Skip to content

La Différence

Active
Private limited companyfounded 200719 yrs activeMolsebaan 19, 2470 Retie, BelgiumKBO/BCE: BE 0888.431.908
Summary

La Différence has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86,670 and a net result of €17,587. Its solvency ranks better than 51% of 13560 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes
Profitability66
Solvency56
Growth-
Track record85
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.07; short-term debt: 25.6% and cash: 23.5% of total assets), and 68.6% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
31.4%
Return on assets
6.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
17 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

La Différence was incorporated on 2 April 2007.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€86,670
Total assets
€275,971
Net result
€17,587
Working capital
€5,280

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €275,971
Fixed assets €200,180
Current assets €75,792
Equity and liabilities €275,971
Equity €86,670
Debt €189,301
Debt finances 68.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€48,604
Cash flow
€32,797
Current ratio
1.07
Quick ratio
1.03
Debt to equity
2.18
ROE
20.3%
ROA
6.4%
Interest coverage
4.72
Debt ≤ 1 year
€70,512
Debt > 1 year
€118,789
Income taxes
€5,504
Staff costs
€83,676

Peer companies

Historical observation

Of the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
3.9% stopped otherwise
95% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 53 lines
Balance sheet Code2025
Assets
Total assets20/58€275,971
Fixed assets21/28€200,180
Tangible fixed assets22/27€200,180
Land and buildings22€190,370
Plant, machinery and equipment23€6,664
Other tangible fixed assets26€3,145
Current assets29/58€75,792
Stocks and contracts in progress3€2,908
Stocks30/36€2,908
Amounts receivable within one year40/41€8,123
Trade receivables40€6,595
Other amounts receivable41€1,528
Cash at bank and in hand54/58€64,761
Equity and liabilities
Total equity and liabilities10/49€275,971
Equity10/15€86,670
Contributions10/11€500
Reserves13€53,131
Non-distributable reserves130/1€0
Reserves not available under the articles1311€0
Distributable reserves133€53,131
Profit (loss) carried forward14€33,039
Amounts payable17/49€189,301
Amounts payable after more than one year17€118,789
Financial debts170/4€118,789
Amounts payable within one year42/48€70,512
Current portion of amounts payable after more than one year42€14,473
Trade debts44€13,015
Suppliers440/4€13,015
Taxes, remuneration and social security45€42,834
Taxes450/3€25,236
Remuneration and social security454/9€17,599
Other amounts payable47/48€189
Accrued charges and deferred income492/3€0
Income statement Code2025
Remuneration, social security and pensions62€83,676
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,210
Other operating charges640/8€1,511
Gross operating margin9900€133,791
Operating profit (loss)9901€33,394
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€10,304
Recurring financial charges65€10,304
Profit (loss) for the period before taxes9903€23,091
Income taxes67/77€5,504
Profit (loss) for the period9904€17,587
Profit (loss) for the period to be appropriated9905€17,587
Appropriation of the result
Profit (loss) to be appropriated9906€55,249
Profit (loss) brought forward from the previous period14P€37,662
Transfer from equity791/2€0
Transfer to equity691/2€0
To other reserves6921€0
Profit to be distributed694/7€22,210
Return on contributions (dividend)694€22,210

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€83,676
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,210
Other operating charges640/8€1,511
Gross operating margin9900€133,791
Operating profit (loss)9901€33,394
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€10,304
Recurring financial charges65€10,304
Profit (loss) for the period before taxes9903€23,091
Income taxes67/77€5,504
Profit (loss) for the period9904€17,587
Profit (loss) for the period to be appropriated9905€17,587
Line2025
Assets
Total assets20/58€275,971
Fixed assets21/28€200,180
Tangible fixed assets22/27€200,180
Land and buildings22€190,370
Plant, machinery and equipment23€6,664
Other tangible fixed assets26€3,145
Current assets29/58€75,792
Stocks and contracts in progress3€2,908
Stocks30/36€2,908
Amounts receivable within one year40/41€8,123
Trade receivables40€6,595
Other amounts receivable41€1,528
Cash at bank and in hand54/58€64,761
Equity and liabilities
Total equity and liabilities10/49€275,971
Equity10/15€86,670
Contributions10/11€500
Reserves13€53,131
Non-distributable reserves130/1€0
Reserves not available under the articles1311€0
Distributable reserves133€53,131
Profit (loss) carried forward14€33,039
Amounts payable17/49€189,301
Amounts payable after more than one year17€118,789
Financial debts170/4€118,789
Amounts payable within one year42/48€70,512
Current portion of amounts payable after more than one year42€14,473
Trade debts44€13,015
Suppliers440/4€13,015
Taxes, remuneration and social security45€42,834
Taxes450/3€25,236
Remuneration and social security454/9€17,599
Other amounts payable47/48€189
Accrued charges and deferred income492/3€0
Line2025
Profit (loss) for the period9904€17,587
+ Depreciation and write-downs630€15,210
Operating cash flow (approximation)€32,797

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
14-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 2007
seat establishment The establishment unit on the map
Ground area
492 m²
Building footprint
156 m²
Volume, LiDAR
742 m³
Parcel 13036C0746/00Y000, Flanders · tallest building 10.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
La Difference
Molsebaan 19, 2470 RetieNACE 5530201
since 20072.161.020.240
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13036C0746/00Y000 Flanders 492 m² 1 · 156 m² 10.4 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid
Year Entries awardedpaid
2022 1 2,000 EUR2,000 EUR
Schemes
1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site
Retie2.161.020.240
1 permission
Toelating · Eetgelegenheid · since 01-12-2015

Similar companies · same sector, comparable size

Of 21,859 companies in sector 56112 we hold annual accounts for 9,779. 7,974 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-04-2007
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0888431908
Also 9925:BE0888431908
Registered 16-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.