LOWYCK-DEVROE
ActiveLOWYCK-DEVROE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.40M and a net result of €61k. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 38% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▼-9
Solvency74▼-17
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 3.27 against 8.91 in 2024; short-term debt: 6.8% and cash: 2.3% of total assets), but 51% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49%
Return on assets
2.1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
35 d early
2022
34 d early
2021
30 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.40M▲ 4.6%
2024 · €1.34M
2018: €324k
2019: €501k
2020: €707k
2021: €887k
2022: €993k
2023: €1.17M
2024: €1.34M
2018 → 2025
Total assets
€2.85M▲ 41.3%
2024 · €2.02M
2018: €966k
2019: €913k
2020: €951k
2021: €1.07M
2022: €1.20M
2023: €1.58M
2024: €2.02M
2018 → 2025
Net result
€61k▼ 74.7%
2024 · €241k
2018: €76k
2019: €176k
2020: €206k
2021: €252k
2022: €215k
2023: €224k
2024: €241k
2018 → 2025
Working capital
€441k▼ 35.9%
2024 · €689k
2018: €-80k
2019: €35k
2020: €280k
2021: €433k
2022: €530k
2023: €616k
2024: €689k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€887k-€993k▲ 12.0%€1.17M▲ 17.8%€1.34M▲ 14.1%€1.40M▲ 4.6%
Operating result€368k-€364k▼ 1.0%€330k▼ 9.4%€334k▲ 1.2%€121k▼ 63.9%
Net result€252k-€215k▼ 14.9%€224k▲ 4.5%€241k▲ 7.2%€61k▼ 74.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.85M
Fixed assets
€2.21M▲ 78.6%
Current assets
€636k▼ 18.1%
Equity and liabilities €2.85M
Equity
€1.40M▲ 4.6%
Debt
€1.45M▲ 114%
The debt ratio rises from 33.7% to 51.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€295k▼
2024 · €456k
Cash flow
€236k▼
2024 · €363k
Solvency
49.0%▼
2024 · 66.3%
Current ratio
3.27▼
2024 · 8.91
Quick ratio
2.94▼
2024 · 8.91
Debt / equity
1.04▲
2024 · 0.51
ROE
4.4%▼
2024 · 18.0%
ROA
2.1%▼
2024 · 11.9%
Interest coverage
4.38▲
2024 · -32.86
Debt
€1.45M▲
2024 · €680k
Debt ≤ 1 year
€194k▲
2024 · €87k
Debt > 1 year
€1.26M▲
2024 · €593k
Income taxes
€26k▼
2024 · €109k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.02M€2.85M▲
Fixed assets21/28€1.24M€2.21M▲
Tangible fixed assets22/27€1.24M€2.21M▲
Land and buildings22€1.13M€2.09M▲
Plant, machinery and equipment23€35k€32k▼
Furniture and vehicles24€70k€93k▲
Financial fixed assets28€500€500=
Current assets29/58€776k€636k▼
Stocks and contracts in progress3-€65k
Stocks30/36-€65k
Amounts receivable within one year40/41€116k€232k▲
Trade receivables40€113k€152k▲
Other amounts receivable41€4k€80k▲
Current investments50/53€302k€272k▼
Cash at bank and in hand54/58€358k€65k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€2.02M€2.85M▲
Equity10/15€1.34M€1.40M▲
Contributions10/11€19k€19k=
Reserves13€1.32M€1.38M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€1.32M€1.38M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€680k€1.45M▲
Amounts payable after more than one year17€593k€1.26M▲
Financial debts170/4€593k€1.26M▲
Amounts payable within one year42/48€87k€194k▲
Current portion of amounts payable after more than one year42€55k€116k▲
Trade debts44€19k€5k▼
Suppliers440/4€19k€5k▼
Taxes, remuneration and social security45€12k€5k▼
Taxes450/3€12k€5k▼
Other amounts payable47/48€0€69k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€122k€175k▲
Other operating charges640/8€9k€62k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€465k€358k▼
Operating profit (loss)9901€334k€121k▼
Financial income75/76B€2k€34k▲
Recurring financial income75€2k€27k▲
Non-recurring financial income76B-€7k
Financial charges65/66B€-14k€67k▲
Recurring financial charges65€-14k€67k▲
Profit (loss) for the period before taxes9903€350k€87k▼
Income taxes67/77€109k€26k▼
Profit (loss) for the period9904€241k€61k▼
Profit (loss) for the period to be appropriated9905€241k€61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€241k€61k▼
Transfer from equity791/2€76k€0▼
Transfer to equity691/2€241k€61k▼
To other reserves6921€241k€61k▼
Profit to be distributed694/7€76k€0▼
Return on contributions (dividend)694€76k€0▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €61k ▼74.7%
Net result drops to €61k, the lowest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity triplescurrent ratio 16.55
Current ratio from 6.10 to 16.55; short-term debt falls from €104k to €40k.
30-09
Financial
Equity above €1MEq €1.17M ▲17.8%
6 profitable years in a row build equity to €1.17M.
27-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €252k ▲22.4%
Operating result €368k, net result €252k, both a record.
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Liquidity triplescurrent ratio 3.53
Current ratio from 1.13 to 3.53; short-term debt falls from €261k to €111k.
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €500kEq €501k ▲54.3%
2 profitable years in a row build equity to €501k.
21-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortewagenstraat 298800 RoeselareGround area
1,811 m²
Building footprint
166 m²
Volume, LiDAR
1,053 m³
Parcel 36017C1117/00D000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LOWYCK-DEVROE
since 20082.179.545.260
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017C1117/00D000 | Flanders | 1,811 m² | 1 · 166 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,936 EUR awarded · 1,936 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,936 EUR | 1,936 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Recognitions · licences · registrations
Legal Entity Identifier
875500TQ4H255YU4D152
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Of 16,628 companies in sector 86220 we hold annual accounts for 7,974. 5,308 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-08-2008
Fiscal year end30-09
Activities, NACEBEL
86220Specialist medical practice
93110Operation of sports facilities
01430Raising of horses and other equines
82990Other business support services
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.