La Différence
ActiveSummary
La Différence has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86,670 and a net result of €17,587. Its solvency ranks better than 51% of 16155 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Limited-service restaurants, excluding mobile food services
NACE 56112NACE 55302Limited-service restaurants NACE 56102
#7 company by total assets in Retie, Accommodation and food service sector1 site
Size
€275,971total assets 2025
- Equity
- €86,670
- Profit
- €17,587
Turnover not published (abridged schema)
Structure
- Board
- 1 member
Accounts 17 d early1 of 3 deeds read
Why 85- Sector Food and beverage service activities (NACE 56)- Size: total assets €275,971+ Founded in 2007+ Liquidity: current ratio 1.07, cash €64,761Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Better than 57% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
56
equity 31.4% of total assets
Liquidity
70
short-term debt 25.6% · cash 23.5%
Profitability
66
return on assets 6.4%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.1%highest value
12-2024: 1.1%● 0.0% vs 11-2024highest value
01-2025: 1.1%● 0.0% vs 12-2024highest value
02-2025: 1.1%● 0.0% vs 01-2025highest value
03-2025: 1.1%● 0.0% vs 02-2025highest value
04-2025: 1.1%● 0.0% vs 03-2025highest value
05-2025: 1.1%● 0.0% vs 04-2025highest value
06-2025: 1.1%● 0.0% vs 05-2025highest value
07-2025: 1.1%● 0.0% vs 06-2025highest value
08-2025: 1.1%● 0.0% vs 07-2025highest value
09-2025: 1.1%● 0.0% vs 08-2025highest value
10-2025: 1.1%● 0.0% vs 09-2025highest value
11-2025: 1.1%● 0.0% vs 10-2025highest value
12-2025: 1.1%▼ -1.2% vs 11-2025
01-2026: 1.1%● 0.0% vs 12-2025
02-2026: 1.1%● 0.0% vs 01-2026
03-2026: 1.1%● 0.0% vs 02-2026
04-2026: 1.1%● 0.0% vs 03-2026
05-2026: 1.1%● 0.0% vs 04-2026
06-2026: 1.1%● 0.0% vs 05-2026
07-2026: 1.1%● 0.0% vs 06-2026
08-2026: 0.3%▼ -68.0% vs 07-2026lowest value
09-2026: 0.3%● 0.0% vs 08-2026lowest value
10-2026: 0.3%● 0.0% vs 09-2026lowest value
- Sector Food and beverage service activities (NACE 56) raises the probability
- Founded in 2007 lowers the probability for this profile
- Liquidity: current ratio 1.07, cash €64,761 lowers the probability
- Size: total assets €275,971 raises the probability for this profile
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.07; short-term debt: 25.6% and cash: 23.5% of total assets), and 68.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 52%, liquidity 74%, profitability 45%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
17 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
- Resignation: Diercken,Jessica Agnes Roger (zaakvoerder onder…Appointment: Diercken,Jessica Agnes Roger (niet…
Financials · fiscal year 2025, micro schema
In the rankings
#7 company by total assets in Retie, Accommodation and food service sector#7 oldest company in Retie, Accommodation and food service sector#8 company by equity in Retie, Accommodation and food service sector
Equity
€86,670
Total assets
€275,971
Net result
€17,587
Working capital
€5,280
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €275,971
Fixed assets
€200,180
Current assets
€75,792
Equity and liabilities €275,971
Equity
€86,670
Debt
€189,301
Debt finances 68.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€48,604
Cash flow
€32,797
Current ratio
1.07
Quick ratio
1.03
Debt to equity
2.18
ROE
20.3%
ROA
6.4%
Interest coverage
4.72
Debt ≤ 1 year
€70,512
Debt > 1 year
€118,789
Income taxes
€5,504
Staff costs
€83,676
Peer companies
Historical observationOf the 34,695 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,695 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €83,676 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,210 |
| Other operating charges640/8 | €1,511 |
| Gross operating margin9900 | €133,791 |
| Operating profit (loss)9901 | €33,394 |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Financial charges65/66B | €10,304 |
| Recurring financial charges65 | €10,304 |
| Profit (loss) for the period before taxes9903 | €23,091 |
| Income taxes67/77 | €5,504 |
| Profit (loss) for the period9904 | €17,587 |
| Profit (loss) for the period to be appropriated9905 | €17,587 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €275,971 | |
| Fixed assets21/28 | €200,180 | |
| Tangible fixed assets22/27 | €200,180 | |
| Land and buildings22 | €190,370 | |
| Plant, machinery and equipment23 | €6,664 | |
| Other tangible fixed assets26 | €3,145 | |
| Current assets29/58 | €75,792 | |
| Stocks and contracts in progress3 | €2,908 | |
| Stocks30/36 | €2,908 | |
| Amounts receivable within one year40/41 | €8,123 | |
| Trade receivables40 | €6,595 | |
| Other amounts receivable41 | €1,528 | |
| Cash at bank and in hand54/58 | €64,761 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €275,971 | |
| Equity10/15 | €86,670 | |
| Contributions10/11 | €500 | |
| Reserves13 | €53,131 | |
| Non-distributable reserves130/1 | €0 | |
| Reserves not available under the articles1311 | €0 | |
| Distributable reserves133 | €53,131 | |
| Profit (loss) carried forward14 | €33,039 | |
| Amounts payable17/49 | €189,301 | |
| Amounts payable after more than one year17 | €118,789 | |
| Financial debts170/4 | €118,789 | |
| Amounts payable within one year42/48 | €70,512 | |
| Current portion of amounts payable after more than one year42 | €14,473 | |
| Trade debts44 | €13,015 | |
| Suppliers440/4 | €13,015 | |
| Taxes, remuneration and social security45 | €42,834 | |
| Taxes450/3 | €25,236 | |
| Remuneration and social security454/9 | €17,599 | |
| Other amounts payable47/48 | €189 | |
| Accrued charges and deferred income492/3 | €0 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €17,587 |
| + Depreciation and write-downs630 | €15,210 |
| Operating cash flow (approximation) | €32,797 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Similar companies · same sector, comparable size
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HEMEL & AARDE
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ALAN BE
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Of 21,850 companies in this sector we hold annual accounts for 9,980. 8,128 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Subsidies and aid
Flemish government
2022 · 1 entry · €2,000 awarded · €2,000 paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | €2,000 | €2,000 |
Schemes
Directors
Directors
1 director, last change in 2026
Diercken, Jessica Agnes Roger
CurrentNiet statutair bestuurder van besloten vennootschap · since 08-01-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Mandate history
1 person since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Diercken, Jessica Agnes Roger |
|
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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History
Acts, filings and financial milestones
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
08-01
State Gazette act
Resignation: Diercken,Jessica Agnes Roger (zaakvoerder onder commanditaire vennootschap)Appointment: Diercken,Jessica Agnes Roger (niet statutair bestuurder van besloten vennootschap) · Statutes amendment · Director discharge16 facts ▸
State Gazette act
Resignation: Diercken,Jessica Agnes Roger (zaakvoerder onder commanditaire vennootschap)
Appointment: Diercken,Jessica Agnes Roger (niet statutair bestuurder van besloten vennootschap) · Statutes amendment · Director discharge16 facts ▸
- Statutes amendment
- Other statement, statutair onbeschikbare eigen vermogensrekening
- Director resignation, Diercken,Jessica Agnes Roger (zaakvoerder onder commanditaire vennootschap)
- Director discharge, Diercken,Jessica Agnes Roger
- Board rule, 1
- Director appointment, Diercken,Jessica Agnes Roger (niet statutair bestuurder van besloten vennootschap)
- Other statement, geen bestuursverbod, geen strafrechtelijk of burgerrechtelijk bestuursverbod om persoonlijk of via tussenpersoon onderneming uit te baten of functie bestuurder,…
- Registered office clause, 2470 Retie,Molsebaan 19
- Power of attorney, Maria Willemsen
- Power of attorney
- General meeting, buitengewone algemene vergadering van de vennoten
- Approval, griffie van de Ondernemingsrechtbank, Eerste besluit – Kennisname en goedkeuring verslagen
- +4 further facts in this act
State Gazette actNBB filing
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company
Founded02-04-2007
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0888431908
Also
9925:BE0888431908
Registered
16-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 6 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRetieunit no. 2.161.020.240
Sites & property
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 2007
Ground area
492 m²
Building footprint
156 m²
Volume, LiDAR
742 m³
Parcel 13036C0746/00Y000, Flanders · tallest building 10.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
La Difference
since 2007unit no. 2.161.020.240
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13036C0746/00Y000 | Flanders | 492 m² | 1 · 156 m² | 10.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- De uitbating voor eigen rekening of voor rekening van derden van herbergen,cafés,tavernen,restaurants,eethuizen,feestzalen,frituren,dancings,bars,hotels,motels en alle andere…
7 activities
- De uitbating voor eigen rekening of voor rekening van derden van herbergen,cafés,tavernen,restaurants,eethuizen,feestzalen,frituren,dancings,bars,hotels,motels en alle andere horeca-inrichtingen
- Het aannemen van feesten,het organiseren van shows en feestelijkheden
- De levering van alle bijkomende diensten in verband met voorgaande activiteiten en in het algemeen alle activiteiten die rechtstreeks of onrechtstreeks verband houden met de horecasector,zoals de aankoop en verkoop van alle soorten alcoholische en niet-alcoholische dranken en van alle eetwaren,zowel groothandel als kleinhandel,zowel in binnen-als in buitenland
- Alle commerciële,industriële en financiële activiteiten en alle onroerend en roerend goed verhandelingen uitvoeren,die rechtstreeks of onrechtstreeks verband houden met haar voorwerp of deze activiteiten die haar zullen toelaten voordeel te halen voor haar ontwikkeling
- De leiding en het toezicht in haar hoedanigheid van bestuurder,vereffenaar of anderszins,kunnen uitoefenen over,en advies verschaffen aan aanverwante ondernemingen en dochtervennootschappen
- Bij wijze van inbreng in speciën of in natura,fusie,onderschrijving,deelneming,financiële tussenkomst of anderszins,belangen nemen in andere bestaande of op te richten vennootschappen of ondernemingen,in België of in het buitenland,waarvan het voorwerp verwant of analoog is met het hare of van aard haar voorwerp te bevorderen
- Zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen,onder meer door haar goederen in hypotheek of in pand te geven inclusief de eigen handelszaak
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- La Différence
- Legal form clauseThe legal form, such as BV, NV or CV, which decides which company-law rules apply.
- BV, besloten vennootschap
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- Vlaamse Gewest, bestuursorgaan kan bij enkel besluit administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren vestigen…
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- Benoemd met of zonder beperking van duur, één of meer bestuurders,natuurlijke personen of rechtspersonen,al dan niet aandeelhouderBehalve wet of statuten aan algemene vergadering voorbehouden, geheel van bevoegdheden toegekend,met mogelijkheid deel te delegeren
Capital, shares and profit
- Share classWhich classes of shares exist and what rights each class carries.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- 15 June at 19:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- Kan op elk moment worden ontbonden door algemene vergadering beslissende in vormen vereist voor statutenwijziging
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- Algemene vergadering mag één of meerdere vereffenaars aanduiden,bevoegdheden omlijnen en vergoeding bepalen, bestuurder(s) in functie…