CONSEQUITY
ActiveCONSEQUITY has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €145k and a net result of €54k. Equity is growing by ~54.5% per year across the filed fiscal years. Its solvency ranks better than 75% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 5.24 against 6.19 in 2024; short-term debt: 19.1% and cash: 0% of total assets), and 19.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.9%
Return on assets
30.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
25 d late
2024
28 d late
2023
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€145k▲ 58.7%
2024 · €91k
2023: €45k
2024: €91k
2023 → 2025
Total assets
€179k▲ 64.5%
2024 · €109k
2023: €63k
2024: €109k
2023 → 2025
Net result
€54k▲ 16.4%
2024 · €47k
2023: €44k
2024: €47k
2023 → 2025
Working capital
€145k▲ 58.7%
2024 · €91k
2023: €45k
2024: €91k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€45k-€91k▲ 101%€145k▲ 58.7%
Operating result€55k-€55k▼ 0.8%€62k▲ 13.4%
Net result€44k-€47k▲ 5.8%€54k▲ 16.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €179k
Equity
€145k▲ 58.7%
Debt
€34k▲ 94.4%
The debt ratio rises from 16.1% to 19.1%. Equity and debt are higher.
Key figures and ratios
Solvency
80.9%▼
2024 · 83.9%
Current ratio
5.24▼
2024 · 6.19
Quick ratio
5.24▼
2024 · 6.19
Debt / equity
0.24▲
2024 · 0.19
ROE
37.6%▼
2024 · 51.2%
ROA
30.4%▼
2024 · 43.0%
Debt
€34k▲
2024 · €18k
Debt ≤ 1 year
€34k▲
2024 · €18k
Income taxes
€14k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€109k€179k▲
Current assets29/58€109k€179k▲
Amounts receivable within one year40/41€95k€178k▲
Trade receivables40€11k€12k▲
Other amounts receivable41€84k€166k▲
Cash at bank and in hand54/58€12k€0▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€109k€179k▲
Equity10/15€91k€145k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€89k€143k▲
Amounts payable17/49€18k€34k▲
Amounts payable within one year42/48€18k€34k▲
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€14k€28k▲
Taxes450/3€14k€28k▲
Other amounts payable47/48€583€583=
Income statement
Code20242025
Non-recurring operating income76A€0€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€232€746▲
Gross operating margin9900€55k€63k▲
Operating profit (loss)9901€55k€62k▲
Financial income75/76B€5k€7k▲
Recurring financial income75€5k€7k▲
Non-recurring financial income76B€0€0▼
Financial charges65/66B€798€1k▲
Recurring financial charges65€798€1k▲
Profit (loss) for the period before taxes9903€59k€68k▲
Income taxes67/77€12k€14k▲
Profit (loss) for the period9904€47k€54k▲
Profit (loss) for the period to be appropriated9905€47k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€90k€143k▲
Profit (loss) brought forward from the previous period14P€43k€89k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Highest result since 2023net €54k ▲16.4%
Operating result €62k, net result €54k, both a record.
31-12
Financial
Equity above €100kEq €145k ▲58.7%
3 profitable years in a row build equity to €145k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
18-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Alexanderstraat 538310 BruggeGround area
328 m²
Building footprint
71 m²
Volume, LiDAR
492 m³
Parcel 31434C0204/00K000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CONSEQUITY
since 20222.341.043.926
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31434C0204/00K000 | Flanders | 328 m² | 1 · 71 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 161 EUR awarded · 161 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 161 EUR | 161 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 15,365 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.