L. Peeters
ActiveL. Peeters has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178k and a net result of €12k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 60% of 1502 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▼-3
Solvency67▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.68 in 2024; short-term debt: 58.2% and cash: 18.4% of total assets), but 58.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.8%
Return on assets
2.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
13 d early
2023
5 d early
2022
57 d late
2021
23 d early
2020
17 d early
2019
45 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€178k▲ 7.2%
2024 · €166k
2018: €27k
2019: €91k
2020: €134k
2021: €99k
2022: €132k
2023: €148k
2024: €166k
2018 → 2025
Total assets
€426k▲ 4.1%
2024 · €409k
2018: €635k
2019: €542k
2020: €528k
2021: €438k
2022: €376k
2023: €365k
2024: €409k
2018 → 2025
Net result
€12k▼ 32.5%
2024 · €18k
2018: €-45k
2019: €64k
2020: €43k
2021: €-36k
2022: €34k
2023: €16k
2024: €18k
2018 → 2025
Working capital
€178k▲ 7.2%
2024 · €166k
2018: €-111k
2019: €22k
2020: €106k
2021: €88k
2022: €132k
2023: €148k
2024: €166k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€99k-€132k▲ 34.0%€148k▲ 12.2%€166k▲ 12.0%€178k▲ 7.2%
Operating result€-37k-€25k€9k▼ 62.0%€17k▲ 80.8%€151▼ 99.1%
Net result€-36k-€34k€16k▼ 52.0%€18k▲ 10.7%€12k▼ 32.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 99% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €426k
Equity
€178k▲ 7.2%
Debt
€248k▲ 1.9%
The debt ratio falls from 59.4% to 58.2%. Equity and debt are higher.
Key figures and ratios
Solvency
41.8%▲
2024 · 40.6%
Current ratio
1.72▲
2024 · 1.68
Quick ratio
1.72▲
2024 · 1.68
Debt / equity
1.39▼
2024 · 1.46
ROE
6.8%▼
2024 · 10.7%
ROA
2.8%▼
2024 · 4.4%
Debt
€248k▲
2024 · €243k
Debt ≤ 1 year
€248k▲
2024 · €243k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€409k€426k▲
Current assets29/58€409k€426k▲
Amounts receivable within one year40/41€345k€348k▲
Trade receivables40€345k€345k▼
Other amounts receivable41-€3k
Cash at bank and in hand54/58€64k€78k▲
Equity and liabilities
Total equity and liabilities10/49€409k€426k▲
Equity10/15€166k€178k▲
Contributions10/11€719k€719k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-554k€-542k▲
Amounts payable17/49€243k€248k▲
Amounts payable within one year42/48€243k€248k▲
Trade debts44€8k€10k▲
Suppliers440/4€8k€10k▲
Taxes, remuneration and social security45€202€3k▲
Taxes450/3€202€3k▲
Other amounts payable47/48€235k€235k=
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-13k€-799▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€9k€3k▼
Operating profit (loss)9901€17k€151▼
Financial income75/76B€1k€13k▲
Recurring financial income75€1k€6k▲
Non-recurring financial income76B-€7k
Financial charges65/66B€645€891▲
Recurring financial charges65€645€891▲
Profit (loss) for the period before taxes9903€18k€12k▼
Profit (loss) for the period9904€18k€12k▼
Profit (loss) for the period to be appropriated9905€18k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-554k€-542k▲
Profit (loss) brought forward from the previous period14P€-572k€-554k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €166k ▲12%
3 profitable years in a row build equity to €166k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
2022
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
31-12
Financial
Equity above €100kEq €132k ▲34%
Equity rises from €99k to €132k.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €134k ▲47.4%
2 profitable years in a row build equity to €134k.
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
31-12
Financial
Back to profitnet €64k
Net result €64k after one loss-making year.
19-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 50 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 1976
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tremelobaan 2523140 KeerbergenGround area
623 m²
Parcel 24472F0190/00X002, Flanders. Linked by address, not a title deed.
1 establishment unit
Tremelobaan 252, 3140 Keerbergen
since 19762.012.535.115
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472F0190/00X002 | Flanders | 623 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SPEED LOC
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AB LOC
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Of 1,442 companies in sector 77110 we hold annual accounts for 726. 477 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-1975
Fiscal year end31-12
Activities, NACEBEL
71100
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.