L&R Technics
ActiveL&R Technics has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 78% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency98▼-2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 5.17 against 18.42 in 2024; short-term debt: 19.3% and cash: 35.3% of total assets), and 26.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.3%
Return on assets
42.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €32k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
55 d late
2022
29 d late
2021
27 d late
2020
88 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▲ 136%
2024 · €14k
2018: €7k
2019: €13k
2020: €19k
2021: €5k
2022: €14k
2023: €22k
2024: €14k
2018 → 2025
Total assets
€44k▲ 205%
2024 · €14k
2018: €24k
2019: €33k
2020: €35k
2021: €14k
2022: €24k
2023: €29k
2024: €14k
2018 → 2025
Net result
€18k
2024 · €-8k
2018: €1k
2019: €6k
2020: €6k
2021: €-15k
2022: €9k
2023: €8k
2024: €-8k
2018 → 2025
Working capital
€35k▲ 169%
2024 · €13k
2018: €8k
2019: €14k
2020: €18k
2021: €2k
2022: €13k
2023: €21k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€14k▲ 182%€22k▲ 57.7%€14k▼ 37.0%€32k▲ 136%
Operating result€-25k-€10k€-806€-8k▼ 862%€27k
Net result€-15k-€9k€8k▼ 10.7%€-8k€18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €27k after a loss of €8k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €44k
Equity
€32k▲ 136%
Provisions
€3k
Debt
€8k▲ 1,024%
The debt ratio rises from 5.2% to 19.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▲
2024 · €-7k
Cash flow
€19k▲
2024 · €-7k
Solvency
73.3%▼
2024 · 94.8%
Current ratio
5.17▼
2024 · 18.42
Quick ratio
5.17▼
2024 · 18.42
Debt / equity
0.26▲
2024 · 0.06
ROE
57.6%▲
2024 · -58.8%
ROA
42.2%▲
2024 · -55.7%
Interest coverage
153.67▲
2024 · -30.27
Debt
€8k▲
2024 · €752
Debt ≤ 1 year
€8k▲
2024 · €752
Income taxes
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€14k€44k▲
Fixed assets21/28€502-
Tangible fixed assets22/27€502-
Furniture and vehicles24€502-
Current assets29/58€14k€44k▲
Amounts receivable within one year40/41€13k€28k▲
Trade receivables40€8k€27k▲
Other amounts receivable41€5k€871▼
Cash at bank and in hand54/58€1k€15k▲
Equity and liabilities
Total equity and liabilities10/49€14k€44k▲
Equity10/15€14k€32k▲
Contributions10/11€6k€6k=
Reserves13€364€18k▲
Non-distributable reserves130/1€364€364=
Reserves not available under the articles1311€364€364=
Distributable reserves133-€18k
Profit (loss) carried forward14€7k€7k▲
Provisions and deferred taxes16-€3k
Provisions for liabilities and charges160/5-€3k
Environmental obligations163-€3k
Amounts payable17/49€752€8k▲
Amounts payable within one year42/48€752€8k▲
Trade debts44€567€2k▲
Suppliers440/4€567€2k▲
Taxes, remuneration and social security45€185€7k▲
Taxes450/3€185€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€626€502▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€3k
Other operating charges640/8-€124
Non-recurring operating charges66A€9k-
Gross operating margin9900€2k€30k▲
Operating profit (loss)9901€-8k€27k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€236€176▼
Recurring financial charges65€236€176▼
Profit (loss) for the period before taxes9903€-8k€26k▲
Income taxes67/77-€8k
Profit (loss) for the period9904€-8k€18k▲
Profit (loss) for the period to be appropriated9905€-8k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€25k▲
Profit (loss) brought forward from the previous period14P€15k€7k▼
Transfer to equity691/2-€18k
To other reserves6921-€18k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Liquidity times 5current ratio 18.42
Current ratio from 3.68 to 18.42; short-term debt falls from €8k to €752.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
31-12
Financial
Weakest financial yearnet €-15k ▼345%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoolstraat 243800 Sint-TruidenGround area
1,202 m²
Building footprint
118 m²
Volume, LiDAR
824 m³
Parcel 71352B0595/00X000, Flanders · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JOGA BELGIUM
since 20182.275.689.185
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352B0595/00X000 | Flanders | 1,202 m² | 1 · 118 m² | 9.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 8,060 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2018
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.