L.I.P. Mechelen
ActiveL.I.P. Mechelen has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.41M and a net result of €995k. Equity is growing by ~69.8% per year across the filed fiscal years. Its solvency ranks better than 45% of 898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-1
Solvency53▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity short (current ratio 0.8 against 0.77 in 2024; short-term debt: 35.7% and cash: 13.5% of total assets), and 72.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.9%
Return on assets
19.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
66 d early
2024
3 d early
2023
22 d late
2022
6 d early
2021
11 d early
2020
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.41M▼ 22.3%
2024 · €1.81M
2020: €196k
2021: €170k
2022: €756k
2023: €1.70M
2024: €1.81M
2020 → 2025
Total assets
€5.05M▼ 0.7%
2024 · €5.08M
2020: €365k
2021: €924k
2022: €4.34M
2023: €4.98M
2024: €5.08M
2020 → 2025
Net result
€995k▼ 3.2%
2024 · €1.03M
2020: €-4k
2021: €-27k
2022: €49k
2023: €940k
2024: €1.03M
2020 → 2025
Working capital
€-358k▲ 26.5%
2024 · €-487k
2020: €22k
2021: €-276k
2022: €-194k
2023: €178k
2024: €-487k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€170k-€756k▲ 346%€1.70M▲ 124%€1.81M▲ 7.0%€1.41M▼ 22.3%
Operating result€-27k-€120k€1.08M▲ 802%€1.29M▲ 19.3%€1.26M▼ 1.9%
Net result€-27k-€49k€940k▲ 1,804%€1.03M▲ 9.3%€995k▼ 3.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.05M
Fixed assets
€3.60M▲ 5.1%
Current assets
€1.45M▼ 12.7%
Equity and liabilities €5.05M
Equity
€1.41M▼ 22.3%
Debt
€3.64M▲ 11.3%
The debt ratio rises from 64.3% to 72.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1.61M▼
2024 · €1.70M
Cash flow
€1.34M▼
2024 · €1.44M
Solvency
27.9%▼
2024 · 35.7%
Current ratio
0.80▲
2024 · 0.77
Quick ratio
0.77▲
2024 · 0.75
Debt / equity
2.58▲
2024 · 1.80
ROE
70.6%▲
2024 · 56.7%
ROA
19.7%▼
2024 · 20.2%
Interest coverage
21.54▼
2024 · 25.25
Debt
€3.64M▲
2024 · €3.27M
Debt ≤ 1 year
€1.80M▼
2024 · €2.14M
Debt > 1 year
€1.83M▲
2024 · €1.12M
Income taxes
€193k▼
2024 · €206k
Staff costs
€1.17M▲
2024 · €1.06M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.08M€5.05M▼
Formation expenses20€724€0▼
Fixed assets21/28€3.42M€3.60M▲
Intangible fixed assets21€4k€138▼
Tangible fixed assets22/27€3.42M€3.60M▲
Plant, machinery and equipment23€231k€237k▲
Furniture and vehicles24€126k€155k▲
Leasing and similar rights25€150k€350k▲
Other tangible fixed assets26€2.89M€2.83M▼
Assets under construction and advance payments27€27k€27k=
Current assets29/58€1.66M€1.45M▼
Stocks and contracts in progress3€54k€65k▲
Stocks30/36€54k€65k▲
Amounts receivable within one year40/41€963k€667k▼
Trade receivables40€263k€263k▲
Other amounts receivable41€700k€404k▼
Current investments50/53€0-
Cash at bank and in hand54/58€627k€683k▲
Deferred charges and accrued income490/1€12k€31k▲
Equity and liabilities
Total equity and liabilities10/49€5.08M€5.05M▼
Equity10/15€1.81M€1.41M▼
Contributions10/11€737k€737k=
Reserves13€1.08M€672k▼
Distributable reserves133€1.08M€672k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€3.27M€3.64M▲
Amounts payable after more than one year17€1.12M€1.83M▲
Financial debts170/4€1.12M€1.83M▲
Other amounts payable178/9€0-
Amounts payable within one year42/48€2.14M€1.80M▼
Current portion of amounts payable after more than one year42€373k€638k▲
Financial debts43-€150k
Credit institutions430/8-€150k
Trade debts44€657k€381k▼
Suppliers440/4€657k€381k▼
Advances received on contracts in progress46€78k€64k▼
Taxes, remuneration and social security45€123k€169k▲
Taxes450/3€4k€5k▲
Remuneration and social security454/9€120k€164k▲
Other amounts payable47/48€910k€400k▼
Accrued charges and deferred income492/3€986€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.06M€1.17M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€414k€346k▼
Other operating charges640/8€17k€49k▲
Gross operating margin9900€2.78M€2.83M▲
Operating profit (loss)9901€1.29M€1.26M▼
Financial income75/76B€14k€270▼
Recurring financial income75€14k€270▼
Financial charges65/66B€67k€75k▲
Recurring financial charges65€67k€75k▲
Profit (loss) for the period before taxes9903€1.23M€1.19M▼
Income taxes67/77€206k€193k▼
Profit (loss) for the period9904€1.03M€995k▼
Profit (loss) for the period to be appropriated9905€1.03M€995k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.03M€995k▼
Transfer from equity791/2-€1.00M
Transfer to equity691/2€118k€595k▲
To other reserves6921€118k€595k▲
Profit to be distributed694/7€910k€1.40M▲
Return on contributions (dividend)694€500k€1.00M▲
Directors or managers695€410k€400k▼
Social balance
Average headcount (FTE)908721.322.1▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2020net €1.03M ▲9.3%
Operating result €1.29M, net result €1.03M, both a record.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 22 days late
2023
31-12
Financial
Equity above €1MEq €1.70M ▲124%
2 profitable years in a row build equity to €1.70M.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €49k
Net result €49k after 2 loss-making years.
31-12
Financial
Equity above €500kEq €756k ▲346%
Equity rises from €170k to €756k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruisbaan 502800 MechelenGround area
6.0 ha
Building footprint
3.8 ha
Volume, LiDAR
318,059 m³
Parcel 12403E0152/00D002, Flanders · tallest building 14.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
L.I.P. Mechelen
since 20192.290.941.446
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0152/00D002 | Flanders | 6.0 ha | 1 · 3.8 ha | 14.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 432 EUR awarded · 432 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 432 EUR |
| 2022 | 1 | 432 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteMechelen2.290.941.446
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Of 3,292 companies in sector 93110 we hold annual accounts for 1,495. 764 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2019
Fiscal year end31-12
Activities, NACEBEL
93110Operation of sports facilities
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.