La Catering
ActiveThe computed 12-month bankruptcy probability of La Catering is 4.9% (elevated). The 2025 annual accounts show equity of €6k and a net result of €-273. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 93% of 13044 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy▼ -31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-73
Solvency100=
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 7.01 against 2.94 in 2024), and 14.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.7%
Return on assets
-4.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
21 d late
2023
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▼ 4.6%
2024 · €6k
2023: €5k
2024: €6k
2023 → 2025
Total assets
€7k▼ 26.6%
2024 · €9k
2023: €6k
2024: €9k
2023 → 2025
Net result
€-273
2024 · €863
2023: €40
2024: €863
2023 → 2025
Working capital
€6k▼ 4.6%
2024 · €6k
2023: €5k
2024: €6k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€5k-€6k▲ 17.1%€6k▼ 4.6%
Operating result€179-€1k▲ 578%€-108
Net result€40-€863▲ 2,048%€-273
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €108 after €1k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €7k
Equity
€6k▼ 4.6%
Debt
€937▼ 69.2%
The debt ratio falls from 34.0% to 14.3%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
85.7%▲
2024 · 66.0%
Current ratio
7.01▲
2024 · 2.94
Quick ratio
7.01▲
2024 · 2.94
Debt / equity
0.17▼
2024 · 0.52
ROE
-4.9%▼
2024 · 14.6%
ROA
-4.2%▼
2024 · 9.7%
Debt
€937▼
2024 · €3k
Debt ≤ 1 year
€937▼
2024 · €3k
Income taxes
€0▼
2024 · €208
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9k€7k▼
Current assets29/58€9k€7k▼
Amounts receivable within one year40/41€7k€5k▼
Trade receivables40€7k€5k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€9k€7k▼
Equity10/15€6k€6k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€903€630▼
Amounts payable17/49€3k€937▼
Amounts payable within one year42/48€3k€937▼
Trade debts44€3k€722▼
Suppliers440/4€3k€722▼
Taxes, remuneration and social security45€238€214▼
Taxes450/3€238€214▼
Income statement
Code20242025
Other operating charges640/8€958€144▼
Gross operating margin9900€2k€36▼
Operating profit (loss)9901€1k€-108▼
Financial charges65/66B€140€165▲
Recurring financial charges65€140€165▲
Profit (loss) for the period before taxes9903€1k€-273▼
Income taxes67/77€208€0▼
Profit (loss) for the period9904€863€-273▼
Profit (loss) for the period to be appropriated9905€863€-273▼
Appropriation of the result
Profit (loss) to be appropriated9906€903€630▼
Profit (loss) brought forward from the previous period14P€40€903▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-273 ▼132%
Net result drops to €-273, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 7.01
Current ratio from 2.94 to 7.01; short-term debt falls from €3k to €937.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Highest result since 2023net €863 ▲2048%
Operating result €1k, net result €863, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelstraat 2A9080 LochristiGround area
2,099 m²
Building footprint
308 m²
Volume, LiDAR
1,962 m³
Parcel 44076F0601/00B000, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
La Catering
since 20222.339.334.845
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44076F0601/00B000 | Flanders | 2,099 m² | 1 · 308 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Felix Logistique Service
BE 0803.950.846
Sint-Agatha-Berchem · Eq €6k
AUX METS ENCORE
BE 0893.692.375
Ath · Eq €6k
Distillerie de Maredsous
BE 0745.354.928
Anhée · Eq €6k
DEVAVAN
BE 0476.026.015
Tielt · Eq €6k
Cooking Anouchka
BE 1023.015.646
Roeselare · Eq €6k
Of 7,477 companies in sector 56210 we hold annual accounts for 2,428. 1,153 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-10-2022
Fiscal year end31-12
Activities, NACEBEL
56210Event catering
47252Retail sale of beverages, general range
56101Full-service restaurants
56111Full-service restaurants
70200Business and other management consultancy
70220Business consulting
82990Other business support services
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.