DETCO
ActiveDETCO has been active since 1972 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €295k and a net result of €-11k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 95% of 1512 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-50
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 6.91 against 2.61 in 2024; short-term debt: 3% and cash: 12.4% of total assets), and 3.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-02-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
59 d late
2023
28 d late
2022
28 d late
2021
28 d late
2020
29 d late
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€295k▼ 3.6%
2024 · €306k
2019: €339k
2020: €310k
2021: €307k
2022: €295k
2023: €296k
2024: €306k
2019 → 2025
Total assets
€305k▼ 10.4%
2024 · €340k
2019: €414k
2020: €356k
2021: €343k
2022: €317k
2023: €333k
2024: €340k
2019 → 2025
Net result
€-11k
2024 · €11k
2019: €39k
2020: €-28k
2021: €-3k
2022: €-13k
2023: €982
2024: €11k
2019 → 2025
Working capital
€55k▲ 0.3%
2024 · €55k
2019: €329k
2020: €303k
2021: €304k
2022: €100k
2023: €101k
2024: €55k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€307k-€295k▼ 4.1%€296k▲ 0.3%€306k▲ 3.4%€295k▼ 3.6%
Operating result€-11k-€-9k▲ 10.5%€-489▲ 94.8%€15k€-12k
Net result€-3k-€-13k▼ 268%€982€11k▲ 1,054%€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €12k after €15k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €305k
Fixed assets
€241k▼ 4.3%
Current assets
€64k▼ 27.6%
Equity and liabilities €305k
Equity
€295k▼ 3.6%
Debt
€10k▼ 70.6%
The debt ratio falls from 10.2% to 3.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-2k▼
2024 · €22k
Cash flow
€38▼
2024 · €19k
Solvency
96.7%▲
2024 · 89.8%
Current ratio
6.91▲
2024 · 2.61
Quick ratio
6.91▲
2024 · 2.61
Debt / equity
0.03▼
2024 · 0.11
ROE
-3.7%▼
2024 · 3.7%
ROA
-3.6%▼
2024 · 3.3%
Interest coverage
-1.68▼
2024 · 4.91
Debt
€10k▼
2024 · €35k
Debt ≤ 1 year
€9k▼
2024 · €34k
Income taxes
€0▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€340k€305k▼
Fixed assets21/28€252k€241k▼
Tangible fixed assets22/27€82k€71k▼
Land and buildings22€42k€40k▼
Furniture and vehicles24€40k€30k▼
Financial fixed assets28€170k€170k=
Current assets29/58€89k€64k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€9k€23k▲
Trade receivables40€345€2k▲
Other amounts receivable41€9k€21k▲
Cash at bank and in hand54/58€77k€38k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€340k€305k▼
Equity10/15€306k€295k▼
Contributions10/11€20k€20k=
Reserves13€306k€306k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€304k€304k=
Profit (loss) carried forward14€-21k€-31k▼
Amounts payable17/49€35k€10k▼
Amounts payable within one year42/48€34k€9k▼
Trade debts44€0€432▲
Suppliers440/4€0€432▲
Advances received on contracts in progress46€825€825=
Taxes, remuneration and social security45€4k€625▼
Taxes450/3€4k€625▼
Other amounts payable47/48€29k€7k▼
Accrued charges and deferred income492/3€787€900▲
Income statement
Code20242025
Non-recurring operating income76A€20k€540▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€11k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€24k€-315▼
Operating profit (loss)9901€15k€-12k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€5k€927▼
Recurring financial charges65€5k€927▼
Profit (loss) for the period before taxes9903€13k€-11k▼
Income taxes67/77€1k€0▼
Profit (loss) for the period9904€11k€-11k▼
Profit (loss) for the period to be appropriated9905€11k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-31k▼
Profit (loss) brought forward from the previous period14P€-31k€-21k▲
Profit to be distributed694/7€1k€0▼
Return on contributions (dividend)694€1k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director discharge6 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director discharge6 facts ▸
- General meeting, 20/12/2025
- Director resignation, Dirk Detremmerie (bestuurder)
- Director discharge, Dirk Detremmerie
- Director appointment, SUDE SRL (bestuurder)
- Permanent representative, Josiane Suffys
- Mandate compensation, SUDE SRL
19-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
30-06
Financial
Liquidity triplescurrent ratio 6.91
Current ratio from 2.61 to 6.91; short-term debt falls from €34k to €9k.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-06
Financial
Back to profitnet €982
Net result €982 after 3 loss-making years.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
01-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
30-06
Financial
Weakest financial yearnet €-28k ▼173%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
24-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2026
Sude SRL
CurrentDirector · since 01-01-2026 · Legal entity · perm. rep.: Josiane Suffys
01-01-2026
Sude SRL: Appointed as Director
31-12-2025
Dirk DETREMMERIE: Resigned as Director
01-12-2014
Luc PLETS: Resigned as Manager
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avondzonweg(Kor) 88500 KortrijkGround area
882 m²
Building footprint
226 m²
Volume, LiDAR
1,402 m³
Parcel 34352C0430/00Y003, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Detco
since 20152.240.371.287
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34352C0430/00Y003 | Flanders | 882 m² | 1 · 226 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A.A.-RENT A CAR
BE 0445.353.625
Geel · Eq €297k
VALCK CAR MARKET
BE 0692.926.923
Haacht · Eq €291k
Rail4Rent Immo
BE 0547.910.339
Pelt · Eq €299k
JENI
BE 0811.685.508
Lochristi · Eq €289k
COPROLOC
BE 0436.619.467
Pepinster · Eq €301k
Of 1,443 companies in sector 77110 we hold annual accounts for 726. 452 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded31-03-1972
Fiscal year end30-06
Activities, NACEBEL
77110Renting and leasing of cars and light motor vehicles
46190Agents in non-specialised wholesale trade
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.