L4A
L4A is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (€-3k) and a net result of €-14k. Equity is shrinking by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 3133 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-3k |
| Net result | €-14k |
| Better than sector | 5% |
| Active | 6 yrs |
Mixed profile: strong on profitability, weaker on health.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -13.6% | 52.5% | |
| Net result | €-14k | €32k | |
| Equity | €-3k | €75k | |
| Gross operating margin | €-9k | €52k | |
| Total assets | €22k | €192k |
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €-14k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €3k |
| Dividends | - |
| Total assets | €22k |
| Equity | €-3k |
| Debt | €25k |
| of which ≤ 1y | €25k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | -13.6% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | -63.2% |
| ROE | 463.2% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €22k |
| Fixed assets | 21/28 | €3k |
| Tangible fixed assets | 22/27 | €3k |
| Current assets | 29/58 | €19k |
| Stocks & contracts in progress | 3 | €2k |
| Amounts receivable within one year | 40/41 | €7k |
| Cash & bank | 54/58 | €9k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €22k |
| Equity | 10/15 | €-3k |
| Contributions / capital | 10/11 | €4k |
| Accumulated profits (losses) | 14 | €-7k |
| Amounts payable | 17/49 | €25k |
| Amounts payable within one year | 42/48 | €25k |
| Trade debts payable within one year | 44 | €20k |
| Income statement | ||
| Gross operating margin | 9900 | €-9k |
| Operating result | 9901 | €-10k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €120 |
| Result before taxes | 9903 | €-10k |
| Income taxes | 67/77 | €3k |
| Net result for the period | 9904 | €-14k |
| Result to be appropriated | 9905 | €-14k |
-
BV FynergyLegal entityDirector· perm. rep.: Hans VandecasteeleState Gazette act 25136414 (27-10-2025)Current25-09-2025 → present
Former directors (2)
-
Former- → 25-09-2025
-
Former- → 01-07-2021
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 16-06-2020 |
| Status | Active |
| Postal code | 8210 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31036G0604/00G012 | Flanders | 644 m² | 1 · 191 m² | 8.1 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
25-02-2026 Registered office moved within Zedelgem
- Vijvers 22, 8210 Zedelgem → Vlinderbloemstraat 13, 8210 Zedelgem
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Vlinderbloemstraat 13, 8210 Zedelgem",
"city": "Zedelgem",
"region": "vlaams_gewest",
"street": "Vlinderbloemstraat",
"country": "BE",
"postcode": "8210",
"box_number": null,
"street_number": "13",
"locality_suffix": null
},
"old_address": {
"raw": "Vijvers 22, 8210 Zedelgem",
"city": "Zedelgem",
"region": "vlaams_gewest",
"street": "Vijvers",
"country": "BE",
"postcode": "8210",
"box_number": null,
"street_number": "22",
"locality_suffix": null
},
"effective_date": "2026-02-01",
"evidence_quote": "",
"region_changed": false,
"is_statute_change": true,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": "statutaire",
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2026-02-25",
"filing_date": "2026-02-17",
"act_kind_objet": "Zetel (zetelverplaatsing)"
},
"decision": {
"body": "enige_bestuurder",
"date": "2026-02-01",
"unanimous": true
},
"subject_company": {
"kbo": "0748.612.247",
"name_full": "L4A",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "org",
"org_kbo": "0882.371.584",
"org_name": "NV TITECA",
"person_name": "Manon De Groote",
"org_rep_person_name": "Manon De Groote",
"person_role_at_subject": "Aangestelde"
},
"co_filed_documents": [
"de notulen van de bestuurder dd. 16/02/2026"
]
}27-10-2025 1 director appointed, 1 resigning
- Hans Vandecasteele, Bestuurder
- Hans Vandecasteele, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Hans Vandecasteele",
"address": null,
"birth_date": null
},
"effective_date": "2025-09-25",
"evidence_quote": "De algemene vergadering beslist tot het ontslag van Hans Vandecasteele, met woonplaats te 8210 Veldegem Vlinderbloemstraat 13, als niet-statutaire bestuurder, en dit met ingang op 25/09/2025. De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
"discharge_granted": true
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Hans Vandecasteele",
"address": null,
"birth_date": null
},
"via_org": {
"kbo": null,
"name": "BV Fynergy",
"address": null,
"country": null,
"legal_form": null
},
"effective_date": "2025-09-25",
"evidence_quote": "De algemene vergadering beslist tot de benoeming van BV Fynergy, met zetel te 8210 Veldegem Vlinderbloemstraat 13, als niet-statutaire bestuurder, en dit met ingang op 25/09/2025"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0748.612.247",
"name_full": "L4A",
"legal_form": "BV"
}
}12-01-2022 Nancy Maes resigns as director
- Nancy Maes, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Nancy Maes",
"address": null,
"birth_date": null
},
"effective_date": "2021-07-01",
"evidence_quote": "De bijzondere algemene vergadering van woensdag 30 juni 2021 heeft met \u00E9\u00E9nparigheid van stemmen beslist om het ontslag als bestuurder te aanvaarden van: Mevr Nancy Maes, wonende te Veldegem, Vlinderbloemstraat 13"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0748.612.247",
"name_full": "L4A",
"legal_form": "BV"
}
}18-06-2020 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "8210 Zedelgem, Vlinderbloemstraat 13",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1972-08-28",
"name": "VANDECASTEELE Hans",
"niss": null,
"address": "8210 Zedelgem, Vlinderbloemstraat 13"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2000,
"holder_person_name": "VANDECASTEELE Hans",
"is_subscriber_only": false,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 2000,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1972-09-29",
"name": "MAES Nancy",
"niss": null,
"address": "8210 Zedelgem, Vlinderbloemstraat 13"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 2000,
"holder_person_name": "MAES Nancy",
"is_subscriber_only": false,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 2000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 4000,
"subject_company": {
"kbo": "0748.612.247",
"name_full": "L4A",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2020-06-15",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | L4A |