L'UOVO

Active

Private limited companyfounded 20233 yrs activeBrusselsestraat 74, 3000 Leuven, BelgiumKBO/BCE: BE 0804.997.951

The computed 12-month bankruptcy probability of L'UOVO is 5.0% (elevated). The 2024 annual accounts show equity of €27k and a net result of €7k. Its solvency ranks better than 62% of 18939 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

51 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability82

Solvency68

Growth-

Track record79

Bankruptcy probability, 12 months

5.0% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days only on tighter terms

Liquidity ample (current ratio 1.51; short-term debt: 57.4% and cash: 6.3% of total assets), but 57.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

42.6%

Return on assets

10.8%

Age of the figures

21 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

56 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€27k

Total assets

€63k

Net result

€7k

Working capital

€19k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €63k

13.1%

86.9%

Fixed assets €8k

Current assets €55k

Equity and liabilities €63k

42.6%

57.4%

Equity €27k

Debt €36k

Debt finances 57.4% of the balance-sheet total.

Key figures and ratios

2024 value

EBITDA

€11k

Cash flow

€9k

Solvency

42.6%

Current ratio

1.51

Quick ratio

1.27

Debt / equity

1.35

ROE

25.3%

ROA

10.8%

Interest coverage

32.20

Debt

€36k

Debt ≤ 1 year

€36k

Income taxes

€2k

Staff costs

€40k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€63k

Fixed assets21/28€8k

Intangible fixed assets21€2k

Tangible fixed assets22/27€5k

Plant, machinery and equipment23€3k

Furniture and vehicles24€3k

Financial fixed assets28€600

Current assets29/58€55k

Stocks and contracts in progress3€9k

Stocks30/36€9k

Amounts receivable within one year40/41€41k

Trade receivables40€32k

Other amounts receivable41€10k

Cash at bank and in hand54/58€4k

Deferred charges and accrued income490/1€742

Equity and liabilities

Total equity and liabilities10/49€63k

Equity10/15€27k

Contributions10/11€20k

Profit (loss) carried forward14€7k

Amounts payable17/49€36k

Amounts payable within one year42/48€36k

Trade debts44€20k

Suppliers440/4€20k

Taxes, remuneration and social security45€16k

Taxes450/3€5k

Remuneration and social security454/9€11k

Income statement Code2024

Non-recurring operating income76A€533

Remuneration, social security and pensions62€40k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k

Other operating charges640/8€1k

Gross operating margin9900€52k

Operating profit (loss)9901€10k

Financial income75/76B€0

Recurring financial income75€0

Financial charges65/66B€356

Recurring financial charges65€356

Profit (loss) for the period before taxes9903€9k

Income taxes67/77€2k

Profit (loss) for the period9904€7k

Profit (loss) for the period to be appropriated9905€7k

Appropriation of the result

Profit (loss) to be appropriated9906€7k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

25-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 56 days late

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Leuven · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brusselsestraat 743000 Leuven

Ground area

230 m²

Building footprint

147 m²

Volume, LiDAR

1,501 m³

Parcel 24505F0761/00R000, Flanders · tallest building 18.1 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

L'UOVO

Brusselsestraat 74, 3000 LeuvenLimited-service restaurants

since 20232.349.083.444

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24505F0761/00R000	Flanders	230 m²	1 · 147 m²	18.1 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid

Year	Entries	awarded	paid
2025	1	2,000 EUR	2,000 EUR

Schemes

Hinderpremie bij openbare werken

1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site

Leuven2.349.083.444

1 permission

Toelating · Eetgelegenheid · since 03-10-2023

Similar companies · same sector, comparable size

La Louvière · Eq €27k

FRITUUR DE PLATSE

BE 0840.514.995

Lendelede · Eq €27k

Of 21,896 companies in sector 56112 we hold annual accounts for 9,783. 8,326 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded22-08-2023

Fiscal year end31-12

Activities, NACEBEL

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

43222Installation of electric heating, air conditioning, cooling and ventilation

43223Specialised construction activities

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.