LA CADOLE
ActiveSummary
LA CADOLE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.81M and a net result of €-55k. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 80% of 533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+3
Solvency96▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 2.01 against 1.96 in 2024; short-term debt: 25.4% and cash: 12.6% of total assets), and 28.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.2%
Return on assets
-2.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-55k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
70 d late
2023
68 d late
2022
120 d late
2021
100 d late
2020
138 d late
2019
118 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-55k▲ 56.2%
2024 · €-126k
2018: €196k
2019: €317k
2020: €774k
2021: €326k
2022: €-204k
2023: €-365k
2024: €-126k
2018 → 2025
Working capital
€655k▲ 1.5%
2024 · €645k
2018: €644k
2019: €830k
2020: €1.57M
2021: €1.70M
2022: €883k
2023: €744k
2024: €645k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.56M-€2.36M▼ 8.0%€1.99M▼ 15.5%€1.87M▼ 6.3%€1.81M▼ 3.0%
Operating result€329k-€-201k€-357k▼ 77.6%€-114k▲ 68.0%€-41k▲ 64.5%
Net result€326k-€-204k€-365k▼ 79.1%€-126k▲ 65.5%€-55k▲ 56.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €41k in 2025 against €114k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.55M
Fixed assets
€1.24M ▼ 7.7%
Current assets
€1.30M ▼ 1.2%
Equity and liabilities €2.55M
Equity
€1.81M ▼ 3.0%
Debt
€734k ▼ 8.1%
Debt's share of the balance-sheet total falls from 30.0% to 28.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€224k▲
2024 · €164k
Cash flow
€210k▲
2024 · €152k
Current ratio
2.01▲
2024 · 1.96
Debt to equity
0.41▼
2024 · 0.43
ROE
-3.0%▲
2024 · -6.8%
ROA
-2.2%▲
2024 · -4.7%
Interest coverage
14.71▲
2024 · 13.71
Debt ≤ 1 year
€646k▼
2024 · €672k
Debt > 1 year
€76k▼
2024 · €127k
Income taxes
€-310
Staff costs
€2.44M▲
2024 · €2.33M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.67M€2.55M▼
Fixed assets21/28€1.35M€1.24M▼
Tangible fixed assets22/27€1.35M€1.24M▼
Land and buildings22€16k€14k▼
Plant, machinery and equipment23€1.08M€1.05M▼
Furniture and vehicles24€253k€178k▼
Current assets29/58€1.32M€1.30M▼
Amounts receivable within one year40/41€779k€647k▼
Trade receivables40€732k€519k▼
Other amounts receivable41€47k€128k▲
Cash at bank and in hand54/58€233k€321k▲
Deferred charges and accrued income490/1€306k€334k▲
Equity and liabilities
Total equity and liabilities10/49€2.67M€2.55M▼
Equity10/15€1.87M€1.81M▼
Reserves13€1.87M€1.81M▼
Profit (loss) carried forward14€-50€-50=
Amounts payable17/49€799k€734k▼
Amounts payable after more than one year17€127k€76k▼
Financial debts170/4€127k€76k▼
Amounts payable within one year42/48€672k€646k▼
Current portion of amounts payable after more than one year42€98k€51k▼
Financial debts43-€50k
Credit institutions430/8-€50k
Trade debts44€72k€196k▲
Suppliers440/4€72k€196k▲
Taxes, remuneration and social security45€501k€348k▼
Taxes450/3€65k-
Remuneration and social security454/9€436k€348k▼
Accrued charges and deferred income492/3-€12k
Income statement
Code20242025
Non-recurring operating income76A-€236k
Remuneration, social security and pensions62€2.33M€2.44M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€278k€265k▼
Other operating charges640/8€1k€3k▲
Non-recurring operating charges66A€262k€371k▲
Gross operating margin9900€2.76M€3.04M▲
Operating profit (loss)9901€-114k€-41k▲
Financial income75/76B-€278
Recurring financial income75-€278
Financial charges65/66B€12k€15k▲
Recurring financial charges65€12k€15k▲
Profit (loss) for the period before taxes9903€-126k€-56k▲
Income taxes67/77-€-310
Profit (loss) for the period9904€-126k€-55k▲
Profit (loss) for the period to be appropriated9905€-126k€-55k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-50€-55k▼
Profit (loss) brought forward from the previous period14P€126k€-50▼
From contributions791-€55k
Social balance
Average headcount (FTE)9087-43.8
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 70 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 68 days late
2023
31-12
Financial
Weakest financial yearnet €-365k
Net result drops to €-365k, the lowest in the series; recovery starts the following year.
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 120 days late
2022
08-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 100 days late
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 138 days late
2020
31-12
Financial
Highest result since 2018net €774k ▲144%
Operating result €812k, net result €774k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 7.80
Current ratio from 3.83 to 7.80; short-term debt falls from €293k to €230k.
31-12
Financial
Equity above €2MEq €2.24M ▲53%
3 profitable years in a row build equity to €2.24M.
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 118 days late
2019
02-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 124 days late
2018
25-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 86 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Péruwelz · 3 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de la Basilique(B.S) 17603 PéruwelzGround area
2,802 m²
Building footprint
424 m²
Volume, LiDAR
5,229 m³
3 parcels, Wallonia · tallest building 16.3 m, ±5 floors. Linked by address, not a title deed.
3 establishment units
LA CADOLE
since 20132.217.531.846
LA CADOLE
since 20152.242.133.719
La Source
since 20242.365.880.181
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57063A0768/00B000 | Wallonia | 1,692 m² | 1 · 124 m² | 10.9 m · 3 fl. |
| 57011E1319/00K000 | Wallonia | 852 m² | 1 · 198 m² | 16.3 m · 5 fl. |
| 57011E1264/00K000 | Wallonia | 258 m² | 1 · 102 m² | 15.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
3 sitesAntoing2.365.880.181
Péruwelz2.217.531.846
Péruwelz2.242.133.719
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Of 322 companies in sector 87202 we hold annual accounts for 273. 219 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded15-02-2012
Fiscal year end31-12
Activities, NACEBEL 2025
87202Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.