76B | - | €1k | - | - | - | - |
| Recurring financial income75 | €3k | €1k | - | - | - | - |
| Financial charges65/66B | - | €3k | €3k | €3k | €3k | ▼ 10.1% |
| Recurring financial charges65 | €2k | €3k | €3k | €3k | €3k | ▼ 10.1% |
| Profit (loss) for the period before taxes9903 | €10k | €5k | €6k | €85 | €10k | ▲ 11,218% |
| Income taxes67/77 | €3k | €1k | €668 | €2k | €3k | ▲ 55.5% |
| Profit (loss) for the period9904 | €7k | €3k | €5k | €-2k | €7k | ▲ 516% |
| Profit (loss) for the period to be appropriated9905 | €7k | €3k | €5k | €-2k | €7k | ▲ 516% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €95k | €126k | €120k | €115k | €124k | ▲ 7.6% |
| Fixed assets21/28 | €46k | €117k | €113k | €103k | €117k | ▲ 14.0% |
| Tangible fixed assets22/27 | €46k | €117k | €113k | €103k | €117k | ▲ 14.0% |
| Land and buildings22 | - | €117k | €113k | €103k | €117k | ▲ 14.0% |
| Current assets29/58 | €49k | €8k | €7k | €13k | €7k | ▼ 45.0% |
| Amounts receivable within one year40/41 | €20k | €2k | €320 | €578 | €4 | ▼ 99.3% |
| Trade receivables40 | - | €1k | - | €578 | €4 | ▼ 99.3% |
| Other amounts receivable41 | - | €758 | €320 | - | - | - |
| Cash at bank and in hand54/58 | €27k | €4k | €5k | €10k | €4k | ▼ 53.9% |
| Deferred charges and accrued income490/1 | - | €2k | €2k | €2k | €3k | ▲ 1.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €95k | €126k | €120k | €115k | €124k | ▲ 7.6% |
| Equity10/15 | €36k | €39k | €44k | €42k | €49k | ▲ 16.4% |
| Contributions10/11 | - | €25k | €27k | €27k | €27k | = |
| Reserves13 | €2k | €2k | €15k | €15k | €20k | ▲ 33.3% |
| Non-distributable reserves130/1 | - | €2k | - | - | - | - |
| Reserves not available under the articles1311 | - | €2k | - | - | - | - |
| Distributable reserves133 | - | - | €15k | €15k | €20k | ▲ 33.3% |
| Profit (loss) carried forward14 | €8k | €12k | €2k | €-134 | €2k | ▲ 1,422% |
| Provisions and deferred taxes16 | €5k | €4k | €4k | €6k | €7k | ▲ 2.5% |
| Provisions for liabilities and charges160/5 | - | €4k | €4k | €6k | €7k | ▲ 2.5% |
| Major repairs and maintenance162 | - | €4k | €4k | €6k | €7k | ▲ 2.5% |
| Amounts payable17/49 | €55k | €83k | €73k | €67k | €69k | ▲ 2.5% |
| Amounts payable after more than one year17 | €44k | €45k | €47k | €48k | €49k | ▲ 1.4% |
| Other amounts payable178/9 | - | €45k | €47k | €48k | €49k | ▲ 1.4% |
| Amounts payable within one year42/48 | €11k | €38k | €26k | €18k | €19k | ▲ 5.3% |
| Trade debts44 | €8k | €11k | €7k | €9k | €6k | ▼ 34.6% |
| Suppliers440/4 | - | €11k | €7k | €9k | €6k | ▼ 34.6% |
| Taxes, remuneration and social security45 | - | €2k | €2k | €3k | €5k | ▲ 83.3% |
| Taxes450/3 | - | €2k | €2k | €3k | €5k | ▲ 83.3% |
| Other amounts payable47/48 | - | €25k | €17k | €7k | €9k | ▲ 25.3% |
| Accrued charges and deferred income492/3 | - | €262 | €289 | €291 | €300 | ▲ 3.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €3k | €5k | €-2k | €7k | ▲ 516% |
| + Depreciation and write-downs630 | €5k | €9k | €11k | €10k | €12k | ▲ 16.0% |
| Operating cash flow (approximation) | €12k | €12k | €16k | €8k | €19k | ▲ 121% |
| Investment in fixed assets (approximation) | - | €-80k | €-7k | €1 | €-26k | ▼ 2,607,000% |
| Change in cash | - | €-22k | €340 | €5k | €-5k | ▼ 208% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
17-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
04-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
02-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
12-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
02-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
18-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
07-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Yvoir · 1 establishment unit since 1969
Ground area
1,972 m²
Building footprint
423 m²
Volume, LiDAR
3,046 m³
2 parcels, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Dinant 5, 5537 Anhée
since 19692.002.734.452
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91005A0245/00L005 | Wallonia | 1,371 m² | 1 · 275 m² | 11.0 m · 3 fl. |
| 91056B0314/00P004 | Wallonia | 602 m² | 1 · 148 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,143 companies in sector 68201 we hold annual accounts for 6,764. 3,315 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-07-1969
Fiscal year end30-09
Abbreviation FR
Intérieur
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.