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J & R RETAIL

Active
Private limited companyfounded 2011active for 15 yearsNeerhoflaan 1/1a, 1780 Wemmel, BelgiumKBO/BCE: BE 0840.538.850
Summary

J & R RETAIL has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,613 and a net result of -€5,978. Equity has been shrinking by about 9.2% per year since 2018. Its solvency ranks better than 74% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Official details

Source: KBO
Status
Active since 24-10-2011 Normal situation
Activity
Retail trade NACE 47712and 1 other
Establishment unit
2.206.157.706 1780 Wemmel, since 24-10-2011
Financial year end
31 December
Peppol
Reachable since 15-12-2025

Board and ownership

Board

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Annual accounts 2025
Gross margin
-€5,568
▼ 32.6%
Loss
€5,978
▲ 38.9%
Equity
€11,613
▼ 31.7%
Total assets
€18,684
▲ 4.3%
  • 2025 accounts filed 58 days after the deadline
Filed on 27-09-2026
Score breakdownraises riskLast filed accounts filed 58 days late; 2 of the last 3 accounts late1 change of registered office in 24 monthsLoss of €5,978, the second in a row (financial year 2025)lowers riskLiquidity: current ratio 2.64, cash €9,955Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 46% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 87-13
equity 62.2% of total assets
Liquidity 83+33
short-term debt 37.8% · cash 53.3%
Profitability 0=
return on assets -32.0%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 2.0% 01-2025: 2.0%● unchanged vs 12-2024 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 2.0%● unchanged vs 02-2025 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 1.8%▼ -0.2 percentage points vs 04-2025 06-2025: 1.7%▼ -0.1 percentage points vs 05-2025 07-2025: 1.8%▲ +0.1 percentage points vs 06-2025 08-2025: 2.4%▲ +0.6 percentage points vs 07-2025 09-2025: 1.6%▼ -0.8 percentage points vs 08-2025 10-2025: 1.6%● unchanged vs 09-2025 11-2025: 2.9%▲ +1.3 percentage points vs 10-2025 12-2025: 2.9%● unchanged vs 11-2025 01-2026: 2.9%● unchanged vs 12-2025 02-2026: 2.9%● unchanged vs 01-2026 03-2026: 2.9%● unchanged vs 02-2026 04-2026: 3.1%▲ +0.2 percentage points vs 03-2026 05-2026: 3.2%▲ +0.1 percentage points vs 04-2026 06-2026: 3.1%▼ -0.1 percentage points vs 05-2026 07-2026: 3.2%▲ +0.1 percentage points vs 06-2026 08-2026: 3.6%▲ +0.4 percentage points vs 07-2026 09-2026: 3.8%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 1.2%▼ -2.6 percentage points vs 09-2026lowest value 11-2026: 1.2%● unchanged vs 10-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.64 (19.48 in 2024), above the usual 1.5. Short-term debt is 37.8% and cash 53.3% of total assets. 37.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 75% of them on solvency, 86% on liquidity, 6% on profitability and 15% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 58 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 2.64, cash €9,955
NBB · annual accounts
raises risk · Loss of €5,978, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€5,978
raises risk · 2025 accounts filed 58 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-09-2026, 58 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
58 days late
2024
21 days late
2023
89 days late
2022
31 days late
2021
54 days late
2020
297 days late
2019
202 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 107 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 September (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 6 loss-making years in a rowloss in financial year 2025 -€5,978 View

Comparable companies

These companies have the same main activity as J & R RETAIL: retail trade (NACE 47712). They are comparable in size and age: total assets between €11,300 and €38,200, founded between 2004 and 2018.

CompanyTotal assetsGross margin
J & R RETAIL Wemmel€18,684-€5,568
HEUREUX Ecaussinnes€24,019-€5,739
ELEGANCE BRUSSELS Brussel€28,617-€16,850
SAIVE 27 SPORTS Blégny€38,212-€1,684
FLASH IMMO Boom€11,335-€3,647
VG Tailoring Temse€23,131-€17,259
ZEN LECOMTE Mons€25,239€2,933
Full comparison

Key facts about J & R RETAIL

What is the company number of J & R RETAIL?
The company number of J & R RETAIL is 0840.538.850. The VAT number is the same number with BE in front: BE 0840.538.850.
Where is J & R RETAIL based?
The registered office is at Neerhoflaan 1/1a, 1780 Wemmel.Company details
What does J & R RETAIL do?
According to the KBO register, the main activity is retail trade (NACE 47712).
What is the legal form of J & R RETAIL?
The legal form of J & R RETAIL is Private limited company (BV).
When was J & R RETAIL founded?
J & R RETAIL was founded on 24-10-2011.
Is J & R RETAIL still active?
Yes, J & R RETAIL is an active enterprise in the KBO register.
What is the turnover of J & R RETAIL?
The annual accounts for financial year 2025 state no turnover.Financials
Is J & R RETAIL profitable?
In financial year 2025, J & R RETAIL made a loss of €5,978.
Where can I find the annual accounts of J & R RETAIL?
J & R RETAIL filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J & R RETAIL due?
J & R RETAIL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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