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Complete company report
Generated 14-08-2026
Active BE 0474.969.705Private limited company

L.M.D. FINANCES

Chaussée de Louvain(CH) 605 ·5020 Namur, Belgium· 25 yrs active
Sector: Agenten en makelaars in bankdiensten (66191)
Conclusion Checked

L.M.D. FINANCES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 25 yrs
Board 3
Locations 1
Publications 5
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2001, 25 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 23-06-2025 2025-00169715
31-12-2023 micro 19-07-2024 2024-00261696
31-12-2022 micro 13-07-2023 2023-00232124
31-12-2021 micro 11-08-2022 2022-20286142
31-12-2020 micro 14-06-2021 2021-21000526
31-12-2019 volledig 21-04-2020 2020-09600394
31-12-2018 volledig 26-06-2019 2019-24200012
31-12-2017 volledig 25-05-2018 2018-14000379
31-12-2016 micro 04-07-2017 2017-27100471
31-12-2015 volledig 01-08-2016 2016-38900191
Directors & mandates 8 directors
Current directors & mandates
  • DASSY IMMOLegal entity
    Director· perm. rep.: DASSY Olivier
    State Gazette act 25133975 (22-10-2025)
    Current
    01-07-2025 → present
  • DASSY INVESTLegal entity
    Director· perm. rep.: DASSY Olivier
    State Gazette act 23389190 (08-09-2023)
    Current
    08-09-2023 → present
    2 events
    • 08-09-2023 Mandate renewed· Director
    • 08-09-2023 Resigned· Director
  • SylCo InvestLegal entity
    Director· perm. rep.: COPINE Sylvie
    State Gazette act 23389190 (08-09-2023)
    Current
    08-09-2023 → present
    2 events
    • 08-09-2023 Mandate renewed· Director
    • 08-09-2023 Resigned· Director
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • MASSAGÉ INVESTLegal entity
    Manager· perm. rep.: Olivier MASSAGE
    State Gazette act 15040653 (17-03-2015)
    Not recently confirmed
    last confirmed in an act from 2015
Former directors (4)
  • DASSY INVESTLegal entity
    Manager· perm. rep.: DASSY Olivier
    State Gazette act 15040653 (17-03-2015)
    Former
    01-01-2014 → 01-07-2025
    2 events
    • 01-07-2025 Resigned· Director
    • 01-01-2014 Appointed· Manager
  • MASSAGE INVEST sprlLegal entity
    Manager· perm. rep.: Olivier Massagé
    State Gazette act 20047416 (07-04-2020)
    Former
    - → 30-06-2020
  • DASSY Olivier
    Managing director
    State Gazette act 15040653 (17-03-2015)
    Former
    - → 01-01-2014
  • Olivier Massagé
    Managing director
    State Gazette act 15040653 (17-03-2015)
    Former
    - → 01-01-2014
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Agenten en makelaars in bankdiensten(66191)
Legal form Private limited company(610)
Incorporation11-06-2001
StatusActive
Postal code5020
Connections & network 5 connected companies
Group structure
DASSY IMMO
Sits on the board · 3 subsidiaries · 1 location
Control→
DASSY INVEST
Sits on the board · 1 subsidiary · 2 locations
Control→
MASSAGÉ INVEST
Sits on the board · 1 subsidiary · 1 location
Control→
Network connections
DELLOYE-LATIERS
Shared corporate director
→
SPRL DASSY & MASSAGE
Shared corporate director
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 3 parties
Control over this companysits on this company's board3
DASSY IMMO
3 subsidiaries · 1 location
DASSY INVEST
1 subsidiary · 2 locations
MASSAGÉ INVEST
1 subsidiary · 1 location
controls
L.M.D. FINANCESBE 0474.969.705

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 1 location
Chaussée de Louvain(CH) 605, 5020 Namur
Financiële leasing
since 20012.094.439.143
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92024D0103/00T002 Wallonia 839 m² 1 · 194 m² 9.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 15 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
22-10-2025
State Gazette act Director changes
v3.2
23-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
19-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
08-09-2023
State Gazette act Director changes
v3.2
13-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
11-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
14-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
21-04-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
07-04-2020
State Gazette act Director changes
v3.2
2019
26-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
25-05-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
04-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
01-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
02-03-2016
State Gazette act Director changes
v3.2
2015
17-03-2015
State Gazette act Director changes
v3.2
Belgisch Staatsblad, acts 5 acts
All acts · 5 updated 9 months ago
2025
22-10-2025 1 director appointed, 1 resigning Director changes
  • DASSY Olivier, Bestuurder
  • DASSY Olivier, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "DASSY Olivier",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0832266037",
        "name": "DASSY INVEST",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2025-07-01",
      "evidence_quote": "L\u0027assembl\u00E9e acte la d\u00E9mission en tant qu\u0027administrateur, avec effet imm\u00E9diat, de la Soci\u00E9t\u00E9 \u00E0 Responsabilit\u00E9 Limit\u00E9e \u003C\u003C DASSY INVEST \u00BB, ayant son si\u00E8ge en R\u00E9gion Wallonne \u00E0 Wierde (5100 Namur), Rue les Tiennes, 148, inscrite au registre des Personnes Morales (Li\u00E8ge - division Namur) sous le num\u00E9ro 0",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "DASSY Olivier",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0759952933",
        "name": "DASSY IMMO",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2025-07-01",
      "evidence_quote": "L\u0027assembl\u00E9e nomme, en tant qu\u0027administrateur de la soci\u00E9t\u00E9, \u00E0 titre r\u00E9mun\u00E9r\u00E9, avec effet au 1er juillet 2025: La Soci\u00E9t\u00E9 \u00E0 Responsabilit\u00E9 Limit\u00E9e \u003C DASSY IMMO \u00BB, ayant son si\u00E8ge en R\u00E9gion Wallonne \u00E0 Wierde (5100 Namur), Rue les Tiennes, 148, inscrite au registre des Personnes Morales (Li\u00E8ge - divisi"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0474.969.705",
    "name_full": "L.M.D. FINANCES",
    "legal_form": "SRL"
  }
}
2023
08-09-2023 2 resigning, 2 reappointed Director changes
  • DASSY INVEST, Bestuurder
  • SylCo Invest, Bestuurder
  • DASSY Olivier, Bestuurder
  • COPINE Sylvie, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "DASSY Olivier",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "DASSY INVEST",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale a d\u00E9cid\u00E9 de mettre fin \u00E0 la fonction des g\u00E9rants actuels, mentionn\u00E9s ci-apr\u00E8s, et a proc\u00E9d\u00E9 au renouvellement de leur nomination, chacun comme administrateur non-statutaire pour une dur\u00E9e illimit\u00E9e : - La soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e DASSY INVEST, repr\u00E9sent\u00E9e par son repr\u00E9se"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "COPINE Sylvie",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "SylCo Invest",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale a d\u00E9cid\u00E9 de mettre fin \u00E0 la fonction des g\u00E9rants actuels, mentionn\u00E9s ci-apr\u00E8s, et a proc\u00E9d\u00E9 au renouvellement de leur nomination, chacun comme administrateur non-statutaire pour une dur\u00E9e illimit\u00E9e : ... - La soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e SylCo Invest, ayant comme repr\u00E9sentan"
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "DASSY INVEST",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale a d\u00E9cid\u00E9 de mettre fin \u00E0 la fonction des g\u00E9rants actuels, mentionn\u00E9s ci-apr\u00E8s... - La soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e DASSY INVEST, repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent, Monsieur DASSY Olivier ;"
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "SylCo Invest",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale a d\u00E9cid\u00E9 de mettre fin \u00E0 la fonction des g\u00E9rants actuels, mentionn\u00E9s ci-apr\u00E8s... - La soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e SylCo Invest, ayant comme repr\u00E9sentant permanent, Madame COPINE Sylvie, domicili\u00E9e \u00E0 5340 Gesves, rue Grande Commune, 19b ;"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0474.969.705",
    "name_full": "L.M.D. FINANCES",
    "legal_form": "SPRL"
  }
}
2020
07-04-2020 Olivier Massagé resigns as manager Director changes
  • Olivier Massagé, Zaakvoerder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Olivier Massag\u00E9",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "MASSAGE INVEST sprl",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2020-06-30",
      "evidence_quote": "La SPRL MASSAGE INVEST repr\u00E9sent\u00E9 par Monsieur Olivier Massag\u00E9 d\u00E9missionne de son poste de g\u00E9rant \u00E0 partir du 30 juin 2020. D\u00E9charge lui est donn\u00E9 pour son mandat de g\u00E9rant.",
      "discharge_granted": true
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0474.969.705",
    "name_full": "L.M.D. FINANCES",
    "legal_form": "SPRL"
  }
}
2016
02-03-2016 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0474.969.705",
    "name_full": "L.M.D. FINANCES",
    "legal_form": "SPRL"
  }
}
2015
17-03-2015 2 directors appointed, 2 resigning Director changes
  • Olivier DASSY, Zaakvoerder
  • Olivier MASSAGE, Zaakvoerder
  • Olivier DASSY, Gedelegeerd bestuurder
  • Olivier MASSAGE, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Olivier DASSY",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2014-01-01",
      "evidence_quote": "L\u0027Assembl\u00E9e g\u00E9n\u00E9rale r\u00E9unie en date du 30 janvier 2015 prend acte et accepte la d\u00E9miss\u00EDon de Messieurs Olivier DASSY et Olivier MASSAGE, respectivement domicili\u00E9s rue les Tiennes 148 \u00E0 5100 WIERDE et rue de Fernelmont 260 \u00E0 5020 CHAMPION, cette d\u00E9mission prenant effet \u00E0 dater du 1er janvier 2014."
    },
    {
      "kind": "director_out",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Olivier MASSAGE",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2014-01-01",
      "evidence_quote": "L\u0027Assembl\u00E9e g\u00E9n\u00E9rale r\u00E9unie en date du 30 janvier 2015 prend acte et accepte la d\u00E9miss\u00EDon de Messieurs Olivier DASSY et Olivier MASSAGE, respectivement domicili\u00E9s rue les Tiennes 148 \u00E0 5100 WIERDE et rue de Fernelmont 260 \u00E0 5020 CHAMPION, cette d\u00E9mission prenant effet \u00E0 dater du 1er janvier 2014."
    },
    {
      "kind": "director_in",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Olivier DASSY",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0832266037",
        "name": "SPRL DASSY INVEST",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2014-01-01",
      "evidence_quote": "Sont d\u00E9sign\u00E9s en qualit\u00E9 de g\u00E9rants, avec prise d\u0027effet \u00E0 dater du 1er janvier 2014 et sans limitation de dur\u00E9e: la SPRL DASSY INVEST - num\u00E9ro d\u0027entreprise 0832.266.037 - dont le si\u00E8ge social est \u00E9tabli rue les Tiennes 148 \u00E0 5100 Wierde, repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent et g\u00E9rant, Monsieur"
    },
    {
      "kind": "director_in",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Olivier MASSAGE",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0832266631",
        "name": "SPRL MASSAGE INVEST",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2014-01-01",
      "evidence_quote": "Sont d\u00E9sign\u00E9s en qualit\u00E9 de g\u00E9rants, avec prise d\u0027effet \u00E0 dater du 1er janvier 2014 et sans limitation de dur\u00E9e: la SPRL MASSAGE INVEST - num\u00E9ro d\u0027entreprise 0832.266.631 - dont le si\u00E8ge social est \u00E9tabli rue de Fernelmont 260 \u00E0 5020 Champion, repr\u00E9sent\u00E9e par son repr\u00E9sentant permanent et g\u00E9rant, Mo"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0474.969.705",
    "name_full": "L.M.D. FINANCES",
    "legal_form": "SPRL"
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
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Company registry (CBE) Crossroads Bank
Activities
Agenten en makelaars in bankdiensten66191Agenten en makelaars in bankdiensten66191Ondersteunende activiteiten i.v.m. financiële instellingen, n.e.g.67130Financiële lease64910Financiële lease64910Overige financiële dienstverlening64999Overige financiële dienstverlening, neg64999
Primary activity highlighted.
Names & trade names
Legal nameFR L.M.D. FINANCES
Registered office
Chaussée de Louvain(CH) 605
5020 Namur, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative