Turnover
≈ €130,000 estimated
The micro format states no turnover.
FILECTRO
Lifetime
6 annual accounts with figures on one time axispeak €47,626 (2024)
€29,142▼ 38.8%
lowest -€4,120 (2025)
-€4,120▼ €23,407
peak €24,269 (2024)
€20,148▼ 17.0%
€23,386▲ 37.9%
Board1 name since 2019
-
Documentsfilings and deeds
26-07-20265 days before the deadline
2025micro format
Gross margin from €47,626 to €29,142Loss of €4,120Equity from €24,269 to €20,148Debts from €16,956 to €23,386Cash from €22,147 to €3,731
Key points
from the 2025 annual accountsFilings
6 annual accounts since 2020
The last five annual accounts were filed 2 to 36 days before the end of the period.
Position in the sector
-€4,120
Lower net result than 82% of companies in specialised construction. Sector median €10,184 · 35,124 companies.
Checked score
64
Healthy
Financially stronger than 25% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.3%
01-2025: 2.3%● unchanged vs 12-2024
02-2025: 2.2%▼ -0.1 percentage points vs 01-2025
03-2025: 2.3%▲ +0.1 percentage points vs 02-2025
04-2025: 2.6%▲ +0.3 percentage points vs 03-2025
05-2025: 2.7%▲ +0.1 percentage points vs 04-2025
06-2025: 2.8%▲ +0.1 percentage points vs 05-2025highest value
07-2025: 0.7%▼ -2.1 percentage points vs 06-2025
08-2025: 0.3%▼ -0.4 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026lowest value
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 1.2%▲ +0.9 percentage points vs 07-2026
09-2026: 1.2%● unchanged vs 08-2026
10-2026: 1.2%● unchanged vs 09-2026
11-2026: 1.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Sector: Specialised construction activities (NACE 43)
Loss of €4,120 (financial year 2025)
Founded in 2019
lowers risk
Equity €20,148 (46.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 50% of them on solvency, 22% on liquidity, 10% on profitability and 20% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,440 companies had the same profile as FILECTRO has now. Each dot stands for 9 companies, two years later.
90.1%
were still trading
7.4%
stopped another way
2.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FILECTRO itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,440 companies, not a prediction for FILECTRO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.69 (2.06 in 2024), above the usual 1.5. Short-term debt is 53.7% and cash 8.6% of total assets. However, 53.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
5 days early
2024
36 days early
2023
2 days early
2022
4 days early
2021
34 days early
2020
33 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 19 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
last known board- EVERAERTS Philippe Jean-Marie 135 sharesdeed of 22-08-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0732693359
Registered office moved from Tubize to Sint-Pieters-Leeuw
New registered office: Ruisbroeksesteenweg 40, 1600 Sint-Pieters-Leeuw · Previous registered office: Rue Brison 46, 1480 Tubize · Registered office clause: Ruisbroeksesteenweg 40, 1600 Sint-Pieters-Leeuw · General meeting of 28-06-2023 · Gazette deed
Incorporation
Founding capital of €14,750, 135 shares · Founder: EVERAERTS Philippe Jean-Marie (fondateur et comparant) · Appointment: EVERAERTS Philippe Jean-Marie (director) · published on 22-08-2019 · Gazette deed
First establishment
Ruisbroeksesteenweg 40, Sint-Pieters-Leeuw
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FILECTRO Sint-Pieters-Leeuw | €43,534 | €29,142 | 46.3% | - |
| BADOR Pajottegem | €53,425 | €27,744 | 72.7% | - |
| ELEKTRI Ghent | €44,360 | €28,507 | 44.0% | - |
| Kenneth Porco BV Bilzen-Hoeselt | €41,776 | €26,193 | 85.2% | - |
| Rach Elektro Antwerp | €47,708 | €32,528 | 62.5% | - |
| JFR ELECTRICITE Marchin | €41,855 | €27,869 | -42.9% | - |
| EWLS Ranst | €49,294 | €31,988 | 12.8% | - |
These companies have the same main activity as FILECTRO: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €41,800 and €53,400, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 20-08-2019Normal situation
- Activity
- General electrical installation workNACE 43211and 2 others
- Establishment unit
- 2.292.410.1061600 Sint-Pieters-Leeuw, since 20-08-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 08-04-2025
Annual accounts 2025
- €43,534▲ 5.6%
- Filing
- Filed on 26-07-2026, 5 days before the end of the filing period
Insights on FILECTRO
FILECTRO files the micro format. That format states no turnover. The gross margin rose from €3,567 in 2020 to €29,142 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FILECTRO
- What is the company number of FILECTRO?
- The company number of FILECTRO is 0732.693.359. The VAT number is the same number with BE in front: BE 0732.693.359.
- Where is FILECTRO based?
- The registered office is at Ruisbroeksesteenweg 40, 1600 Sint-Pieters-Leeuw.Company details
- What does FILECTRO do?
- According to the KBO register, the main activity is general electrical installation work (NACE 43211).
- What is the legal form of FILECTRO?
- FILECTRO is a private limited company (BV).
- When was FILECTRO founded?
- FILECTRO was founded on 20-08-2019.
- Is FILECTRO still active?
- Yes, FILECTRO is an active enterprise in the KBO register.
- What is the turnover of FILECTRO?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €29,142 and 45 comparable companies (NACE 43211). It probably lies between €95,000 and €210,000.Financials
- Is FILECTRO profitable?
- In financial year 2025, FILECTRO made a loss of €4,120.
- Where can I find the annual accounts of FILECTRO?
- FILECTRO filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FILECTRO due?
- FILECTRO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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