L&Y Consultancy
L&Y Consultancy is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €60k and a net result of €67k. Equity is growing by ~52.3% per year across the filed fiscal years. Its solvency ranks better than 56% of 224 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €60k |
| Net result | €67k |
| Better than sector | 56% |
| Active | 3 yrs |
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 54.5% | 47.2% | |
| Net result | €67k | €43k | |
| Equity | €60k | €84k | |
| Gross operating margin | €87k | €88k | |
| Total assets | €111k | €205k |
Show 2 other metrics
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €67k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €18k |
| Dividends | €130k |
| Total assets | €111k |
| Equity | €60k |
| Debt | €50k |
| of which ≤ 1y | €50k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 54.5% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 60.3% |
| ROE | 110.8% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
Full annual accounts (21 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €111k |
| Fixed assets | 21/28 | €3k |
| Tangible fixed assets | 22/27 | €3k |
| Current assets | 29/58 | €108k |
| Amounts receivable within one year | 40/41 | €15k |
| Investments | 50/53 | €61k |
| Cash & bank | 54/58 | €32k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €111k |
| Equity | 10/15 | €60k |
| Contributions / capital | 10/11 | €100 |
| Accumulated profits (losses) | 14 | €60k |
| Amounts payable | 17/49 | €50k |
| Amounts payable within one year | 42/48 | €50k |
| Income statement | ||
| Gross operating margin | 9900 | €87k |
| Operating result | 9901 | €84k |
| Financial income | 75 | €218 |
| Financial charges | 65 | €68 |
| Result before taxes | 9903 | €85k |
| Income taxes | 67/77 | €18k |
| Net result for the period | 9904 | €67k |
| Result to be appropriated | 9905 | €67k |
| NACE primary | Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen(66199) |
| Legal form | Private limited company(610) |
| Incorporation | 22-09-2022 |
| Status | Active |
| Postal code | 9190 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46024B0165/00L015 | Flanders | 436 m² | 1 · 95 m² | 6.4 m · 1 fl. |
| 46024A0876/00Z000 | Flanders | 349 m² | 1 · 208 m² | 9.4 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
07-08-2026 Board meeting · Seat change
- Publication: 07/08/2026 · L&Y Consultancy
- Filing: 05-08-2026 · L&Y Consultancy
- Board meeting: 28 juli 2026 · L&Y Consultancy
- Seat change: to: Sparrenhofdreef(STE) 39, 9190 Stekene, from: Bosdorp(STE) 181, 9190 Stekene, effective_date: 2026-08-01 · L&Y Consultancy
Technical details
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"quote": "Bijlagen bij het Belgisch Staatsblad - 07/08/2026 - Annexes du Moniteur belge",
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"date": "2026-08-05",
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"entities": [
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"kind": "company",
"name": "L\u0026Y Consultancy",
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}| Legal nameNL | L&Y Consultancy |