L'EQUIPE
ActiveSummary
L'EQUIPE has been active since 1963 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €11.1m and a net result of -€856,430. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 50% of 2151 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
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Signals
This company filed its last 6 accounts on average 41 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
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History
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Financials · fiscal year 2024, abbreviated schema
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Peer companies
Historical observationOf the 815 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 96% are still going.
- Medium-sized
- 20 years or older
- solvency 30% or more
- a small loss
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 815 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €12.1m | €11.7m | €12.7m | €12.5m | ▼ 1.1% |
| Turnover70 | €2.5m | €2.9m | €3.1m | €3.3m | €3.3m | ▼ 0.8% |
| Other operating income74 | - | €882,736 | €711,540 | €694,954 | €542,657 | ▼ 21.9% |
| Non-recurring operating income76A | - | €834,000 | €23,447 | €150,647 | €104,525 | ▼ 30.6% |
| Operating charges60/66A | - | €12.2m | €13.2m | €13.1m | €13.5m | ▲ 3.2% |
| Goods for resale, raw materials and consumables60 | - | €435,025 | €474,179 | €553,057 | €537,117 | ▼ 2.9% |
| Purchases600/8 | - | €435,025 | €474,179 | €553,057 | €537,117 | ▼ 2.9% |
| Services and other goods61 | - | €2.0m | €2.1m | €1.9m | €2.2m | ▲ 16.3% |
| Remuneration, social security and pensions62 | - | €8.1m | €9.4m | €10.4m | €10.5m | ▲ 1.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €504,376 | €500,996 | €515,136 | €536,530 | €488,755 | ▼ 8.9% |
| Other operating charges640/8 | - | €336,463 | €392,961 | €152,235 | €156,267 | ▲ 2.6% |
| Non-recurring operating charges66A | - | €56,738 | €12,069 | €28,170 | €37,803 | ▲ 34.2% |
| Operating profit (loss)9901 | €14,728 | -€53,161 | -€1.5m | -€449,381 | -€998,312 | ▼ 122% |
| Financial income75/76B | - | €333,878 | €184,694 | €224,100 | €316,759 | ▲ 41.3% |
| Recurring financial income75 | €318,864 | €327,164 | €184,694 | €224,100 | €316,759 | ▲ 41.3% |
| Income from financial fixed assets750 | - | €67,439 | €89,721 | €96,909 | €85,127 | ▼ 12.2% |
| Income from current assets751 | - | - | €149 | €2,741 | €1,869 | ▼ 31.8% |
| Other financial income752/9 | - | €259,726 | €94,824 | €124,451 | €229,763 | ▲ 84.6% |
| Non-recurring financial income76B | - | €6,713 | - | - | - | - |
| Financial charges65/66B | - | €190,737 | €548,905 | €84,308 | €174,878 | ▲ 107% |
| Recurring financial charges65 | €303,358 | €190,737 | €548,905 | €84,308 | €174,878 | ▲ 107% |
| Debt charges650 | €70,251 | €66,318 | €62,239 | €58,008 | €58,399 | ▲ 0.7% |
| Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651 | - | -€5,948 | €329,213 | -€107,202 | -€30,111 | ▲ 71.9% |
| Other financial charges652/9 | - | €130,367 | €157,453 | €133,501 | €146,590 | ▲ 9.8% |
| Profit (loss) for the period before taxes9903 | €45,234 | €89,980 | -€1.9m | -€309,588 | -€856,430 | ▼ 177% |
| Profit (loss) for the period9904 | €45,234 | €89,980 | -€1.9m | -€309,588 | -€856,430 | ▼ 177% |
| Profit (loss) for the period to be appropriated9905 | €45,234 | €89,980 | -€1.9m | -€309,588 | -€856,430 | ▼ 177% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €19.7m | €21.2m | €18.9m | €17.9m | €17.4m | ▼ 3.1% |
| Fixed assets21/28 | €7.2m | €7.6m | €7.8m | €7.3m | €6.8m | ▼ 6.6% |
| Intangible fixed assets21 | €175,027 | €210,709 | €248,830 | €274,571 | €274,571 | = |
| Tangible fixed assets22/27 | €7.0m | €7.4m | €7.6m | €7.0m | €6.6m | ▼ 6.9% |
| Land and buildings22 | - | €6.3m | €7.5m | €7.0m | €6.5m | ▼ 6.6% |
| Plant, machinery and equipment23 | - | €0 | €0 | €0 | €0 | - |
| Furniture and vehicles24 | - | €85,632 | €74,846 | €57,054 | €33,214 | ▼ 41.8% |
| Assets under construction and advance payments27 | - | €1.0m | €0 | - | - | - |
| Current assets29/58 | €12.6m | €13.6m | €11.1m | €10.6m | €10.5m | ▼ 0.6% |
| Amounts receivable within one year40/41 | €1.9m | €1.9m | €1.4m | €2.6m | €2.6m | ▲ 3.5% |
| Trade receivables40 | - | €1.1m | €1.2m | €2.2m | €2.5m | ▲ 13.7% |
| Other amounts receivable41 | - | €773,809 | €104,201 | €359,352 | €148,757 | ▼ 58.6% |
| Current investments50/53 | €9.1m | €9.2m | €7.2m | €7.1m | €6.9m | ▼ 2.8% |
| Cash at bank and in hand54/58 | €1.5m | €2.4m | €2.4m | €933,306 | €967,138 | ▲ 3.6% |
| Deferred charges and accrued income490/1 | - | €73,214 | €105,799 | €51,830 | €63,707 | ▲ 22.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €19.7m | €21.2m | €18.9m | €17.9m | €17.4m | ▼ 3.1% |
| Equity10/15 | €14.4m | €14.2m | €12.3m | €12.0m | €11.1m | ▼ 7.2% |
| Revaluation surpluses12 | - | €2.5m | €2.5m | €2.5m | €2.5m | = |
| Reserves13 | - | €6.2m | €6.2m | €6.2m | €6.2m | = |
| Profit (loss) carried forward14 | €5.2m | €5.3m | €3.4m | €3.1m | €2.3m | ▼ 27.5% |
| Investment grants15 | - | €234,425 | €223,419 | €212,414 | €201,409 | ▼ 5.2% |
| Provisions and deferred taxes16 | €1.2m | €2.0m | €2.2m | €1.8m | €1.4m | ▼ 22.1% |
| Provisions for liabilities and charges160/5 | - | €2.0m | €2.2m | €1.8m | €1.4m | ▼ 22.1% |
| Major repairs and maintenance162 | - | €2.0m | €2.2m | €1.8m | €1.4m | ▼ 22.1% |
| Amounts payable17/49 | €4.1m | €5.0m | €4.4m | €4.2m | €4.9m | ▲ 17.0% |
| Amounts payable after more than one year17 | €1.8m | €1.7m | €1.6m | €1.5m | €1.9m | ▲ 25.1% |
| Financial debts170/4 | - | €1.6m | €1.5m | €1.4m | €1.8m | ▲ 29.9% |
| Credit institutions173 | - | €1.6m | €1.5m | €1.4m | €1.8m | ▲ 29.9% |
| Other amounts payable178/9 | - | €91,675 | €96,671 | €96,671 | €53,639 | ▼ 44.5% |
| Amounts payable within one year42/48 | €1.7m | €3.1m | €2.7m | €2.6m | €3.0m | ▲ 13.0% |
| Current portion of amounts payable after more than one year42 | - | €1.0m | €146,329 | €213,394 | €180,077 | ▼ 15.6% |
| Trade debts44 | €400,909 | €730,436 | €971,892 | €885,344 | €1.1m | ▲ 20.7% |
| Suppliers440/4 | - | €730,436 | €971,892 | €885,344 | €1.1m | ▲ 20.7% |
| Taxes, remuneration and social security45 | - | €1.3m | €1.5m | €1.5m | €1.6m | ▲ 8.3% |
| Taxes450/3 | - | €93,650 | €147,392 | €127,164 | €121,964 | ▼ 4.1% |
| Remuneration and social security454/9 | - | €1.2m | €1.4m | €1.4m | €1.5m | ▲ 9.5% |
| Accrued charges and deferred income492/3 | - | €169,409 | €3,360 | €25,097 | €13,510 | ▼ 46.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €45,234 | €89,980 | -€1.9m | -€309,588 | -€856,430 | ▼ 177% |
| + Depreciation and write-downs630 | €504,376 | €500,996 | €515,136 | €536,530 | €488,755 | ▼ 8.9% |
| Operating cash flow (approximation) | €549,610 | €590,976 | -€1.4m | €226,942 | -€367,675 | ▼ 262% |
| Investment in fixed assets (approximation) | - | -€974,890 | -€695,978 | -€45,397 | -€2,175 | ▲ 95.2% |
| Change in cash | - | €873,606 | -€14,329 | -€1.4m | €33,832 | ▲ 102% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
16-09
State Gazette act
Resignations: Marc CUMPS (director) and Sandrine PAQUAY (director)Appointments: Jean-Paul VAN VOOREN, JAN SNACKEN and SRL DGST & Partners7 facts ▸
- General meeting, 15-06-2026
- Director resignation, Marc CUMPS (director)
- Director resignation, Sandrine PAQUAY (director)
- Director resignation, Sandrine PAQUAY (managing director)
- Director appointment, Jean-Paul VAN VOOREN (director)
- Director appointment, JAN SNACKEN (director)
- Auditor appointment, SRL DGST & Partners (commissaire réviseur)
06-11
State Gazette act
Reappointments: CUMPS Marc, DIERCKS Luc and 5 othersResignations: COTEUR Frédéric, LETIST Didier and 3 others · Appointments: HAUTFENNE Pascale (chair) and PAQUAY Sandrine (managing director)16 facts ▸
- General meeting, 16-06-2025
- Director reappointment, CUMPS Marc (director)
- Director reappointment, DIERCKS Luc (director)
- Director reappointment, GHUERY Edmond (director)
- Director reappointment, HAUTFENNE Pascale (director)
- Director reappointment, JACOBOVITZ Danielle (director)
- Director reappointment, PAQUAY Sandrine (director)
- Director reappointment, PIROTTE Michel (director)
- Director resignation, COTEUR Frédéric (director)
- Director resignation, LETIST Didier (director)
- Director resignation, OWIECZKA Jacques (director)
- Director resignation, PRAET Jean-Claude (director)
- +4 further facts in this act
07-11
State Gazette act
Resignations: Hélène Brykman (chair of the board) and Jean-Luc Mahieu (director)Appointments: Jean-Claude Praet (chair) and Edmond Gheury (director)6 facts ▸
- General meeting, 17-06-2024
- Board meeting, 10-06-2024
- Director resignation, Hélène Brykman (chair of the board)
- Director resignation, Jean-Luc Mahieu (director)
- Director appointment, Jean-Claude Praet (chair)
- Director appointment, Edmond Gheury (director)
19-05
State Gazette act
Resignations: Jacques Michiels, Dominique Depuydt and Alain DE WEVERAppointments: Pascale Wesel, Philippe Hennaux and 5 others · Reappointments: Pascale HAUTFENNE, Danielle JACOBOVITZ and 3 others20 facts ▸
- Board meeting, 20-08-2018
- Director resignation, Jacques Michiels (medisch directeur)
- Director resignation, Dominique Depuydt (administratief directeur)
- Director appointment, Pascale Wesel (administratief directrice)
- Director appointment, Philippe Hennaux (medisch directeur)
- General meeting, 15-06-2020
- Director appointment, Pascale HAUTFENNE (director)
- Auditor appointment, F.A. Wilmet & Cie
- General meeting, 14-06-2021
- Director resignation, Alain DE WEVER (chair)
- Director reappointment, Pascale HAUTFENNE (director)
- Director reappointment, Danielle JACOBOVITZ (director)
- +8 further facts in this act
03-05
State Gazette act
Admissions: BATUGOWSKI Michel, BELENGER Ginette and 17 othersStatutes amendment21 facts ▸
- General meeting, 15-06-2020
- Statutes amendment
- Member admission, BATUGOWSKI Michel
- Member admission, BELENGER Ginette
- Member admission, BRYKMAN Hélène
- Member admission, COTEUR Frédéric
- Member admission, CUMPS Marc
- Member admission, DE WEVER Alain
- Member admission, DIERCKX Luc
- Member admission, HAUTFENNE Pascale
- Member admission, JACOBOVITZ Danielle
- Member admission, LECLERCQ Étienne
- +9 further facts in this act
29-11
State Gazette act
Appointment: Sandrine PAQUAY (director)2 facts ▸
- General meeting, 20-06-2022
- Director appointment, Sandrine PAQUAY (director)
Show earlier events
03-08
State Gazette act
Resignation: Alain DE WEVER (chair of the board)Reappointments: Pascale HAUTFENNE, Danielle JACOBOVITZ and 3 others · Appointments: Hélène BRYKMAN (chair) and Jacques OWIECZKA (vice-chair)10 facts ▸
- General meeting, 14-06-2021
- Director resignation, Alain DE WEVER (chair of the board)
- Director reappointment, Pascale HAUTFENNE (director)
- Director reappointment, Danielle JACOBOVITZ (director)
- Director reappointment, Didier LETIST (director)
- Director reappointment, Jacques OWIECZKA (director)
- Director reappointment, Jean-Claude PRAET (director)
- Board meeting, 14-06-2021
- Director appointment, Hélène BRYKMAN (chair)
- Director appointment, Jacques OWIECZKA (vice-chair)
13-01
State Gazette act
Appointments: Pascale HAUTFENNE (director) and F.A. Wilmet & Cie (réviseur aux comptes)3 facts ▸
- General meeting, 15-06-2020
- Director appointment, Pascale HAUTFENNE (director)
- Auditor appointment, F.A. Wilmet & Cie (réviseur aux comptes)
25-08
State Gazette act
Admissions: BATUGOWSKI Michel, BELENGER Ginette and 17 othersStatutes amendment21 facts ▸
- General meeting, 15-06-2020
- Statutes amendment
- Member admission, BATUGOWSKI Michel
- Member admission, BELENGER Ginette
- Member admission, BRYKMAN Hélène
- Member admission, COTEUR Frédéric
- Member admission, CUMPS Marc
- Member admission, DE WEVER Alain
- Member admission, DIERCKX Luc
- Member admission, HAUTFENNE Pascale
- Member admission, JACOBOVITZ Danielle
- Member admission, LECLERCQ Étienne
- +9 further facts in this act
21-01
State Gazette act
Reappointments: BRYKMAN-ARONIS Hélène, COTEUR Frédéric and 4 others7 facts ▸
- General meeting, 13/05/2019
- Director reappointment, BRYKMAN-ARONIS Hélène (vice-chair)
- Director reappointment, COTEUR Frédéric (director)
- Director reappointment, CUMPS Marc (director)
- Director reappointment, DIERCKX Luc (director)
- Director reappointment, MAHIEU Jean-Luc (director)
- Director reappointment, PIROTTE Michel (director)
11-09
State Gazette act
Resignations: Jacques Michiels (directeur médical) and Dominique Depuydt (directeur administratif)Appointments: Pascale Wesel (directrice administrative) and Philippe Hennaux (directeur médical)5 facts ▸
- Board meeting, 20-08-2018
- Director resignation, Jacques Michiels (directeur médical)
- Director resignation, Dominique Depuydt (directeur administratif)
- Director appointment, Pascale Wesel (directrice administrative)
- Director appointment, Philippe Hennaux (directeur médical)
23-06
State Gazette act
Reappointments: Dr Alain DE WEVER, Dr Danielle JACOBOVITZ and 3 othersAppointment: F. A. Wilmet & Cie (réviseur aux comptes)7 facts ▸
- General meeting, 22-05-2017
- Director reappointment, Dr Alain DE WEVER (director)
- Director reappointment, Dr Danielle JACOBOVITZ (director)
- Director reappointment, M. Didier LETIST (director)
- Director reappointment, Dr Jacques OWIECZKA (director)
- Director reappointment, M. Jean-Claude PRAET (director)
- Auditor appointment, F. A. Wilmet & Cie (réviseur aux comptes)
16-07
State Gazette act
Appointment: Frédéric COTEUR (director)Reappointments: Hélène BRYKMAN, Frédéric COTEUR and 4 others9 facts ▸
- General meeting, 20-06-2014
- Director appointment, Frédéric COTEUR (director)
- General meeting, 20-05-2015
- Director reappointment, Hélène BRYKMAN (director)
- Director reappointment, Frédéric COTEUR (director)
- Director reappointment, Marc CUMPS (director)
- Director reappointment, Luo DIERCKX (director)
- Director reappointment, Jean-Luc MAHIEU (director)
- Director reappointment, Michel PIROTTE (director)
07-08
State Gazette act
Statutes amendment2 facts ▸
- General meeting, 20-06-2014
- Statutes amendment
24-06
State Gazette act
Reappointments: Dr Alain DE WEVER, Dr Danielle JACOBOVITZ and 3 othersAppointment: F. A. Wilmet & Cie (réviseur aux comptes)7 facts ▸
- General meeting, 30-05-2013
- Director reappointment, Dr Alain DE WEVER (director)
- Director reappointment, Dr Danielle JACOBOVITZ (director)
- Director reappointment, M. Didier LETIST (director)
- Director reappointment, Dr Jacques OWIECZKA (director)
- Director reappointment, M. Jean-Claude PRAET (director)
- Auditor appointment, F. A. Wilmet & Cie (réviseur aux comptes)
27-07
State Gazette act
Reappointments: BRYKMAN Hélène, CUMPS Marc and 3 othersAppointments: BRYKMAN Hélène, CUMPS Marc and 2 others16 facts ▸
- General meeting, 03-06-2011
- Director reappointment, BRYKMAN Hélène (director)
- Director reappointment, CUMPS Marc (director)
- Director reappointment, DIERCKX Luc (director)
- Director reappointment, MAHIEU Jean-Luc (director)
- Director reappointment, PIROTTE Michel (director)
- Director appointment, BRYKMAN Hélène (vice-chair)
- Director appointment, CUMPS Marc (treasurer)
- Director appointment, DE WEVER Alain (chair)
- Board composition, DIERCKX Luc (director)
- Director appointment, JACOBOVITZ Danielle (secretary)
- Board composition, LETIST Didier (director)
- +4 further facts in this act
08-08
State Gazette act
Appointments: Jacques MICHIELS (directeur médical) and Dominique DEPUYDT (directeur administratif)3 facts ▸
- Board meeting, 07-07-2008
- Director appointment, Jacques MICHIELS (directeur médical)
- Director appointment, Dominique DEPUYDT (directeur administratif)
10-08
State Gazette act
Reappointments: Marc CUMPS (director) and Jean-Luc MAHIEU (director)Resignation: Alfred SAND (director)4 facts ▸
- General meeting, 29-05-2007
- Director reappointment, Marc CUMPS (director)
- Director reappointment, Jean-Luc MAHIEU (director)
- Director resignation, Alfred SAND (director)
About the unread acts
Of the 19 Belgian State Gazette acts we know for this company, 18 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
Board 8
3 not recently confirmed
Statutory auditor 1
Other functions 1
2 not recently confirmed
Not every act has been read: a resignation may be missing here
9 establishment units
Show 3 more locations
9 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0519/00P004 | Brussels | 2,633 m² | 1 · 206 m² | 16.2 m · 4 fl. |
| 21308H0504/00H003 | Brussels | 1,282 m² | 1 · 291 m² | 15.6 m · 3 fl. |
| 21308H0507/00A004 | Brussels | 938 m² | 1 · 186 m² | 13.3 m · 2 fl. |
| 21308H0507/00F004 | Brussels | 855 m² | 1 · 226 m² | 17.1 m · 3 fl. |
| 21308H0507/00G004 | Brussels | 459 m² | 1 · 119 m² | 17.5 m · 3 fl. |
| 21013B0090/00V002 | Brussels | 402 m² | 1 · 122 m² | 19.9 m · 6 fl. |
| 21308H0517/00S006 | Brussels | 304 m² | 1 · 154 m² | 16.5 m · 3 fl. |
| 21308H0615/00Y004 | Brussels | 298 m² | 1 · 108 m² | 15.3 m · 4 fl. |
| 21013B0090/00C003 | Brussels | 73 m² | - | - |
Linked by address, not proof of ownership
Mandate history
- Board
- Day-to-day management
- Statutory auditor
- Other function
- not recently confirmed
- began earlier
| Name | Functions and periods |
|---|---|
| Danielle JACOBOVITZ |
|
| PIROTTE Michel |
|
| Pascale HAUTFENNE |
|
| Edmond Gheury |
|
| DIERCKS Luc |
|
| GHUERY Edmond |
|
| JAN SNACKEN |
|
| Jean-Paul VAN VOOREN |
|
| SRL DGST & PARTNERS |
|
| Philippe Hennaux |
|
| DIERCKX Luc |
|
| DIERCKX Luo |
|
| BRYKMAN-ARONIS Hélène |
|
| Jacques MICHIELS |
|
| F.A. Wilmet & Cie |
|
| Sandrine PAQUAY |
|
| Marc CUMPS |
|
| Didier LETIST |
|
| Frédéric COTEUR |
|
| Jacques OWIECZKA |
|
| Jean-Claude PRAET |
|
| Pascale Wesel |
|
| Jean-Luc MAHIEU |
|
| Hélène BRYKMAN |
|
| Alain DE WEVER |
|
| Dominique DEPUYDT |
|
| Alfred SAND |
|
Articles of association
Full purpose
Het doel van de vereniging is, zonder enig winstoogmerk, de stichting, het beheer, de technische studie van, elke realisatie van psychiatrische hulpverlening en behandelingen, de professionele rehabilitatie en de sociale reclassering van personen in psychische moeilijkheden die verband houden met ziekte, mentale handicap of drugsverslaving alsook het wetenschappelijk onderzoek betreffende al deze problemen. De vereniging definieert zichzelf als een netwerk van sociale psychiatrie, een gemengde psychosociotherapeutische structuur die, naast zorg in het kader van een multidisciplinaire ambulante praktijk, mogelijkheden biedt voor opvang en therapeutisch verblijf voor mensen met psychische stoornissen.
Structure & network
Connections & network
12 connected companiesShow 8 more companies with a shared director
Recognitions · licences · registrations
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Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.