Debts
€31,236 97% of the balance sheet
Suppliers 18%Taxes and wages 1%Other 82%
LA FROIDMONTOISE
Lifetime
19 annual accounts with figures on one time axispeak €123,660 (2012)
€84,776▲ 10.4%
lowest -€3,834 (2015)
-€633▼ €2,044
peak €28,011 (2013)
€808▼ 43.9%
€31,236▼ 10.6%
Board1 name since 2023
1 directorPatrice BODART
Documentsfilings and deeds
27-08-202627 days late
2025abbreviated format
Gross margin from €14,706 to €12,128Loss of €633Equity from €1,441 to €808Cash from €2,625 to €3,428
Key points
from the 2025 annual accountsFilings
19 annual accounts since 2007
Eight of the last ten came late. The 2017 accounts came latest: 38 days after the end of the period.
Position in the sector
€808
Less equity than 88% of companies in wholesale trade. Sector median €361,107 · 9,898 companies.
Checked score
82
Excellent
Financially stronger than 31% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.4%▲ +0.1 percentage points vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.3%▼ -0.1 percentage points vs 05-2025
07-2025: 0.5%▲ +0.2 percentage points vs 06-2025
08-2025: 0.3%▼ -0.2 percentage points vs 07-2025lowest value
09-2025: 0.3%● unchanged vs 08-2025lowest value
10-2025: 0.3%● unchanged vs 09-2025lowest value
11-2025: 0.3%● unchanged vs 10-2025lowest value
12-2025: 0.3%● unchanged vs 11-2025lowest value
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.4%▲ +0.1 percentage points vs 03-2026
05-2026: 0.3%▼ -0.1 percentage points vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026
08-2026: 0.8%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 0.4%▼ -0.4 percentage points vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Equity €808 (2.5% of total assets)
Loss of €633 (financial year 2025)
lowers risk
Founded in 2006
Size: turnover €84,776, total assets €32,044
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 18% of them on solvency, 14% on liquidity, 51% on profitability and 41% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 974 companies had the same profile as LA FROIDMONTOISE has now. Each dot stands for 3 companies, two years later.
92.9%
were still trading
4.4%
stopped another way
2.3%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of LA FROIDMONTOISE itself is lower: 0.4% within 12 months. It rests on far more data about LA FROIDMONTOISE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 974 companies, not a prediction for LA FROIDMONTOISE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 9902 sector peers (2025).
NBB · sector comparisonPosition among 9902 sector peers
Solvency
better than 14%
← weakest
strongest →
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
27 days late
2024
22 days early
2023
8 days early
2022
20 days late
2021
6 days late
2020
7 days late
2019
18 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0884096701
Change of role: Patrice BODART, from manager to director
“Entretien et rénovation de tous types de bâtiments et d’espaces extérieurs; Toutes opérations de nettoyage…” (deed in French) · Director discharge: Patrice BODART · General meeting of 03-10-2023 · Gazette deed
First establishment
LA GRANGE AUX SAVEURS, Chaussée de Douai 885, Tournai
Incorporation
published on 17-10-2006 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LA FROIDMONTOISE Tournai | €32,044 | €12,128 | 2.5% | - |
| TMG+ Tournai | €47,260 | €8,721 | 82.3% | - |
| KENES & DE BOCK Brecht | €38,140 | €11,644 | 41.9% | - |
| LA CAVE SERESIENNE Limbourg | €47,021 | €8,336 | 85.4% | - |
| BENJAMIN OLYFF WINE MANAGEMENT Chaumont-Gistoux | €52,585 | €15,097 | 51.4% | - |
| Dooly Candy Florennes | €35,352 | €6,054 | -5.5% | - |
| COMPTOIR DES BOISSONS HANZINELLE Ham-sur-Heure-Nalinnes | €61,855 | €12,078 | 12.6% | - |
These companies have the same main activity as LA FROIDMONTOISE: wholesale of beverages, general range (NACE 46349). They are comparable in size and age: total assets between €35,400 and €61,900, founded between 2002 and 2009.
Official details
Source: KBO- Status
- Active since 29-09-2006Normal situation
- Activity
- Wholesale of beverages, general rangeNACE 46349and 4 others
- Establishment unit
- 2.158.901.0867504 Tournai, since 01-10-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Insights on LA FROIDMONTOISE
Turnover has grown every year since 2020.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LA FROIDMONTOISE
- What is the company number of LA FROIDMONTOISE?
- The company number of LA FROIDMONTOISE is 0884.096.701. The VAT number is the same number with BE in front: BE 0884.096.701.
- Where is LA FROIDMONTOISE based?
- The registered office is at Rue de la Station 6, 7504 Tournai.Company details
- What does LA FROIDMONTOISE do?
- According to the KBO register, the main activity is wholesale of beverages, general range (NACE 46349).
- What is the legal form of LA FROIDMONTOISE?
- LA FROIDMONTOISE is a private limited company (BV).
- When was LA FROIDMONTOISE founded?
- LA FROIDMONTOISE was founded on 29-09-2006.
- Is LA FROIDMONTOISE still active?
- Yes, LA FROIDMONTOISE is an active enterprise in the KBO register.
- What is the turnover of LA FROIDMONTOISE?
- The turnover of LA FROIDMONTOISE was €84,776 in financial year 2025, according to the filed annual accounts.Financials
- Is LA FROIDMONTOISE profitable?
- In financial year 2025, LA FROIDMONTOISE made a loss of €633.
- Where can I find the annual accounts of LA FROIDMONTOISE?
- LA FROIDMONTOISE filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LA FROIDMONTOISE due?
- LA FROIDMONTOISE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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