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L&N Solutions

Active
Private limited companyfounded 2010active for 15 yearsJan Moensstraat 80, 1830 Machelen (Brab.), BelgiumKBO/BCE: BE 0832.226.643
Summary

L&N Solutions has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,805 and a net result of €3,608. Equity has been growing by about 5.6% per year since 2018. Its solvency ranks better than 41% of 1,829 sector peers (NACE 77, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 27-12-2010 Normal situation
Activity
Renting and leasing of cars and light motor vehicles NACE 77110and 3 others
Establishment unit
2.194.968.359 1830 Machelen (Brab.), since 27-12-2010
Financial year end
30 December
Peppol
Reachable since 02-04-2025

Board and ownership

Board
  • Van Win LudwigDirector

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 30-12-2025
Gross margin
€13,514
▼ 32.8%
Turnover
≈ €39,000
estimated
Profit
€3,608
▲ 472%
Equity
€25,805
▲ 16.3%
Total assets
€123,115
▼ 3.7%
Score breakdownraises riskLiquidity: current ratio 1.73, cash €2,574, halvedlowers riskFounded in 2010Size: total assets €123,115Figures for financial year 2025 (filed on 29-06-2026)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 40% of micro companies in rental and leasing (NACE 77)
Financial strength · tick: 2024
Weak
Solvency 46+4
equity 21.0% of total assets
Liquidity 26-8
short-term debt 51.8% · cash 2.1%
Profitability 41+2
return on assets 2.9%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,169 companies, NACE 77, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▼ -0.1 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%▲ +0.2 percentage points vs 07-2026 09-2026: 0.8%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 0.3%▼ -0.5 percentage points vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.73 (2.11 in 2024), above the usual 1.5. Short-term debt is 51.8% and cash 2.1% of total assets. However, 79% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro). It does better than 38% of them on solvency, 24% on liquidity, 28% on profitability and 70% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €123,115
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.73, cash €2,574, halved
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 29-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 29-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
28 days early
2023
15 days early
2022
34 days early
2021
18 days early
2020
37 days early
2018
22 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today. The company usually files around 2 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today30-12-2026 year end30-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View
  • Positive: 5 profitable years in a rowprofit 2025: €3,608 5 years View

Recent changes

  1. · Gazette deed General meeting · Director reappointment
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as L&N Solutions: renting and leasing of cars and light motor vehicles (NACE 77110). They are comparable in size and age: total assets between €80,100 and €175,000, founded between 2008 and 2014.

CompanyTotal assetsGross margin
L&N Solutions Machelen (Brab.)€123,115€13,514
BDO Cars Merelbeke-Melle€129,649€15,375
CARECO Anzegem€97,557€13,694
GRADUTRADE Zemst€93,101€6,891
HANDLING AND LOGISTIC SERVICES Merchtem€80,105€11,104
BE FRIENDS Sint-Jans-Molenbeek€93,101€16,177
ROADLEASE BELGIË Bree€175,106€23,492
Full comparison

Key facts about L&N Solutions

What is the company number of L&N Solutions?
The company number of L&N Solutions is 0832.226.643. The VAT number is the same number with BE in front: BE 0832.226.643.
Where is L&N Solutions based?
The registered office is at Jan Moensstraat 80, 1830 Machelen (Brab.).Company details
What does L&N Solutions do?
According to the KBO register, the main activity is renting and leasing of cars and light motor vehicles (NACE 77110).
What is the legal form of L&N Solutions?
The legal form of L&N Solutions is Private limited company (BV).
When was L&N Solutions founded?
L&N Solutions was founded on 27-12-2010.
Is L&N Solutions still active?
Yes, L&N Solutions is an active enterprise in the KBO register.
How many employees does L&N Solutions have?
L&N Solutions had an average of 18.1 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of L&N Solutions?
The turnover in financial year 2025 is ≈ €39,000. This figure is estimated from the gross margin of €13,514 and 48 comparable companies (NACE 77). It probably lies between €29,000 and €80,000. It is a rough estimate.
Is L&N Solutions profitable?
In financial year 2025, L&N Solutions made a profit of €3,608.
Where can I find the annual accounts of L&N Solutions?
L&N Solutions filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of L&N Solutions due?
L&N Solutions must file the annual accounts for financial year 2026 by 30-07-2027.Timeline

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