L-Soft
ActiveSummary
L-Soft has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108k and a net result of €37k. Equity is growing by ~54% per year across the filed fiscal years. Its solvency ranks better than 62% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability99▼-1
Solvency96▲+13
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 7.42 against 5.94 in 2024; short-term debt: 10.6% and cash: 67.5% of total assets), and 29.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.8%
Return on assets
24.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
12 d early
2024
29 d early
2023
13 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€108k▲ 52.7%
2024 · €71k
Total assets
€152k▲ 25.8%
2024 · €121k
Net result
€37k▼ 4.8%
2024 · €39k
Working capital
€104k▲ 64.9%
2024 · €63k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€43k-€54k▲ 25.2%€51k▼ 5.1%
Net result€30k-€39k▲ 32.3%€37k▼ 4.8%
Equity€32k-€71k▲ 124%€108k▲ 52.7%
Total assets€102k-€121k▲ 19.2%€152k▲ 25.8%
Debt€70k-€50k▼ 28.0%€44k▼ 11.9%
Working capital€29k-€63k▲ 118%€104k▲ 64.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152k
Fixed assets
€32k ▼ 29.0%
Current assets
€120k ▲ 58.5%
Equity and liabilities €152k
Equity
€108k ▲ 52.7%
Debt
€44k ▼ 11.9%
Debt's share of the balance-sheet total falls from 41.6% to 29.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▼
2024 · €65k
Cash flow
€50k▼
2024 · €51k
Current ratio
7.42▲
2024 · 5.94
Debt to equity
0.41▼
2024 · 0.71
ROE
34.5%▼
2024 · 55.3%
ROA
24.4%▼
2024 · 32.3%
Interest coverage
18.53▲
2024 · 16.46
Debt ≤ 1 year
€16k▲
2024 · €13k
Debt > 1 year
€28k▼
2024 · €38k
Income taxes
€10k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €12k | €13k | ▲ 10.6% |
| Other operating charges640/8 | - | €788 | €641 | ▼ 18.7% |
| Non-recurring operating charges66A | - | - | €115 | - |
| Gross operating margin9900 | €50k | €66k | €65k | ▼ 2.3% |
| Operating profit (loss)9901 | €43k | €54k | €51k | ▼ 5.1% |
| Financial income75/76B | €15 | €71 | €0 | ▼ 100% |
| Recurring financial income75 | €15 | €71 | €0 | ▼ 100% |
| Financial charges65/66B | €3k | €4k | €3k | ▼ 13.2% |
| Recurring financial charges65 | €3k | €4k | €3k | ▼ 13.2% |
| Profit (loss) for the period before taxes9903 | €40k | €50k | €47k | ▼ 4.6% |
| Income taxes67/77 | €10k | €11k | €10k | ▼ 3.8% |
| Profit (loss) for the period9904 | €30k | €39k | €37k | ▼ 4.8% |
| Profit (loss) for the period to be appropriated9905 | €30k | €39k | €37k | ▼ 4.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €102k | €121k | €152k | ▲ 25.8% |
| Formation expenses20 | €267 | €0 | - | - |
| Fixed assets21/28 | €49k | €45k | €32k | ▼ 29.0% |
| Tangible fixed assets22/27 | €49k | €45k | €32k | ▼ 29.0% |
| Plant, machinery and equipment23 | €2k | €4k | €3k | ▼ 33.3% |
| Furniture and vehicles24 | - | €5k | €4k | ▼ 20.4% |
| Leasing and similar rights25 | €47k | €36k | €25k | ▼ 29.7% |
| Current assets29/58 | €52k | €76k | €120k | ▲ 58.5% |
| Amounts receivable within one year40/41 | €14k | €22k | €16k | ▼ 23.7% |
| Trade receivables40 | €14k | €13k | €15k | ▲ 10.6% |
| Other amounts receivable41 | - | €8k | €2k | ▼ 77.7% |
| Current investments50/53 | - | €3k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €37k | €50k | €103k | ▲ 104% |
| Deferred charges and accrued income490/1 | €2k | €908 | €935 | ▲ 3.0% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €102k | €121k | €152k | ▲ 25.8% |
| Equity10/15 | €32k | €71k | €108k | ▲ 52.7% |
| Contributions10/11 | €2k | €2k | €2k | = |
| Reserves13 | €30k | €69k | €106k | ▲ 54.2% |
| Distributable reserves133 | €30k | €69k | €106k | ▲ 54.2% |
| Amounts payable17/49 | €70k | €50k | €44k | ▼ 11.9% |
| Amounts payable after more than one year17 | €47k | €38k | €28k | ▼ 25.1% |
| Financial debts170/4 | €47k | €23k | €13k | ▼ 41.6% |
| Other amounts payable178/9 | - | €15k | €15k | = |
| Amounts payable within one year42/48 | €23k | €13k | €16k | ▲ 26.9% |
| Current portion of amounts payable after more than one year42 | €9k | €9k | €9k | ▲ 4.4% |
| Financial debts43 | €432 | €110 | €30 | ▼ 72.8% |
| Credit institutions430/8 | €432 | €0 | - | - |
| Other loans439 | - | €110 | €30 | ▼ 72.8% |
| Trade debts44 | €1k | €392 | €345 | ▼ 11.9% |
| Suppliers440/4 | €1k | €392 | €345 | ▼ 11.9% |
| Taxes, remuneration and social security45 | €13k | €3k | €6k | ▲ 88.6% |
| Taxes450/3 | €13k | €3k | €6k | ▲ 88.6% |
| Other amounts payable47/48 | €286 | €168 | €624 | ▲ 271% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €30k | €39k | €37k | ▼ 4.8% |
| + Depreciation and write-downs630 | €8k | €12k | €13k | ▲ 10.6% |
| Operating cash flow (approximation) | €37k | €51k | €50k | ▼ 1.2% |
| Investment in fixed assets (approximation) | - | €-8k | €0 | ▲ 100% |
| Change in cash | - | €13k | €52k | ▲ 295% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €108k ▲52.7%
3 profitable years in a row build equity to €108k.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €39k ▲32.3%
Operating result €54k, net result €39k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 5.94
Current ratio from 2.24 to 5.94; short-term debt falls from €23k to €13k.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2023
Ground area
645 m²
Building footprint
131 m²
Volume, LiDAR
626 m³
Parcel 34042D0367/00A003, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
L-Soft
since 20232.345.791.382
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042D0367/00A003 | Flanders | 645 m² | 1 · 131 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Recognitions · licences · registrations
Legal Entity Identifier
699400YM7H0CYBJHU705
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 15,546 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.