LA CENTRALE
ActiveSummary
LA CENTRALE has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€114,651) and a net result of -€8,494. Equity is growing by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 18973 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
What they do
Retail trade
NACE 47712NACE 52422
1 site
How big
€5,821total assets 2025
- Equity
- -€114,651
- Loss
- -€8,494
Turnover not published (abridged schema)
Who decides
Accounts filed 31 d late
Why 31- Annual accounts: weaker financial profile- Higher-failure-rate sector- Higher-failure-rate region- Negative equity+ Long track recordFiled after the deadlineShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.06 in 2024; cash: 28.6% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Return on assets
-145.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€114,651
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
29 d late
2022
31 d late
2021
30 d late
2020
22 d early
2019
19 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Financials
Fiscal year 2025Total assets €5,821Loss -€8,494Solvency -1969.7%Liquidity 0.01
Total assets
€5,821▼ 50.0%
2018 - 2025
Net result
-€8,494▲ 16.8%
2018 - 2025
Equity
-€114,651▼ 8.0%
2018 - 2025
Solvency
-1969.7%▼ 1058.7pp
2018 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€12,338▲ 63.8%€344,655-€4,136-€10,146▼ 145%-€8,359▲ 17.6%
Net result-€12,714below the sector's middle half▲ 63.1%€344,297above the sector's middle half-€4,284within the sector's middle half-€10,208below the sector's middle half▼ 138%-€8,494below the sector's middle half▲ 16.8%
Equity-€435,962below the sector's middle half▼ 3.0%-€91,665below the sector's middle half▲ 79.0%-€95,949below the sector's middle half▼ 4.7%-€106,157below the sector's middle half▼ 10.6%-€114,651below the sector's middle half▼ 8.0%
Total assets€65,430within the sector's middle half▼ 9.3%€18,842below the sector's middle half▼ 71.2%€17,541below the sector's middle half▼ 6.9%€11,653below the sector's middle half▼ 33.6%€5,821below the sector's middle half▼ 50.0%
Debt€501,392▲ 1.2%€110,507▼ 78.0%€113,490▲ 2.7%€117,810▲ 3.8%€120,472▲ 2.3%
Working capital-€498,560below the sector's middle half▼ 1.2%-€98,525below the sector's middle half▲ 80.2%-€101,908below the sector's middle half▼ 3.4%-€111,214below the sector's middle half▼ 9.1%-€118,806below the sector's middle half▼ 6.8%
Solvency-666.3%below the sector's middle half▼ 79.3pp-486.5%below the sector's middle half▲ 179.8pp-547.0%below the sector's middle half▼ 60.5pp-911.0%below the sector's middle half▼ 364.0pp
Current ratio0.01below the sector's middle half=0.11below the sector's middle half▲ 0.100.10below the sector's middle half▼ 0.010.06below the sector's middle half▼ 0.050.01below the sector's middle half▼ 0.04
Return on assets (ROA)-19.4%below the sector's middle half▲ 28.4pp-24.4%below the sector's middle half-87.6%below the sector's middle half▼ 63.2pp-145.9%below the sector's middle half▼ 58.3pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8,359 in 2025 against €10,146 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5,821
Fixed assets
€4,155 ▼ 17.8%
Current assets
€1,666 ▼ 74.7%
Equity and liabilities
Equity-€114,651
Debt€120,472
Equity is negative: debt (€120,472) exceeds the balance-sheet total (€5,821).
Key figures and ratios
Key figures and ratios
EBITDA
-€7,457▲
2024 · -€9,244
Cash flow
-€7,593▲
2024 · -€9,306
Interest coverage
-165.71▼
2024 · -148.85
Debt ≤ 1 year
€120,472▲
2024 · €117,810
Income taxes
€91
A ratio outside any meaningful range has been withheld (balance sheet total €5,821, equity -€114,651).
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,621 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.5%
went bankrupt
10.0%
stopped otherwise
84%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,621 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €353,119 | €7,250 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,289 | €902 | €902 | €902 | €902 | = |
| Other operating charges640/8 | €437 | €856 | €429 | - | - | - |
| Gross operating margin9900 | -€4,612 | €346,413 | -€2,805 | -€9,244 | -€7,457 | ▲ 19.3% |
| Operating profit (loss)9901 | -€12,338 | €344,655 | -€4,136 | -€10,146 | -€8,359 | ▲ 17.6% |
| Financial charges65/66B | €45 | €45 | €45 | €62 | €45 | ▼ 27.5% |
| Recurring financial charges65 | €45 | €45 | €45 | €62 | €45 | ▼ 27.5% |
| Profit (loss) for the period before taxes9903 | -€12,383 | €344,610 | -€4,181 | -€10,208 | -€8,404 | ▲ 17.7% |
| Income taxes67/77 | €331 | €313 | €104 | - | €91 | - |
| Profit (loss) for the period9904 | -€12,714 | €344,297 | -€4,284 | -€10,208 | -€8,494 | ▲ 16.8% |
| Profit (loss) for the period to be appropriated9905 | -€12,714 | €344,297 | -€4,284 | -€10,208 | -€8,494 | ▲ 16.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €65,430 | €18,842 | €17,541 | €11,653 | €5,821 | ▼ 50.0% |
| Fixed assets21/28 | €62,744 | €6,860 | €5,959 | €5,057 | €4,155 | ▼ 17.8% |
| Tangible fixed assets22/27 | €62,744 | €6,860 | €5,959 | €5,057 | €4,155 | ▼ 17.8% |
| Land and buildings22 | €62,744 | €6,860 | €5,959 | €5,057 | €4,155 | ▼ 17.8% |
| Furniture and vehicles24 | €0 | - | - | - | - | - |
| Current assets29/58 | €2,686 | €11,982 | €11,583 | €6,596 | €1,666 | ▼ 74.7% |
| Cash at bank and in hand54/58 | €1,053 | €10,913 | €10,868 | €5,823 | €1,666 | ▼ 71.4% |
| Deferred charges and accrued income490/1 | €1,633 | €1,069 | €715 | €773 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €65,430 | €18,842 | €17,541 | €11,653 | €5,821 | ▼ 50.0% |
| Equity10/15 | -€435,962 | -€91,665 | -€95,949 | -€106,157 | -€114,651 | ▼ 8.0% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | -€456,413 | -€112,116 | -€116,400 | -€126,608 | -€135,102 | ▼ 6.7% |
| Amounts payable17/49 | €501,392 | €110,507 | €113,490 | €117,810 | €120,472 | ▲ 2.3% |
| Amounts payable within one year42/48 | €501,246 | €110,507 | €113,490 | €117,810 | €120,472 | ▲ 2.3% |
| Trade debts44 | - | - | €2,288 | - | €943 | - |
| Suppliers440/4 | - | - | €2,288 | - | €943 | - |
| Taxes, remuneration and social security45 | €331 | €313 | €417 | €104 | €195 | ▲ 87.5% |
| Taxes450/3 | €331 | €313 | €417 | €104 | €195 | ▲ 87.5% |
| Other amounts payable47/48 | €500,915 | €110,194 | €110,785 | €117,706 | €119,334 | ▲ 1.4% |
| Accrued charges and deferred income492/3 | €146 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€12,714 | €344,297 | -€4,284 | -€10,208 | -€8,494 | ▲ 16.8% |
| + Depreciation and write-downs630 | €7,289 | €902 | €902 | €902 | €902 | = |
| Operating cash flow (approximation) | -€5,425 | €345,199 | -€3,383 | -€9,306 | -€7,593 | ▲ 18.4% |
| Investment in fixed assets (approximation) | - | €54,982 | €0 | €0 | €0 | - |
| Change in cash | - | €9,860 | -€45 | -€5,045 | -€4,157 | ▲ 17.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector and region
CHRISTELLE PREMONT
BE 0842.536.555
Arlon
H-ils
BE 0734.514.088
Arlon
ATOUT PRIX
BE 0847.042.206
Erquelinnes
CAMO
BE 0471.404.459
Meix-devant-Virton
CLS SCIM SPORTS
BE 1006.344.910
Courcelles
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 457 companies in this sector we hold annual accounts for 267. See the whole sector
Timeline
12 eventsLatest 31-08-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €344,297
Net result €344,297 after 4 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet -€34,470
Net result drops to -€34,470, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Company details
Private limited company (pre-2019) · founded 25-08-1988Year ends 31-12Peppol not found1 site
Register details
Identification
Legal formPrivate limited company (pre-2019)
Founded25-08-1988
Fiscal year end31-12
Activities, NACEBEL 2025
47712Retail trade
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Arlon · 1 establishment unit since 1988
Ground area
2,325 m²
Building footprint
898 m²
Volume, LiDAR
11,228 m³
2 parcels, Wallonia · tallest building 21.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
La-Centrale
since 1988unit no. 2.039.946.820
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 81001A2047/00R002 | Wallonia | 1,263 m² | 1 · 700 m² | 21.8 m · 3 fl. |
| 81007A0090/00G000 ProtectedArchitectural ensemble · Site or landscape |
Wallonia | 1,062 m² | 1 · 198 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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