Active BE 0794.497.207Private limited company

L I B R E

Tapperijstraat 3 ·2830 Willebroek, Belgium· 3 yrs active

Sector: Specialised construction (43990)

Conclusion Checked

The computed 12-month bankruptcy probability of L I B R E is 2.4% (moderate). The 2025 annual accounts show equity of €32k and a net result of €178. Equity is growing by ~30% per year across the filed fiscal years. Its solvency ranks better than 64% of 2868 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€32k
Net result	€178
Better than sector	64%
Active	3 yrs

Snowflake analysis 5 axes · computed by Checked

64 / 100

Strong profile, led by stability.

Health 86

Profitability 3

Solvency 87

Growth 52

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

2.4% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2025 · computed

86 / 100 Excellent

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview3 NBB filings

Annual accounts filed on 12-05-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~30%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	55.2%	43.4%	better than 64% of 2868 sector peers
Net result	€178	€13k	better than 18% of 2867 sector peers
Equity	€32k	€44k	better than 40% of 2868 sector peers
Gross operating margin	€16k	€39k	better than 24% of 2865 sector peers
Total assets	€58k	€115k	better than 25% of 2868 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€15k

-55.6% -2% vs sector

Net profit

€178

-99.1% -99% vs sector

Cash flow

€14k

-49.5% -23% vs sector

Total assets

€58k

-11.6% -62% vs sector

Equity

€32k

+0.6% -61% vs sector

Working capital

€11k

+206.5% -85% vs sector

Income taxes

€229

-95.5% -92% vs sector

Debt

€26k

-23.1% -63% vs sector

Debt ≤ 1y

€20k

-11.1% -58% vs sector

Debt > 1y

€5k

-48.8% -88% vs sector

Current ratio

1.55

+33.6% -29% vs sector

Quick ratio

1.55

+33.6% -27% vs sector

Solvency

55.2%

+13.8% +2% vs sector

Debt / equity

0.81

-23.5% -20% vs sector

ROE

0.6%

-99.1% -97% vs sector

ROA

0.3%

-98.9% -97% vs sector

Interest coverage

19.45

-42.9% -35% vs sector

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Revenue	-
EBITDA	€15k
Net profit	€178
Cash flow	€14k
Staff costs	-
Income taxes	€229
Dividends	-
Total assets	€58k
Equity	€32k
Debt	€26k
of which ≤ 1y	€20k
of which > 1y	€5k
Working capital	€11k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	1.55
Quick ratio	1.55
Working capital ratio	19.4%
Solvency	55.2%
Debt / equity	0.81
Long-term debt ratio	0.17
Interest coverage	19.45
Gross margin	-
Net margin	-
ROA	0.3%
ROE	0.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €26k · 45.3% Current assets €32k · 54.7%

Equity & liabilities

Equity €32k · 55.2% Debt €26k · 44.8%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€58k
Fixed assets	21/28	€26k
Tangible fixed assets	22/27	€26k
Current assets	29/58	€32k
Amounts receivable within one year	40/41	€4k
Cash & bank	54/58	€27k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€58k
Equity	10/15	€32k
Contributions / capital	10/11	€10k
Reserves	13	€22k
Amounts payable	17/49	€26k
Amounts payable after one year	17	€5k
Amounts payable within one year	42/48	€20k
Trade debts payable within one year	44	€533
Income statement
Gross operating margin	9900	€16k
Operating result	9901	€1k
Financial charges	65	€770
Result before taxes	9903	€407
Income taxes	67/77	€229
Net result for the period	9904	€178
Result to be appropriated	9905	€178

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Specialised construction(43990)
Legal form	Private limited company(610)
Incorporation	07-12-2022
Status	Active
Postal code	2830

Establishment units 1 location

L I B R E

Tapperijstraat 3, 2830 WillebroekSlopen

since 20222.339.360.777

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12342C0600/00H003	Flanders	165 m²	1 · 79 m²	7.2 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

12-05-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

05-06-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

19-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

19-06-2024

State Gazette act Director changes

2023

29-03-2023

State Gazette act Director changes

Belgisch Staatsblad, acts 2 acts

All acts · 2 updated 2 years ago

2024

19-06-2024 5 directors appointed Director changes

Chaut Lincy, Bestuurder
Johan Jacobs, Gedelegeerd bestuurder
Kris Bollen, Gedelegeerd bestuurder
Sylvie van Mol, Bestuurder
Greet Slegers, Bestuurder

Original publication ↗

Technical details

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2023

29-03-2023 Lincy Chaut resigns as director Director changes

Lincy Chaut, Bestuurder

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999Diverse ondersteunende activiteiten ten behoeve van voorzieningen81100Diverse ondersteunende activiteiten ten behoeve van voorzieningen81100Overige reiniging van gebouwen; industriële reiniging81220Overige reiniging van gebouwen; industriële reiniging81220

Primary activity highlighted.

Names & trade names

Legal nameNL

L I B R E

Registered office

Tapperijstraat 3

2830 Willebroek, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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