L'Objet Trouvé
ActiveL'Objet Trouvé has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €102k and a net result of €10k. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 29% of 11614 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73▲+23
Solvency56▼-3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.74 against 2.22 in 2023; short-term debt: 31.3% and cash: 15.2% of total assets), but 68.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
31.4%
Return on assets
3.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
23 d early
2023
37 d early
2022
31 d late
2021
19 d early
2020
60 d late
2019
24 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€102k▼ 10.4%
2023 · €114k
2018: €48k
2019: €70k
2020: €87k
2021: €120k
2022: €132k
2023: €114k
2018 → 2024
Total assets
€324k▼ 3.4%
2023 · €336k
2018: €353k
2019: €347k
2020: €352k
2021: €342k
2022: €355k
2023: €336k
2018 → 2024
Net result
€10k
2023 · €-9k
2018: €10k
2019: €22k
2020: €17k
2021: €33k
2022: €12k
2023: €-9k
2018 → 2024
Working capital
€76k▼ 16.0%
2023 · €90k
2018: €92k
2019: €118k
2020: €81k
2021: €113k
2022: €119k
2023: €90k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€87k-€120k▲ 37.4%€132k▲ 10.4%€114k▼ 14.0%€102k▼ 10.4%
Operating result€29k-€56k▲ 91.5%€23k▼ 59.9%€-6k€18k
Net result€17k-€33k▲ 95.0%€12k▼ 61.8%€-9k€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €18k after a loss of €6k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €324k
Fixed assets
€147k▼ 14.4%
Current assets
€177k▲ 8.1%
Equity and liabilities €324k
Equity
€102k▼ 10.4%
Debt
€222k▲ 0.1%
The debt ratio rises from 66.1% to 68.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€43k▲
2023 · €18k
Cash flow
€35k▲
2023 · €15k
Solvency
31.4%▼
2023 · 33.9%
Current ratio
1.74▼
2023 · 2.22
Quick ratio
1.66▼
2023 · 2.07
Debt / equity
2.18▲
2023 · 1.95
ROE
9.9%▲
2023 · -7.6%
ROA
3.1%▲
2023 · -2.6%
Interest coverage
11.47▲
2023 · 4.10
Debt
€222k▲
2023 · €222k
Debt ≤ 1 year
€101k▲
2023 · €74k
Debt > 1 year
€121k▼
2023 · €148k
Income taxes
€6k▲
2023 · €172
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€336k€324k▼
Fixed assets21/28€172k€147k▼
Tangible fixed assets22/27€172k€147k▼
Land and buildings22€88k€76k▼
Plant, machinery and equipment23€177€180▲
Furniture and vehicles24€31k€23k▼
Other tangible fixed assets26€52k€48k▼
Current assets29/58€164k€177k▲
Amounts receivable after more than one year29€102k€95k▼
Other amounts receivable291€102k€95k▼
Stocks and contracts in progress3€11k€9k▼
Stocks30/36€11k€9k▼
Amounts receivable within one year40/41€14k€21k▲
Trade receivables40€11k€21k▲
Other amounts receivable41€3k€61▼
Cash at bank and in hand54/58€35k€49k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€336k€324k▼
Equity10/15€114k€102k▼
Contributions10/11€12k€12k=
Reserves13€101k€89k▼
Distributable reserves133€101k€89k▼
Amounts payable17/49€222k€222k▲
Amounts payable after more than one year17€148k€121k▼
Financial debts170/4€148k€121k▼
Amounts payable within one year42/48€74k€101k▲
Current portion of amounts payable after more than one year42€27k€27k▲
Trade debts44€2k€661▼
Suppliers440/4€2k€661▼
Taxes, remuneration and social security45€13k€21k▲
Taxes450/3€13k€21k▲
Other amounts payable47/48€32k€53k▲
Income statement
Code20232024
Non-recurring operating income76A-€214
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€25k▲
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A€2k-
Gross operating margin9900€23k€45k▲
Operating profit (loss)9901€-6k€18k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€-8k€16k▲
Income taxes67/77€172€6k▲
Profit (loss) for the period9904€-9k€10k▲
Profit (loss) for the period to be appropriated9905€-9k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€10k▲
Transfer from equity791/2€18k€22k▲
Transfer to equity691/2-€10k
To other reserves6921-€10k
Profit to be distributed694/7€10k€22k▲
Return on contributions (dividend)694€10k€22k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-9k ▼169%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €33k ▲95%
Operating result €56k, net result €33k, both a record.
31-12
Financial
Equity above €100kEq €120k ▲37.4%
4 profitable years in a row build equity to €120k.
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
2016
02-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Winterperre 3-51653 BeerselGround area
1,197 m²
Building footprint
148 m²
Volume, LiDAR
656 m³
Parcel 23017B0204/00N000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
L'objet Trouvé
since 20062.158.183.682
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23017B0204/00N000 | Flanders | 1,197 m² | 1 · 148 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Helpase consulting
BE 0766.618.417
Oud-Heverlee · Eq €102k
KLOKHUIS INTERIEURARCHITECTEN
BE 0628.741.429
Mechelen · Eq €102k
EMMAUS
BE 0471.707.040
Oostkamp · Eq €102k
SCHILS WOUTER INTERIOR ARCHITECTURE CONSULTANCY
BE 0769.449.233
Herk-de-Stad · Eq €101k
VORM INTERIEURGROEP
BE 0895.755.210
Hove · Eq €102k
Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 1,057 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2006
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.