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L'EXPRESS-TABACS

Active
Private limited companyfounded 2007active for 18 yearsRue de la Chaussée(GOE) 41, 7040 Quévy, BelgiumKBO/BCE: BE 0893.750.575
Summary

L'EXPRESS-TABACS has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170,910 and a net result of €6,210, of which €15,200 non-recurring income. Equity is shrinking by about 3.4% per year across the filed financial years. Its solvency ranks better than 59% of 5,027 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

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L'EXPRESS-TABACSActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Retail trade
NACE 47260
10th largest company by total assets in Quévy, Wholesale and retail trade sector1 site
Size
≈ €650,000turnover 2025, estimated
Staff
3.4 FTE
Equity
€170,910
Profit
€6,210
Turnover estimated from the gross margin
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 74 days early1 of 4 deeds summarised
Why 93raises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 1.65, cash €234,470Founded in 2007Equity €170,910 (43.9% of total assets)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 47% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 69-18
equity 43.9% of total assets
Liquidity 71-10
short-term debt 56.1% · cash 60.2%
Profitability 50+14
return on assets 1.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,268 companies, NACE 47, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025lowest value 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026highest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.65, compared with 2.36 in 2024, above the usual 1.5; short-term debt: 56.1% and cash: 60.2% of total assets), but 56.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 59% on solvency, 77% on liquidity, 36% on profitability and 15% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.65, cash €234,470
NBB · annual accounts
lowers risk · Founded in 2007
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €170,910 (43.9% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
74 days early
2024
58 days early
2023
54 days early
2022
89 days early
2021
82 days early
2020
78 days early
2019
14 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 60 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Back to profitnet €2,150

Key points

  • Positive: 10th largest company by total assets in Quévy, Wholesale and retail trade…in the Checked rankings No. 10 View
  • Caution: Equity fell in 2025from €254,700 to €170,910 ▼ 32.9% View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

By topic

Financials

Financial year
2025
Total assets
€389,529
Profit
€6,210
Solvency
43.9%
Go to Financials

Timeline

Events
22
Since
2009
Next accounts
by 31-07-2027
  1. 07-06-2024Annual accounts filed
  2. 19-07-2023Resignations: AGAG Karim (manager) and MOUSSAOUI Lilia…
  3. 03-05-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail tradeNACE 47260
Founded
27-11-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
24
Purpose
“L’achat, la vente, la commercialisation de tabacs, cigares, cigarettes, articles pour…” (deed in French)
Go to Articles of association

Key facts about L'EXPRESS-TABACS

What is the company number of L'EXPRESS-TABACS?
0893.750.575. In Belgium the VAT number is the company number with BE in front: BE 0893.750.575.
Where is L'EXPRESS-TABACS based?
The registered office is at Rue de la Chaussée(GOE) 41, 7040 Quévy.Company details
What does L'EXPRESS-TABACS do?
According to the KBO register, the main activity is retail trade (NACE 47260).
What is the legal form of L'EXPRESS-TABACS?
Private limited company (BV).
When was L'EXPRESS-TABACS founded?
On 27-11-2007.
Is L'EXPRESS-TABACS still active?
Yes, L'EXPRESS-TABACS is an active enterprise in the KBO register.
How many employees does L'EXPRESS-TABACS have?
On average 3.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of L'EXPRESS-TABACS?
€4.4m in financial year 2024, according to the filed annual accounts.
Is L'EXPRESS-TABACS profitable?
In financial year 2025, L'EXPRESS-TABACS made a profit of €6,210.
Where can I find the annual accounts of L'EXPRESS-TABACS?
L'EXPRESS-TABACS filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of L'EXPRESS-TABACS due?
By 31-07-2027, for financial year 2026.Timeline

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