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LA CLEF DESCHAMPS

Active
Private limited companyfounded 2017active for 9 yearsRue Lescreve(Bassil) 2, 7830 Silly, BelgiumKBO/BCE: BE 0669.750.059
Summary

LA CLEF DESCHAMPS has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€56,290) and a net result of €4,982. Equity is shrinking by about 11% per year across the filed financial years. Its solvency ranks better than 7% of 881 sector peers (NACE 55, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

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LA CLEF DESCHAMPSActiveChecked score 55/100
Risk analysis ReportCompare

Overview

Activity
Hotels and similar accommodation
NACE 55100
1 site
Size
≈ €57,000turnover 2025, estimated
Equity
-€56,290
Profit
€4,982
Turnover estimated from the gross margin
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
2025 accounts filed 31 days late1 of 3 deeds summarised
Why 55raises riskCapped at 59: negative equityNegative equity -€56,290Last filed accounts filed 31 days late; 1 of the last 3 latelowers riskSize: total assets €45,871Liquidity: current ratio 0.33, cash €10,931Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 45% of its sector peers (NACE 55, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -122.7% of total assets
Liquidity 30+11
short-term debt 222.7% · cash 23.8%
Profitability 82-18
return on assets 10.9%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,516 companies, NACE 55, micro)
Last 24 months 11-2024: 2.1% 12-2024: 2.1%● unchanged vs 11-2024 01-2025: 2.1%● unchanged vs 12-2024 02-2025: 2.1%● unchanged vs 01-2025 03-2025: 2.0%▼ -0.1 percentage points vs 02-2025 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025 06-2025: 1.9%▼ -0.1 percentage points vs 05-2025 07-2025: 2.0%▲ +0.1 percentage points vs 06-2025 08-2025: 2.6%▲ +0.6 percentage points vs 07-2025highest value 09-2025: 1.2%▼ -1.4 percentage points vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 1.7%▲ +0.6 percentage points vs 07-2026 09-2026: 1.1%▼ -0.6 percentage points vs 08-2026 10-2026: 1.1%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.33, compared with 0.29 in 2024, below 1; short-term debt: 222.7% and cash: 23.8% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro): better than 8% on solvency, 26% on liquidity, 83% on profitability and 64% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Negative equity -€56,290
NBB · annual accounts
lowers risk · Size: total assets €45,871
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 0.33, cash €10,931
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 881 sector peers (2025).
NBB · sector comparison
Position among 881 sector peers
Solvency
better than 7%
← weakest strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
31 days late
2024
26 days late
2023
27 days late
2022
59 days late
2021
29 days late
2020
25 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days after the deadline; the sector median (NACE 55) for financial year 2024 is 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Back to profitnet €14,256

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€56,290 View
  • Caution: Among the weakest 7% on solvencysector median 26.1% · 881 companies -122.7% View
  • Board3 directors in office 3 View

By topic

Financials

Financial year
2025
Total assets
€45,871
Profit
€4,982
Solvency
-122.7%
Total assets▲ 11.7%
Net result
20182025
Go to Financials

Board & ownership

Board
3 members
  • LECLERCQ Thérèse Joséphine Gisèle GhislaineDirector
  • VANHASSEL CélineDirector
  • VANHASSEL LaurentDirector
Go to Board & ownership

Timeline

Events
11
Since
2018
Next accounts
by 31-07-2027
  1. 27-08-2024Annual accounts filed
  2. 12-06-2024Resignations: VANHASSEL Céline (manager) and VANHASSEL Laurent…
  3. 28-09-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Hotels and similar accommodationNACE 55100
Founded
19-01-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
28
Annual meeting
Last Thursday of June at 18:00
Purpose
“Les activités HORECA au sens le plus large du terme; L'exploitation,la gestion,la mise en…” (deed in French)
Go to Articles of association

Key facts about LA CLEF DESCHAMPS

What is the company number of LA CLEF DESCHAMPS?
0669.750.059. In Belgium the VAT number is the company number with BE in front: BE 0669.750.059.
Where is LA CLEF DESCHAMPS based?
The registered office is at Rue Lescreve(Bassil) 2, 7830 Silly.Company details
What does LA CLEF DESCHAMPS do?
According to the KBO register, the main activity is hotels and similar accommodation (NACE 55100).
What is the legal form of LA CLEF DESCHAMPS?
Private limited company (BV).
When was LA CLEF DESCHAMPS founded?
On 19-01-2017.
Is LA CLEF DESCHAMPS still active?
Yes, LA CLEF DESCHAMPS is an active enterprise in the KBO register.
How many employees does LA CLEF DESCHAMPS have?
On average 1 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of LA CLEF DESCHAMPS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is LA CLEF DESCHAMPS profitable?
In financial year 2025, LA CLEF DESCHAMPS made a profit of €4,982.
Where can I find the annual accounts of LA CLEF DESCHAMPS?
LA CLEF DESCHAMPS filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LA CLEF DESCHAMPS due?
By 31-07-2027, for financial year 2026.Timeline

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