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La Finesse

Active
Private limited companyfounded 2020active for 6 yearsMaastrichtersteenweg 376, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0751.854.126
Summary

La Finesse has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,200 and a net result of €21,993. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 24% of 1,899 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Official details

Source: KBO
Status
Active since 06-08-2020 Normal situation
Activity
Manufacture of food products NACE 10520and 3 others
Joint committee
302 Paritair Comité voor het hotelbedrijf · annual accounts 2025
Establishment unit
2.306.168.367 3700 Tongeren-Borgloon, since 06-08-2020
Financial year end
31 December
Peppol
Reachable since 09-12-2025

Board and ownership

Board
  • Herlitska JanDirector

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Annual accounts 2025
Gross margin
€288,368
▲ 28.4%
Turnover
≈ €580,000
estimated
Profit
€21,993
▲ 240%
Equity
€16,200
Total assets
€423,889
▼ 2.6%
Employees on 31-12-2025
2
▼ 33.3%
  • 2025 accounts filed 27 days after the deadline
Filed on 27-08-2026
Score breakdownraises riskSector: Manufacture of food products (NACE 10)Founded in 2020Equity €16,200 (3.8% of total assets)lowers riskSize: total assets €423,889Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 48% of micro companies in food products (NACE 10)
Financial strength · tick: 2024
Average
Solvency 29+5
equity 3.8% of total assets
Liquidity 24+7
short-term debt 77.5% · cash 12.7%
Profitability 75+13
return on assets 5.2%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,081 companies, NACE 10, micro)
Last 24 months 12-2024: 3.2% 01-2025: 3.2%● unchanged vs 12-2024 02-2025: 3.2%● unchanged vs 01-2025 03-2025: 3.2%● unchanged vs 02-2025 04-2025: 3.3%▲ +0.1 percentage points vs 03-2025 05-2025: 3.5%▲ +0.2 percentage points vs 04-2025 06-2025: 3.6%▲ +0.1 percentage points vs 05-2025 07-2025: 3.7%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 1.9%▼ -1.8 percentage points vs 07-2025 09-2025: 1.9%● unchanged vs 08-2025 10-2025: 1.9%● unchanged vs 09-2025 11-2025: 1.8%▼ -0.1 percentage points vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 1.9%▲ +0.1 percentage points vs 03-2026 05-2026: 2.1%▲ +0.2 percentage points vs 04-2026 06-2026: 2.0%▼ -0.1 percentage points vs 05-2026 07-2026: 2.2%▲ +0.2 percentage points vs 06-2026 08-2026: 2.8%▲ +0.6 percentage points vs 07-2026 09-2026: 1.5%▼ -1.3 percentage points vs 08-2026 10-2026: 1.2%▼ -0.3 percentage points vs 09-2026lowest value 11-2026: 1.2%● unchanged vs 10-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.24 (0.17 in 2024), below 1. Short-term debt is 77.5% and cash 12.7% of total assets. 96.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 22% of them on solvency, 16% on liquidity, 57% on profitability and 98% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
lowers risk · Size: total assets €423,889
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €16,200 (3.8% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 1899 sector peers (2025).
NBB · sector comparison
Position among 1899 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filings
Deviation from the deadline
2025
27 days late
2024
3 days early
2023
on the day
2022
40 days early
2021
9 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 1 day before the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Higher gross margin than 87% of companies in food productssector median €81,446 · 1,900 companies €288,368 View

Comparable companies

These companies have the same main activity as La Finesse: manufacture of food products (NACE 10520). They are comparable in size and age: total assets between €329,000 and €565,000, founded between 2017 and 2021.

CompanyTotal assetsGross margin
La Finesse Tongeren-Borgloon€423,889€288,368
FOOD, FLY & FUN Zemst€367,795€225,795
IJSSALON & BRASSERIE BAS Boortmeerbeek€430,658€237,336
Bjornies Kontich€510,238€429,958
DAM HOLDING BELGIUM Brussel€329,456€399,774
ijs ROSSI Houthalen-Helchteren€423,411€231,108
Th ijs Boechout€565,060€192,702
Full comparison

Key facts about La Finesse

What is the company number of La Finesse?
The company number of La Finesse is 0751.854.126. The VAT number is the same number with BE in front: BE 0751.854.126.
Where is La Finesse based?
The registered office is at Maastrichtersteenweg 376, 3700 Tongeren-Borgloon.Company details
What does La Finesse do?
According to the KBO register, the main activity is manufacture of food products (NACE 10520).
What is the legal form of La Finesse?
The legal form of La Finesse is Private limited company (BV).
When was La Finesse founded?
La Finesse was founded on 06-08-2020.
Is La Finesse still active?
Yes, La Finesse is an active enterprise in the KBO register.
How many employees does La Finesse have?
La Finesse had an average of 15.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does La Finesse fall under?
In its 2025 annual accounts, La Finesse states joint committee 302 (Paritair Comité voor het hotelbedrijf).
What is the turnover of La Finesse?
The turnover in financial year 2025 is ≈ €580,000. This figure is estimated from the gross margin of €288,368 and 881 comparable companies of the same size. It probably lies between €400,000 and €840,000. It is a rough estimate.
Is La Finesse profitable?
In financial year 2025, La Finesse made a profit of €21,993.
Where can I find the annual accounts of La Finesse?
La Finesse filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of La Finesse due?
La Finesse must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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