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Complete company report
Generated 26-08-2026
Active BE 0840.702.958Public limited company

L'UNIVERSELLE

Boulevard Zénobe Gramme 25 ·4040 Herstal, Belgium· 14 yrs active
Sector: Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton) (47811)
Conclusion Checked

The computed 12-month bankruptcy probability of L'UNIVERSELLE is 2.0% (moderate). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 14 yrs
Board 3
Locations 8
Publications 6
Bankruptcy probability (12 mo) Checked model v1 · free
2.0% Moderate
0%0,5%1,5%4%10%≥25%
Multiple establishment units +Higher-failure-rate sector +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2011, 14 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 24-07-2025 2025-00304355
31-12-2023 volledig 09-08-2024 2024-00343008
31-12-2022 volledig 30-08-2023 2023-00400523
31-12-2021 volledig 30-08-2022 2022-20360627
31-12-2020 volledig 19-08-2021 2021-50700194
31-12-2019 volledig 27-08-2020 2020-47200226
31-12-2018 volledig 19-08-2019 2019-48000487
31-12-2017 volledig 01-08-2018 2018-43200572
31-12-2016 volledig 13-07-2017 2017-31700142
31-12-2015 volledig 24-08-2016 2016-46600567
Directors & mandates 3 directors
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (23117418). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Franca GIACCONE
    Director
    State Gazette act 23117418 (13-09-2023)
    Current
    03-08-2017 → present
    2 events
    • 13-09-2023 Mandate renewed· Director
    • 03-08-2017 Mandate renewed· Managing director
  • Pascal GIACCONE
    Director
    State Gazette act 23117418 (13-09-2023)
    Current
    03-08-2017 → present
    2 events
    • 13-09-2023 Mandate renewed· Director
    • 03-08-2017 Mandate renewed· Managing director
  • Stéphane REESER
    Director
    State Gazette act 23117418 (13-09-2023)
    Current
    03-08-2017 → present
    2 events
    • 13-09-2023 Mandate renewed· Director
    • 03-08-2017 Mandate renewed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Statutory auditor 2 auditor
Statutory auditor IRE/IBR number Tenure
SRL 3R, Leboutte & C°Current
Statutory auditor · represented by Lora JORIS
 - 27-07-2020 → present
Show 1 earlier auditors
ScPRL LEBOUTTE, MOUHIB & C°
Statutory auditor · represented by Samuel RAHIER
succeeded by SRL 3R, Leboutte & C° in 2020
 - 26-01-2015 → 27-07-2020
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Legal Structure
NACE primary Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)(47811)
Legal form Public limited company(014)
Incorporation28-10-2011
StatusActive
Postal code4040
Establishment units 8 locations
L'UNIVERSELLE
Boulevard Zénobe Gramme 25, 4040 HerstalHandelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)
since 20112.203.789.520
L'UNIVERSELLE
Rue de Sauheid 78, 4032 LiègeHandelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)
since 20142.237.308.364
L'UNIVERSELLE - PASCAL MOTOR
Rue Biefnot 7, 4100 SeraingHandelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)
since 20142.238.336.366
L'UNIVERSELLE
Rue Haute-Crotte 46, 4801 VerviersHandelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)
since 20172.269.399.231
L'UNIVERSELLE
Rue de l'Estampage 13, 4340 AwansHandelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)
since 20192.281.966.273
L'UNIVERSELLE
Quai de Coronmeuse 85-86, 4000 LiègeHandelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)
since 20202.300.158.228
Show 2 more locations
L'UNIVERSELLE
Boulevard Zénobe Gramme 9, 4040 HerstalGroothandel in auto's en lichte bestelwagens (= 3,5 ton)
since 20212.316.937.644
L'UNIVERSELLE
Boulevard Zénobe Gramme 45, 4040 HerstalHandelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)
since 20242.357.810.969
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 5 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62353D0892/00K002 Wallonia 7,135 m² 1 · 2,274 m² 7.4 m · 2 fl.
62006B0312/00G000 Wallonia 5,499 m² 1 · 1,004 m² -
62023B0040/00F029 Wallonia 2,888 m² 1 · 1,021 m² 8.8 m · 2 fl.
62810B0016/00F000 Wallonia 280 m² 1 · 298 m² 10.1 m · 2 fl.
62051D0984/00E002indicative Wallonia 233 m² 1 · 48 m² 8.3 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 4
4 of 5 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 16 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
31-10-2025
State Gazette act Director changes
v3.2
24-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
09-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
13-09-2023
State Gazette act Director changes
v3.2
30-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
30-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
19-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
27-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
27-07-2020
State Gazette act Director changes
v3.2
2019
19-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
22-03-2019
State Gazette act Capital & shares
v3.2
2018
01-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
03-08-2017
State Gazette act Director changes
v3.2
13-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
24-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
26-01-2015
State Gazette act Director changes
v3.2
Belgian State Gazette reading coverage 0 of 8 acts read

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 6 acts
Capital history · 1
22-03-2019
v3.2
All acts · 6 updated 9 months ago
2025
31-10-2025 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0840.702.958",
    "name_full": "L\u0027UNIVERSELLE",
    "legal_form": "SA"
  }
}
2023
13-09-2023 4 reappointed Director changes
  • Franca GIACCONE, Bestuurder
  • Pascal GIACCONE, Bestuurder
  • Stéphane REESER, Bestuurder
  • Lora JORIS, Commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Franca GIACCONE",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e renouvelle, pour une dur\u00E9e de 6 ans, les mandats des 3 administrateurs (Franca GIACCONE, Pascal GIACCONE et St\u00E9phane REESER) et le mandat des administrateurs-d\u00E9l\u00E9gu\u00E9s (Franca GIACCONE, Pascal GIACCONE)."
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Pascal GIACCONE",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e renouvelle, pour une dur\u00E9e de 6 ans, les mandats des 3 administrateurs (Franca GIACCONE, Pascal GIACCONE et St\u00E9phane REESER) et le mandat des administrateurs-d\u00E9l\u00E9gu\u00E9s (Franca GIACCONE, Pascal GIACCONE)."
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "St\u00E9phane REESER",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e renouvelle, pour une dur\u00E9e de 6 ans, les mandats des 3 administrateurs (Franca GIACCONE, Pascal GIACCONE et St\u00E9phane REESER) et le mandat des administrateurs-d\u00E9l\u00E9gu\u00E9s (Franca GIACCONE, Pascal GIACCONE)."
    },
    {
      "kind": "commissaris_renew",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Lora JORIS",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "SRL 3R, LEBOUTTE \u0026 C\u00B0",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide aussi de renouveler, pour une nouvelle dur\u00E9e de 3 ans, le mandat de Commissaire attribu\u00E9 \u00E0 la SRL 3R, LEBOUTTE \u0026 C\u00B0, agr\u00E9\u00E9e aupr\u00E8s de l\u0027Institut des r\u00E9viseurs d\u0027entreprises sous le num\u00E9ro B313. La SRL 3R, LEBOUTTE \u0026 C\u00B0 sera repr\u00E9sent\u00E9e par Lora JORIS, r\u00E9viseur d\u0027entreprises associ"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0840.702.958",
    "name_full": "L\u0027UNIVERSELLE",
    "legal_form": "SA"
  }
}
2020
27-07-2020 Samuel RAHIER reappointed as statutory auditor Director changes
  • Samuel RAHIER, Commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "commissaris_renew",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Samuel RAHIER",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "SRL 3R, LEBOUTTE \u0026 C\u00B0",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de proc\u00E9der au renouvellement, pour une nouvelle dur\u00E9e de 3 ans, du mandat de Commissaire attribu\u00E9 \u00E0 la SRL 3R, LEBOUTTE \u0026 C\u00B0, agr\u00E9\u00E9e aupr\u00E8s de l\u0027Institut des r\u00E9viseurs d\u0027entreprises sous le num\u00E9ro B313."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0840.702.958",
    "name_full": "L\u0027UNIVERSELLE",
    "legal_form": "SA"
  }
}
2019
22-03-2019 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0840.702.958",
    "name_full": "L\u0027UNIVERSELLE",
    "legal_form": "SA"
  }
}
2017
03-08-2017 4 reappointed Director changes
  • Pascal GIACCONE, Gedelegeerd bestuurder
  • Franca GIACCONE, Gedelegeerd bestuurder
  • Stéphane REESER, Bestuurder
  • Samuel RAHIER, Commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Pascal GIACCONE",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale renouvelle pour un nouveau terme de 6 ans (leurs mandats prendront donc fin apr\u00E8s l\u0027assembl\u00E9e g\u00E9n\u00E9rale ordinaire de 2023, charg\u00E9e d\u0027approuver les comptes de l\u0027exercice comptable 2022) les mandats des 3 administrateurs actuellement en fonction, \u00E0 savoir: -Pascal GIACCONE: adminis"
    },
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Franca GIACCONE",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale renouvelle pour un nouveau terme de 6 ans (leurs mandats prendront donc fin apr\u00E8s l\u0027assembl\u00E9e g\u00E9n\u00E9rale ordinaire de 2023, charg\u00E9e d\u0027approuver les comptes de l\u0027exercice comptable 2022) les mandats des 3 administrateurs actuellement en fonction, \u00E0 savoir: -Franca GIACCONE: adminis"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "St\u00E9phane REESER",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale renouvelle pour un nouveau terme de 6 ans (leurs mandats prendront donc fin apr\u00E8s l\u0027assembl\u00E9e g\u00E9n\u00E9rale ordinaire de 2023, charg\u00E9e d\u0027approuver les comptes de l\u0027exercice comptable 2022) les mandats des 3 administrateurs actuellement en fonction, \u00E0 savoir: -St\u00E9phane REESER: adminis"
    },
    {
      "kind": "commissaris_renew",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Samuel RAHIER",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "ScPRL LEBOUTTE, MOUHIB \u0026 C\u00B0",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide de proc\u00E9der au renouvellement, pour une nouvelle dur\u00E9e de 3 ans, du mandat de Commissaire attribu\u00E9 \u00E0 la ScPRL LEBOUTTE, MOUHIB \u0026 C\u00B0, agr\u00E9\u00E9e aupr\u00E8s de l\u0027Institut des r\u00E9viseurs d\u0027entreprises sous le num\u00E9ro B313. La ScPRL LEBOUTTE, MOUHIB \u0026 C\u00B0 sera repr\u00E9sent\u00E9e par Monsieur Samuel RAH"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0840.702.958",
    "name_full": "L\u0027UNIVERSELLE",
    "legal_form": "SA"
  }
}
2015
26-01-2015 Samuel RAHIER reappointed as statutory auditor Director changes
  • Samuel RAHIER, Commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "commissaris_renew",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Samuel RAHIER",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "ScPRL LEBOUTTE, MOUHIB \u0026 C\u00B0",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide de proc\u00E9der au renouvellement, pour une nouvelle dur\u00E9e de 3 ans \u00E9ch\u00E9ant \u00E0 l\u0027assembl\u00E9e g\u00E9n\u00E9rale ordinaire de 2017, du mandat de Commissaire attribu\u00E9 \u00E0 la ScPRL LEBOUTTE, MOUHIB \u0026 C\u00B0, agr\u00E9\u00E9e aupr\u00E8s de l\u0027Institut des r\u00E9viseurs d\u0027entreprises sous le num\u00E9ro B313, au montant d\u0027honoraire"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0840.702.958",
    "name_full": "L\u0027UNIVERSELLE",
    "legal_form": "SA"
  }
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Detailhandel in en onderhoud en reparatie van motorfietsen en delen en toebehoren van motorfietsen45402Detailhandel in motorrijwielen, delen en toebehoren van motorrijwielen47830
Primary activity highlighted.
Names & trade names
Legal nameFR L'UNIVERSELLE
Registered office
Boulevard Zénobe Gramme 25
4040 Herstal, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative