SILYMASEMA
ActiveSILYMASEMA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €865k and a net result of €-83k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 23% of 7980 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 7980 sector peers (2025).
NBB · sector comparisonPosition among 7980 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
60 d late
2021
29 d late
2020
27 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€865k▼ 8.7%
2024 · €947k
2019: €-42k
2020: €-25k
2021: €1.08M
2022: €1.11M
2023: €1.03M
2024: €947k
2019 → 2025
Net result
€-83k▲ 4.0%
2024 · €-86k
2019: €-60k
2020: €17k
2021: €-93k
2022: €24k
2023: €-72k
2024: €-86k
2019 → 2025
Total assets
€4.83M▼ 1.2%
2024 · €4.89M
2019: €3.60M
2020: €4.46M
2021: €4.85M
2022: €5.32M
2023: €5.14M
2024: €4.89M
2019 → 2025
Solvency
17.9%▼ 1.5pp
2024 · 19.4%
2019: -1.2%
2020: -0.6%
2021: 22.3%
2022: 20.8%
2023: 20.1%
2024: 19.4%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.08M-€1.11M▲ 2.2%€1.03M▼ 6.5%€947k▼ 8.3%€865k▼ 8.7%
Operating result€-104k-€4k€-54k€-110k▼ 105%€-112k▼ 1.5%
Net result€-93k-€24k€-72k€-86k▼ 20.2%€-83k▲ 4.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €112k in 2025 against €110k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.83M
Fixed assets
€2.80M▼ 2.8%
Current assets
€2.03M▲ 1.1%
Equity and liabilities €4.83M
Equity
€865k▼ 8.7%
Debt
€3.96M▲ 0.6%
The debt ratio rises from 80.6% to 82.1%: debt grows while equity shrinks.
Key figures and ratios
Solvency
17.9%▼
2024 · 19.4%
ROE
-9.6%▼
2024 · -9.1%
ROA
-1.7%▲
2024 · -1.8%
Debt
€3.96M▲
2024 · €3.94M
Debt ≤ 1 year
€1.24M▲
2024 · €1.07M
Debt > 1 year
€2.72M▼
2024 · €2.87M
Income taxes
€551▲
2024 · €540
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.89M€4.83M▼
Fixed assets21/28€2.88M€2.80M▼
Intangible fixed assets21€624€8▼
Tangible fixed assets22/27€1.36M€1.28M▼
Land and buildings22€1.24M€1.19M▼
Plant, machinery and equipment23€117k€85k▼
Furniture and vehicles24€4k€1k▼
Financial fixed assets28€1.52M€1.52M=
Current assets29/58€2.00M€2.03M▲
Amounts receivable after more than one year29€859k€859k=
Other amounts receivable291€859k€859k=
Amounts receivable within one year40/41€1.02M€1.02M=
Trade receivables40€101k€94k▼
Other amounts receivable41€921k€927k▲
Cash at bank and in hand54/58€9k€4k▼
Deferred charges and accrued income490/1€114k€140k▲
Equity and liabilities
Total equity and liabilities10/49€4.89M€4.83M▼
Equity10/15€947k€865k▼
Contributions10/11€1.22M€1.22M=
Profit (loss) carried forward14€-271k€-354k▼
Amounts payable17/49€3.94M€3.96M▲
Amounts payable after more than one year17€2.87M€2.72M▼
Financial debts170/4€2.87M€2.72M▼
Amounts payable within one year42/48€1.07M€1.24M▲
Current portion of amounts payable after more than one year42€144k€145k▲
Trade debts44€4k€318▼
Suppliers440/4€4k€318▼
Taxes, remuneration and social security45€390€3k▲
Taxes450/3€390€3k▲
Other amounts payable47/48€921k€1.09M▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€83k€81k▼
Other operating charges640/8€10k€11k▲
Gross operating margin9900€-17k€-20k▼
Operating profit (loss)9901€-110k€-112k▼
Financial income75/76B€33k€32k▼
Recurring financial income75€33k€32k▼
Financial charges65/66B€8k€3k▼
Recurring financial charges65€8k€3k▼
Profit (loss) for the period before taxes9903€-86k€-82k▲
Income taxes67/77€540€551▲
Profit (loss) for the period9904€-86k€-83k▲
Profit (loss) for the period to be appropriated9905€-86k€-83k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-271k€-354k▼
Profit (loss) brought forward from the previous period14P€-185k€-271k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-93k ▼652%
Net result drops to €-93k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €1MEq €1.08M
Equity rises from €-25k to €1.08M.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
31-12
Financial
Liquidity times 24current ratio 4.53
Current ratio from 0.19 to 4.53; short-term debt falls from €1.02M to €468k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Buggenhout · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Holstraat 8A9255 BuggenhoutGround area
432 m²
Building footprint
164 m²
Volume, LiDAR
1,079 m³
Parcel 42522B0423/00E000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Silymasema
since 20182.277.266.327
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42522B0423/00E000 | Flanders | 432 m² | 1 · 164 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FCM MARANSART
BE 0794.526.901
Lasne · Eq €865k
WILMAR
BE 0426.157.028
Lier · Eq €865k
RETAIL PARTNER
BE 0465.997.601
Oostkamp · Eq €865k
DELMAC
BE 0823.356.685
Gavere · Eq €864k
KARTEC
BE 0827.376.445
Roeselare · Eq €864k
Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 12,980 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2018
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.