DL Knokke
ActiveDL Knokke has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €174k and a net result of €93k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 37% of 10310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-1
Solvency51▲+11
Growth72▼-5
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.14 in 2024; short-term debt: 74.1% and cash: 2.4% of total assets), and 74.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.5%
Return on assets
13.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
24 d early
2024
23 d early
2023
34 d early
2022
35 d early
2021
25 d late
2020
23 d late
2019
77 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€553k▼ 2.5%
2024 · €567k
2021: €396k
2024: €567k
2021 → 2025
EBIT margin
23.5%▲ 3.8pp
2024 · 19.7%
2021: -6.9%
2024: 19.7%
2021 → 2025
Net result
€93k▲ 13.3%
2024 · €82k
2018: €578
2019: €-4k
2020: €-22k
2021: €-35k
2022: €26k
2023: €25k
2024: €82k
2018 → 2025
Working capital
€164k▲ 152%
2024 · €65k
2018: €80k
2019: €55k
2020: €35k
2021: €-20k
2022: €-15k
2023: €-14k
2024: €65k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€396k-€567k€553k▼ 2.5%
Equity€-53k-€-26k▲ 49.9%€-2k▲ 93.6%€81k€174k▲ 116%
Operating result€-27k-€32k€32k▲ 0.2%€112k▲ 245%€130k▲ 16.6%
Net result€-35k-€26k€25k▼ 5.9%€82k▲ 234%€93k▲ 13.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 17% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €681k
Fixed assets
€12k▼ 32.6%
Current assets
€669k▲ 25.1%
Equity and liabilities €681k
Equity
€174k▲ 116%
Debt
€507k▲ 7.5%
The debt ratio falls from 85.4% to 74.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€139k▲
2024 · €120k
Cash flow
€102k▲
2024 · €91k
Solvency
25.5%▲
2024 · 14.6%
Current ratio
1.33▲
2024 · 1.14
Quick ratio
0.95▲
2024 · 0.63
Debt / equity
2.92▼
2024 · 5.86
ROE
53.6%▼
2024 · 102.1%
ROA
13.7%▼
2024 · 14.9%
Interest coverage
6.24▲
2024 · 6.01
Debt
€507k▲
2024 · €472k
Debt ≤ 1 year
€505k▲
2024 · €469k
Income taxes
€33k▲
2024 · €20k
Staff costs
€64k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€552k€681k▲
Fixed assets21/28€18k€12k▼
Tangible fixed assets22/27€17k€12k▼
Plant, machinery and equipment23€17k€12k▼
Financial fixed assets28€1k€185▼
Current assets29/58€534k€669k▲
Stocks and contracts in progress3€236k€188k▼
Stocks30/36€236k€188k▼
Amounts receivable within one year40/41€271k€461k▲
Trade receivables40€4k€6k▲
Other amounts receivable41€267k€455k▲
Cash at bank and in hand54/58€27k€17k▼
Deferred charges and accrued income490/1€450€3k▲
Equity and liabilities
Total equity and liabilities10/49€552k€681k▲
Equity10/15€81k€174k▲
Contributions10/11€6k€6k=
Reserves13€113€113=
Non-distributable reserves130/1€113€113=
Reserves not available under the articles1311€113€113=
Profit (loss) carried forward14€74k€167k▲
Amounts payable17/49€472k€507k▲
Amounts payable within one year42/48€469k€505k▲
Current portion of amounts payable after more than one year42€14k-
Trade debts44€57k€41k▼
Suppliers440/4€57k€41k▼
Advances received on contracts in progress46€4k€439▼
Taxes, remuneration and social security45€43k€52k▲
Taxes450/3€35k€44k▲
Remuneration and social security454/9€8k€8k▲
Other amounts payable47/48€350k€411k▲
Accrued charges and deferred income492/3€3k€3k=
Income statement
Code20242025
Turnover70€567k€553k▼
Goods, raw materials, services and sundry goods60/61€503k€494k▼
Remuneration, social security and pensions62€43k€64k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€240-
Other operating charges640/8€3k€3k▲
Gross operating margin9900€166k€206k▲
Operating profit (loss)9901€112k€130k▲
Financial income75/76B€11k€18k▲
Recurring financial income75€11k€18k▲
Financial charges65/66B€20k€22k▲
Recurring financial charges65€20k€22k▲
Profit (loss) for the period before taxes9903€103k€126k▲
Income taxes67/77€20k€33k▲
Profit (loss) for the period9904€82k€93k▲
Profit (loss) for the period to be appropriated9905€82k€93k▲
Appropriation of the result
Profit (loss) to be appropriated9906€74k€167k▲
Profit (loss) brought forward from the previous period14P€-8k€74k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €93k ▲13.3%
Operating result €130k, net result €93k, both a record.
31-12
Financial
Equity above €150kEq €174k ▲116%
4 profitable years in a row build equity to €174k.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €26k
Net result €26k after 3 loss-making years.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 25 days late
2021
31-12
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 23 days late
2020
16-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 77 days late
2019
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 5 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Henri Lebbestraat 1888790 WaregemGround area
1,797 m²
Building footprint
1,322 m²
Volume, LiDAR
10,251 m³
2 parcels, Flanders · tallest building 20.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
La Casa Del Tabaco
since 20172.260.768.607
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34040C1249/00W002 | Flanders | 1,510 m² | 1 · 1,056 m² | 9.0 m · 2 fl. |
| 31334B0201/00_000 | Flanders | 287 m² | 1 · 267 m² | 20.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 5,379 EUR awarded · 5,379 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 5,379 EUR | 5,379 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 411 companies in sector 47722 we hold annual accounts for 166. 127 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2017
Fiscal year end31-12
Activities, NACEBEL
47260Retail trade
47722Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.