IMMO RD
ActiveIMMO RD has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €5k. Equity is shrinking by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 85% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74=
Solvency100=
Growth32=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.81 against 2.34 in 2024; short-term debt: 19.8% and cash: 31.4% of total assets), and 19.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.2%
Return on assets
3.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
23 d late
2023
6 d early
2022
23 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€94k▼ 5.3%
2024 · €99k
2022: €127k
2023: €129k
2024: €99k
2022 → 2025
Total assets
€117k▲ 6.7%
2024 · €109k
2022: €132k
2023: €133k
2024: €109k
2022 → 2025
Net result
€5k▼ 1.4%
2024 · €5k
2022: €12k
2023: €1k
2024: €5k
2022 → 2025
Working capital
€19k▲ 32.3%
2024 · €14k
2022: €29k
2023: €45k
2024: €14k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€127k-€129k▲ 0.9%€99k▼ 23.1%€94k▼ 5.3%
Operating result€16k-€2k▼ 88.2%€7k▲ 282%€17k▲ 141%
Net result€12k-€1k▼ 90.6%€5k▲ 314%€5k▼ 1.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 141% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets
€75k▼ 11.6%
Current assets
€42k▲ 69.3%
Equity and liabilities €117k
Equity
€94k▼ 5.3%
Debt
€23k▲ 119%
The debt ratio rises from 9.6% to 19.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€27k▲
2024 · €23k
Cash flow
€14k▼
2024 · €20k
Solvency
80.2%▼
2024 · 90.4%
Current ratio
1.81▼
2024 · 2.34
Quick ratio
1.81▼
2024 · 2.34
Debt / equity
0.25▲
2024 · 0.11
ROE
4.9%▲
2024 · 4.7%
ROA
3.9%▼
2024 · 4.2%
Interest coverage
1278.49▲
2024 · 942.75
Debt
€23k▲
2024 · €11k
Debt ≤ 1 year
€23k▲
2024 · €11k
Income taxes
€13k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€109k€117k▲
Fixed assets21/28€85k€75k▼
Tangible fixed assets22/27€85k€75k▼
Land and buildings22€85k€75k▼
Current assets29/58€25k€42k▲
Amounts receivable within one year40/41€3k€4k▲
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€20k€37k▲
Deferred charges and accrued income490/1€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€109k€117k▲
Equity10/15€99k€94k▼
Contributions10/11€13k€11k▼
Reserves13€30k€20k▼
Non-distributable reserves130/1-€1k
Reserves not available under the articles1311-€1k
Tax-exempt reserves132€5k€5k=
Distributable reserves133€25k€14k▼
Profit (loss) carried forward14€56k€62k▲
Amounts payable17/49€11k€23k▲
Amounts payable within one year42/48€11k€23k▲
Taxes, remuneration and social security45€3k€13k▲
Taxes450/3€3k€13k▲
Other amounts payable47/48€8k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€10k▼
Other operating charges640/8€4k€544▼
Gross operating margin9900€27k€28k▲
Operating profit (loss)9901€7k€17k▲
Financial charges65/66B€24€21▼
Recurring financial charges65€24€21▼
Profit (loss) for the period before taxes9903€7k€17k▲
Income taxes67/77€2k€13k▲
Profit (loss) for the period9904€5k€5k▼
Profit (loss) for the period to be appropriated9905€5k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€61k▼
Profit (loss) brought forward from the previous period14P€82k€56k▼
Transfer from equity791/2€10k€10k▼
Transfer to equity691/2€6k-
To contributions691€1k-
To other reserves6921€5k-
Profit to be distributed694/7€34k€9k▼
Return on contributions (dividend)694€34k€9k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €1k ▼90.6%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hendrik Heymanplein 829100 Sint-NiklaasGround area
2,418 m²
Building footprint
1,953 m²
Volume, LiDAR
30,030 m³
Parcel 46443E1622/00D000, Flanders · tallest building 22.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
IMMO RD
since 20212.326.960.318
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46443E1622/00D000 | Flanders | 2,418 m² | 1 · 1,953 m² | 22.3 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TAVERNE VALAISANNE
BE 0422.780.240
Liège · Eq €94k
De Cooman - Van Den Bossche
BE 0400.008.796
Sint-Lievens-Houtem · Eq €94k
DEBECO
BE 0444.697.488
Pelt · Eq €94k
IMMOBILIERE 117 CHAUSSEE DE BRUXELLES
BE 0427.788.014
La Hulpe · Eq €93k
ALFA CONSULT
BE 0450.664.176
Gingelom · Eq €94k
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 3,706 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2021
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.