Skip to content

LA C.

Active
Private limited companyfounded 20206 yrs activeZandvoordestraat 25, 8400 Oostende, BelgiumKBO/BCE: BE 0752.818.780
Summary

LA C. has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,612 and a net result of €5,956. Equity is growing by ~64.1% per year across the filed fiscal years. Its solvency ranks better than 24% of 14258 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability76▲+3
Solvency28▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 14258 sector peers (2025).
NBB · sector comparison
Position among 14258 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
19 d late
2024
40 d late
2023
2 d early
2022
19 d early
2021
23 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 21 August 2020, LA C. was incorporated as a Private limited company.1 Total assets went from EUR 120,093 in 2021 to EUR 102,129 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€2,612
2024 · -€3,344
Total assets
€102,129▼ 9.7%
2024 · €113,118
Net result
€5,956▲ 40.5%
2024 · €4,240
Working capital
-€39,348▼ 50.5%
2024 · -€26,143
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€14,829--€7,690▲ 48.1%€19,774€5,592▼ 71.7%€7,153▲ 27.9%
Net result-€16,901below the sector's middle half--€9,314below the sector's middle half▲ 44.9%€17,631within the sector's middle half€4,240within the sector's middle half▼ 76.0%€5,956within the sector's middle half▲ 40.5%
Equity-€15,901below the sector's middle half--€25,215below the sector's middle half▼ 58.6%-€7,584below the sector's middle half▲ 69.9%-€3,344below the sector's middle half▲ 55.9%€2,612below the sector's middle half
Total assets€120,093below the sector's middle half-€104,448below the sector's middle half▼ 13.0%€106,384below the sector's middle half▲ 1.9%€113,118below the sector's middle half▲ 6.3%€102,129below the sector's middle half▼ 9.7%
Debt€135,994-€129,662▼ 4.7%€113,967▼ 12.1%€116,462▲ 2.2%€99,517▼ 14.5%
Working capital-€42,621within the sector's middle half--€59,406within the sector's middle half▼ 39.4%-€31,659within the sector's middle half▲ 46.7%-€26,143within the sector's middle half▲ 17.4%-€39,348within the sector's middle half▼ 50.5%
Solvency-13.2%below the sector's middle half--24.1%below the sector's middle half▼ 10.9pp-7.1%below the sector's middle half▲ 17.0pp-3.0%below the sector's middle half▲ 4.2pp2.6%below the sector's middle half▲ 5.5pp
Current ratio0.21below the sector's middle half-0.03below the sector's middle half▼ 0.180.38below the sector's middle half▲ 0.350.55within the sector's middle half▲ 0.170.34below the sector's middle half▼ 0.21
Return on assets (ROA)-14.1%below the sector's middle half--8.9%below the sector's middle half▲ 5.2pp16.6%above the sector's middle half▲ 25.5pp3.7%within the sector's middle half▼ 12.8pp5.8%within the sector's middle half▲ 2.1pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000€20,000Operating result 2021: -€14,829-€14,829Net result 2021: -€16,901-€16,901Operating result 2022: -€7,690-€7,690Net result 2022: -€9,314-€9,314Operating result 2023: €19,774€19,774Net result 2023: €17,631€17,631Operating result 2024: €5,592€5,592Net result 2024: €4,240€4,240Operating result 2025: €7,153€7,153Net result 2025: €5,956€5,95620212022202320242025€0€5,000€10,000€15,000€20,000Operating result 2023: €19,774€19,800Net result 2023: €17,631€17,600Operating result 2024: €5,592€5,590Net result 2024: €4,240€4,240Operating result 2025: €7,153€7,150Net result 2025: €5,956€5,960202320242025
The operating result recovers in 2025; 2025 is 28% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101,581
Fixed assets €81,421 ▲ 1.8%
Current assets €20,160 ▼ 36.8%
Equity and liabilities €102,129
Equity €2,612
Debt €99,517
Debt finances 97.4% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€23,093▲
2024 · €20,763
Cash flow
€21,896▲
2024 · €19,411
Quick ratio
0.30▼
2024 · 0.51
Debt to equity
38.10▲
2024 · -34.83
ROE
228.0%
Interest coverage
17.52▲
2024 · 13.59
Debt ≤ 1 year
€59,508▲
2024 · €58,027
Debt > 1 year
€40,009▼
2024 · €47,981
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,153 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 5 to 10 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
1.7% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,153 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€113,118€102,129▼
Formation expenses20€1,264€547▼
Fixed assets21/28€79,971€81,421▲
Intangible fixed assets21€1,398€698▼
Tangible fixed assets22/27€78,573€80,723▲
Plant, machinery and equipment23€77,779€80,683▲
Furniture and vehicles24€794€39▼
Current assets29/58€31,883€20,160▼
Stocks and contracts in progress3€2,379€2,601▲
Stocks30/36€2,379€2,601▲
Amounts receivable within one year40/41€1,046€10,718▲
Trade receivables40€162€10,718▲
Other amounts receivable41€884-
Cash at bank and in hand54/58€27,310€5,421▼
Deferred charges and accrued income490/1€1,148€1,421▲
Equity and liabilities
Total equity and liabilities10/49€113,118€102,129▼
Equity10/15-€3,344€2,612▲
Contributions10/11€1,000€1,000=
Reserves13-€1,612
Distributable reserves133-€1,612
Profit (loss) carried forward14-€4,344-
Amounts payable17/49€116,462€99,517▼
Amounts payable after more than one year17€47,981€40,009▼
Financial debts170/4€47,981€40,009▼
Amounts payable within one year42/48€58,027€59,508▲
Current portion of amounts payable after more than one year42€15,027€12,440▼
Trade debts44€10,182€14,134▲
Suppliers440/4€10,182€14,134▲
Advances received on contracts in progress46€750-
Taxes, remuneration and social security45-€956
Taxes450/3-€956
Other amounts payable47/48€32,068€31,979▼
Accrued charges and deferred income492/3€10,454-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,171€15,940▲
Other operating charges640/8€830€1,017▲
Gross operating margin9900€21,593€24,110▲
Operating profit (loss)9901€5,592€7,153▲
Financial income75/76B€176€121▼
Recurring financial income75€176€121▼
Financial charges65/66B€1,528€1,318▼
Recurring financial charges65€1,528€1,318▼
Profit (loss) for the period before taxes9903€4,240€5,956▲
Profit (loss) for the period9904€4,240€5,956▲
Profit (loss) for the period to be appropriated9905€4,240€5,956▲
Appropriation of the result
Profit (loss) to be appropriated9906-€4,344€1,612▲
Profit (loss) brought forward from the previous period14P-€8,584-€4,344▲
Transfer to equity691/2-€1,612
To other reserves6921-€1,612

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,306€14,869€15,269€15,171€15,940▲ 5.1%
Other operating charges640/8€773€622€556€830€1,017▲ 22.5%
Gross operating margin9900-€2,750€7,801€35,600€21,593€24,110▲ 11.7%
Operating profit (loss)9901-€14,829-€7,690€19,774€5,592€7,153▲ 27.9%
Financial income75/76B€14€807€24€176€121▼ 31.6%
Recurring financial income75€14€807€24€176€121▼ 31.6%
Financial charges65/66B€2,086€2,431€2,167€1,528€1,318▼ 13.7%
Recurring financial charges65€2,086€2,431€2,167€1,528€1,318▼ 13.7%
Profit (loss) for the period before taxes9903-€16,901-€9,314€17,631€4,240€5,956▲ 40.5%
Profit (loss) for the period9904-€16,901-€9,314€17,631€4,240€5,956▲ 40.5%
Profit (loss) for the period to be appropriated9905-€16,901-€9,314€17,631€4,240€5,956▲ 40.5%
Line20212022202320242025Change
Assets
Total assets20/58€120,093€104,448€106,384€113,118€102,129▼ 9.7%
Formation expenses20€3,590€2,815€2,039€1,264€547▼ 56.7%
Fixed assets21/28€105,199€99,696€85,202€79,971€81,421▲ 1.8%
Intangible fixed assets21€3,498€2,798€2,098€1,398€698▼ 50.1%
Tangible fixed assets22/27€101,701€96,898€83,104€78,573€80,723▲ 2.7%
Plant, machinery and equipment23€97,818€94,044€81,280€77,779€80,683▲ 3.7%
Furniture and vehicles24€3,883€2,854€1,824€794€39▼ 95.0%
Current assets29/58€11,304€1,937€19,143€31,883€20,160▼ 36.8%
Stocks and contracts in progress3€383€311€905€2,379€2,601▲ 9.3%
Stocks30/36€383€311€905€2,379€2,601▲ 9.3%
Amounts receivable within one year40/41€10,154€1,564€2,747€1,046€10,718▲ 925%
Trade receivables40€8,237€1,404€2,676€162€10,718▲ 6,508%
Other amounts receivable41€1,917€160€71€884--
Cash at bank and in hand54/58--€15,339€27,310€5,421▼ 80.2%
Deferred charges and accrued income490/1€766€62€151€1,148€1,421▲ 23.7%
Equity and liabilities
Total equity and liabilities10/49€120,093€104,448€106,384€113,118€102,129▼ 9.7%
Equity10/15-€15,901-€25,215-€7,584-€3,344€2,612▲ 178%
Contributions10/11€1,000€1,000€1,000€1,000€1,000=
Outside capital11€1,000-----
Other1109/19€1,000-----
Reserves13----€1,612-
Distributable reserves133----€1,612-
Profit (loss) carried forward14-€16,901-€26,215-€8,584-€4,344--
Amounts payable17/49€135,994€129,662€113,967€116,462€99,517▼ 14.5%
Amounts payable after more than one year17€82,070€68,319€63,008€47,981€40,009▼ 16.6%
Financial debts170/4€82,070€68,319€63,008€47,981€40,009▼ 16.6%
Amounts payable within one year42/48€53,924€61,343€50,802€58,027€59,508▲ 2.6%
Current portion of amounts payable after more than one year42€13,545€13,751€16,216€15,027€12,440▼ 17.2%
Financial debts43€9,749€8,322----
Credit institutions430/8€9,749€8,322----
Trade debts44€6,224€7,390€1,227€10,182€14,134▲ 38.8%
Suppliers440/4€6,224€7,390€1,227€10,182€14,134▲ 38.8%
Advances received on contracts in progress46€335--€750--
Taxes, remuneration and social security45--€1,290-€956-
Taxes450/3--€1,290-€956-
Other amounts payable47/48€24,071€31,881€32,068€32,068€31,979▼ 0.3%
Accrued charges and deferred income492/3--€158€10,454--
Line20212022202320242025Change
Profit (loss) for the period9904-€16,901-€9,314€17,631€4,240€5,956▲ 40.5%
+ Depreciation and write-downs630€11,306€14,869€15,269€15,171€15,940▲ 5.1%
Operating cash flow (approximation)-€5,595€5,556€32,901€19,411€21,896▲ 12.8%
Investment in fixed assets (approximation)--€9,366-€775-€9,940-€17,390▼ 74.9%
Change in cash---€11,971-€21,889▼ 283%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
19-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
09-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
2024
29-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €17,631
Net result €17,631 after 2 loss-making years.
12-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
373 m²
Building footprint
278 m²
Volume, LiDAR
2,802 m³
Parcel 35020B0010/00R009, Flanders · tallest building 14.3 m, ±3 floors. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
LA C.
Zandvoordestraat 25, 8400 OostendeAgents in the wholesale of furniture, household goods and hardware
since 20202.306.294.368
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35020B0010/00R009 Flanders 373 m² 1 · 278 m² 14.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Oostende2.306.294.368
1 permission
Toelating · Eetgelegenheid · since 20-09-2024

Similar companies · same sector, comparable size

Of 12,042 companies in sector 68203 we hold annual accounts for 6,005. 618 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-08-2020
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
55203Holiday cottages, homes and apartments
56210Event catering
82990Other business support services
93299Other amusement and recreation activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0752818780
Also 9925:BE0752818780
Registered 15-12-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.