Comparable companies
- LEATITIAAntwerpen
- EMSANazareth
- FIELDS OF GOLDMerchtem
- JOAILLERIE WELTERSpa
- AURUM LUXBrugge
UNILIV
ActiveFrom the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
UNILIV has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110,126 and a net result of -€9,428. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 274 sector peers (NACE 32, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Official details
KBO- Status
- Active since 20-07-2016 Normal situation
- Legal form
- Private limited company
- Registered office
- Zwaanhofstraat 20, 8380 Brugge
- Activity
- Manufacture of jewellery NACE 32123and 4 others
- Establishment units
- 2.255.555.945 8380 Brugge, since 26-07-2016
- 2.336.802.452 8000 Brugge, since 10-10-2022
- Financial year end
- 30 June
- Peppol
- Reachable since 13-08-2026
Who decides
Board
- Verbrugghe YoshiDirector · since 20-07-2016
- Steffie MaeneDirector · since 27-02-2017
How it is doing
- Bankruptcy probabilitywithin 12 months
- 0.4%
Annual accounts to 30-06-2025
- Gross margin
- €158,981
- ▲ 8.5%
- Turnover
- ≈ €400,000
- estimated
- Loss
- €9,428
- Equity
- €110,126
- ▼ 42.7%
- Total assets
- €439,042
- ▲ 31.5%
- Staff
- 2.4 FTE
- ▼ 7.7%
2025 accounts 1 day early
Filed on 30-01-2026PDF
Why 80raises riskLoss of €9,428 (financial year 2025)Size: 2.4 FTE, total assets €439,0422 establishment unitslowers riskLiquidity: current ratio 1.25, cash €152,996Show the evidence
Checked score
Score 2025
80
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 30% of its sector peers (NACE 32, micro)
Financial strength · tick = 2024
Weak
Solvency
50-33
equity 25.1% of total assets
Liquidity
53+8
short-term debt 74.9% · cash 34.8%
Profitability
24-33
return on assets -2.1%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%lowest value
12-2024: 0.3%▲ +0.1 percentage points vs 11-2024
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.4%▲ +0.1 percentage points vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.5%▲ +0.1 percentage points vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025highest value
02-2026: 0.4%▼ -0.1 percentage points vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.25, compared with 2.49 in 2024, below the usual 1.5; short-term debt: 74.9% and cash: 34.8% of total assets), and 74.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 32, micro): better than 35% on solvency, 51% on liquidity, 22% on profitability and 13% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 day early
2024
17 days early
2023
12 days early
2021
2 days early
2020
31 days late
2019
31 days late
2018
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days after the deadline; the sector median (NACE 32) for financial year 2024 is 2 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 19 January (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
Key points
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 30-01-2026
- Annual accounts 2024filed on 14-01-2025
- Annual accounts 2023filed on 19-01-2024
- Annual accounts 2021filed on 29-07-2022
Acts in the Belgian Official Gazette
- Amendment of the articles · Legal-form change · Resignations & appointmentsact of 26-01-2023
- Registered officeact of 22-06-2022
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about UNILIV
- What is the company number of UNILIV?
- 0659.917.130. In Belgium the VAT number is the company number with BE in front: BE 0659.917.130.
- Where is UNILIV based?
- The registered office is at Zwaanhofstraat 20, 8380 Brugge.Company details
- What does UNILIV do?
- According to the KBO register, the main activity is manufacture of jewellery (NACE 32123).
- What is the legal form of UNILIV?
- Private limited company (BV).
- When was UNILIV founded?
- On 20-07-2016.
- Is UNILIV still active?
- Yes, UNILIV is an active enterprise in the KBO register.
- How many employees does UNILIV have?
- On average 2.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of UNILIV?
- ≈ €400,000 in financial year 2025. Estimated from the gross margin of €158,981: probably between €250,000 and €750,000, based on 1,644 comparable companies of the same size. A rough estimate.
- Is UNILIV profitable?
- In financial year 2025, UNILIV made a loss of €9,428.
- Where can I find the annual accounts of UNILIV?
- UNILIV filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
- When are the next annual accounts of UNILIV due?
- By 31-01-2027, for financial year 2026.Timeline
Companies related to UNILIV
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.