L'OCQUIEROISE
ActiveThe annual accounts of L'OCQUIEROISE for fiscal year 2024 show a net loss of 54% of the equity at the start of that year. The 2024 annual accounts show equity of €129k and a net result of €-149k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 47% of 19356 sector peers (fiscal year 2024). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-21
Solvency53▼-13
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.02 against 0.97 in 2023; short-term debt: 42.2% and cash: 3.3% of total assets), and 72% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28%
Return on assets
-32.5%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-149k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
72 d late
2022
168 d late
2021
31 d late
2020
31 d late
2019
96 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€129k▼ 53.7%
2023 · €278k
2018: €223k
2019: €303k
2020: €324k
2021: €329k
2022: €327k
2023: €278k
2018 → 2024
Total assets
€459k▼ 33.0%
2023 · €685k
2018: €1.03M
2019: €780k
2020: €647k
2021: €742k
2022: €802k
2023: €685k
2018 → 2024
Net result
€-149k▼ 208%
2023 · €-48k
2018: €-69k
2019: €80k
2020: €20k
2021: €5k
2022: €-2k
2023: €-48k
2018 → 2024
Working capital
€3k
2023 · €-8k
2018: €-246k
2019: €-228k
2020: €-193k
2021: €-140k
2022: €-23k
2023: €-8k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€324k-€329k▲ 1.6%€327k▼ 0.6%€278k▼ 14.8%€129k▼ 53.7%
Operating result€25k-€7k▼ 71.7%€1k▼ 83.5%€-42k€-107k▼ 153%
Net result€20k-€5k▼ 75.0%€-2k€-48k▼ 2,262%€-149k▼ 208%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €107k in 2024 against €42k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €448k
Fixed assets
€251k▼ 42.8%
Current assets
€197k▼ 15.9%
Equity and liabilities €459k
Equity
€129k▼ 53.7%
Debt
€331k▼ 18.8%
The debt ratio rises from 59.4% to 72.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-91k▼
2023 · €8k
Cash flow
€-133k▼
2023 · €2k
Solvency
28.0%▼
2023 · 40.6%
Current ratio
1.02▲
2023 · 0.97
Quick ratio
1.02▲
2023 · 0.97
Debt / equity
2.57▲
2023 · 1.46
ROE
-116.1%▼
2023 · -17.4%
ROA
-32.5%▼
2023 · -7.1%
Interest coverage
-14.70▼
2023 · 1.31
Debt
€331k▼
2023 · €407k
Debt ≤ 1 year
€194k▼
2023 · €242k
Debt > 1 year
€135k▼
2023 · €162k
Income taxes
€168
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€685k€459k▼
Formation expenses20€12k€11k▼
Fixed assets21/28€439k€251k▼
Tangible fixed assets22/27€425k€250k▼
Land and buildings22€188k€179k▼
Plant, machinery and equipment23€77k€70k▼
Other tangible fixed assets26€160k-
Financial fixed assets28€14k€2k▼
Current assets29/58€234k€197k▼
Amounts receivable after more than one year29€140k€140k=
Other amounts receivable291€140k€140k=
Amounts receivable within one year40/41€93k€41k▼
Trade receivables40€7k€39k▲
Other amounts receivable41€86k€2k▼
Cash at bank and in hand54/58€1k€15k▲
Deferred charges and accrued income490/1-€619
Equity and liabilities
Total equity and liabilities10/49€685k€459k▼
Equity10/15€278k€129k▼
Contributions10/11€315k€315k=
Capital10€315k€315k=
Issued capital100€315k€315k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Legal reserve130€3k€3k=
Profit (loss) carried forward14€-40k€-189k▼
Amounts payable17/49€407k€331k▼
Amounts payable after more than one year17€162k€135k▼
Financial debts170/4€162k€135k▼
Amounts payable within one year42/48€242k€194k▼
Current portion of amounts payable after more than one year42€9k€18k▲
Taxes, remuneration and social security45€11k€11k▲
Taxes450/3€11k€11k▲
Other amounts payable47/48€223k€164k▼
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€16k▼
Other operating charges640/8€2k€61k▲
Non-recurring operating charges66A€12k-
Gross operating margin9900€21k€-31k▼
Operating profit (loss)9901€-42k€-107k▼
Financial income75/76B-€3k
Recurring financial income75-€3k
Financial charges65/66B€6k€45k▲
Recurring financial charges65€6k€6k▲
Non-recurring financial charges66B-€38k
Profit (loss) for the period before taxes9903€-48k€-149k▼
Income taxes67/77-€168
Profit (loss) for the period9904€-48k€-149k▼
Profit (loss) for the period to be appropriated9905€-48k€-149k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€-189k▼
Profit (loss) brought forward from the previous period14P€9k€-40k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Weakest financial yearnet €-149k
Net result drops to €-149k, the lowest in the series.
11-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 72 days late
15-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 168 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 96 days late
2019
31-12
Financial
Back to profitnet €80k
Net result €80k after one loss-making year.
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 92 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 89 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Heusy 1634800 VerviersGround area
1,326 m²
Building footprint
337 m²
Volume, LiDAR
2,881 m³
2 parcels, Wallonia · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
L'OCQUIEROISE
since 20032.132.826.201
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61045B0022/00P000 | Wallonia | 766 m² | 1 · 182 m² | 11.9 m · 2 fl. |
| 63572C0189/02A002 | Wallonia | 559 m² | 1 · 155 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEPOT
BE 0428.231.442
Knokke-Heist · Eq €129k
Banning Square
BE 0765.204.393
Elsene · Eq €129k
KITI
BE 0403.696.974
Aartselaar · Eq €129k
J-Force
BE 0737.425.771
Merelbeke-Melle · Eq €128k
DIFICIO INVEST
BE 0651.725.776
Turnhout · Eq €129k
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 3,975 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-05-2003
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
70311
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
68310Real estate agency activities
68311Real estate activities
70203
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.