Financials
- Fiscal year
- 2025
- Total assets
- €828,680
- Loss
- -€18,540
- Solvency
- 1.7%
Total assets▲ 1,160%
Net result
20232025
L&S Concept
ActiveSummary
The annual accounts of L&S Concept for fiscal year 2025 show a net loss of 57% of the equity at the start of that year. The 2025 annual accounts show equity of €14,254 and a net result of -€18,540. Equity is shrinking by ~44.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 32% of 1420 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Accommodation
NACE 55900
1 site
Size
€828,680total assets 2025
- Equity
- €14,254
- Loss
- -€18,540
Turnover not published (abridged schema)
Structure
Accounts filed 3 d late0 of 1 deed read
Why 55Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Equity €14,254 (1.7% of total assets)- Founded in 2022+ Size: total assets €828,680+ Figures for FY 2025 (filed 03-08-2026)Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 38% of its sector peers (NACE 55, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
27-48
equity 1.7% of total assets
Liquidity
80+13
short-term debt 41.4% · cash 40.5%
Profitability
16+16
return on assets -2.2%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 10 months
01-2026: 1.1%
02-2026: 1.1%● 0.0% vs 01-2026
03-2026: 1.1%● 0.0% vs 02-2026
04-2026: 0.9%▼ -14.8% vs 03-2026
05-2026: 1.0%▲ +10.0% vs 04-2026
06-2026: 1.0%▲ +2.8% vs 05-2026
07-2026: 1.0%▼ -4.1% vs 06-2026
08-2026: 1.6%▲ +59.8% vs 07-2026highest value
09-2026: 0.3%▼ -78.9% vs 08-2026lowest value
10-2026: 0.3%● 0.0% vs 09-2026lowest value
- Size: total assets €828,680 lowers the probability for this profile
- Equity €14,254 (1.7% of total assets) raises the probability
- Figures for FY 2025 (filed 03-08-2026) lowers the probability
- Founded in 2022 raises the probability for this profile
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.99 against 12.81 in 2024; short-term debt: 41.4% and cash: 40.5% of total assets), and 98.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 55, micro). Better than this share of them on solvency 31%, liquidity 89%, profitability 20%, growth against the median 11%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year -€18,540
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
3 d late
2024
2 d early
2023
13 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€18,540
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 4
- Since
- 2024
- Next accounts
- by 31-07-2027
- 03-08-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 29-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- AccommodationNACE 55900
- Founded
- 27-07-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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