Equity
€326,031 ▼ 43.0%
FOLLOW-UP paid out €400,000 in dividends. That is 259% of the 2025 profit.
FOLLOW-UP
Lifetime
20 annual accounts with figures on one time axis, 28 filings since 1998peak €1.0m (2012)
€968,778▲ 6.3%
lowest -€50,538 (2021)
€154,252▲ 76.5%
peak €630,812 (2014)
€326,031▼ 43.0%
€950,609▲ 50.5%
peak 20.2 FTE (2023)
20 FTE▼ 0.5%
Board3 names since 2019
1 directorUpCircleS
Documentsfilings and deeds
17-06-202644 days before the deadline
2025abbreviated format
Result from €87,401 to €154,252Dividend €400,000Equity from €571,779 to €326,031Debts from €631,464 to €950,609
Key points
from the 2025 annual accountsResult
€154,252 ▲ 76.5%
The result rose in 2025 from €87,401 to €154,252.
Turnover
≈ €3.5m estimated
The accounts state no turnover.
Debts
€950,609 74% of the balance sheet
Financial debts 4%Suppliers 3%Taxes and wages 24%Other 68%
Staff
21 employees on 31-12-2025
In 2025, 12 people joined and 15 left.
Filings
28 annual accounts since 1998
Two of the last ten came late. The 2016 accounts came latest: 25 days after the end of the period.
Checked score
81
Excellent
Financially stronger than 40% of small companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 3,697 companies (NACE 47, small).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025lowest value
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.2%▲ +0.1 percentage points vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.1%▼ -0.1 percentage points vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.2%▲ +0.1 percentage points vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.1%▼ -0.1 percentage points vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.5%▲ +0.1 percentage points vs 09-2026highest value
11-2026: 0.5%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
Equity €326,031 (25.5% of total assets)
lowers risk
Founded in 1997
Profit of €154,252 (financial year 2025)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 44% of them on solvency, 21% on liquidity, 85% on profitability and 9% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,613 companies had the same profile as FOLLOW-UP has now. Each dot stands for 7 companies, two years later.
97.3%
were still trading
2.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of FOLLOW-UP itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,613 companies, not a prediction for FOLLOW-UP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.26 (1.89 in 2024), below the usual 1.5. Short-term debt is 74.5% and cash 10.1% of total assets. 74.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 days early
2024
48 days early
2023
51 days early
2022
56 days early
2021
52 days early
2020
46 days early
2019
17 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 40 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0461383468
Reappointment: UPCIRCLES (director)
Permanent representative: KAESES Kevin · General meeting of 17-03-2023 · Gazette deed
Registered office moved from Rocourt to Seraing
New registered office: rue Camille Lemonnier 1, 4100 Seraing · Previous registered office: Chaussée de Tongres 269-4000 ROCOURT · Permanent representative: Kevin Kaeses · General meeting of 15-06-2021 · Gazette deed
Registered office moved from Ans to Rocourt
New registered office: Chaussée de Tongres 269, 4000 Rocourt · Previous registered office: Rue des Français 433, 4430 Ans · Permanent representative: Kevin Kaeses · General meeting of 28-12-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FOLLOW-UP Seraing | €1.3m | €1.0m | 25.5% | 20 |
| PELE - MELE Brussels | €1.0m | €0.7m | 29.5% | 11.7 |
| CASH EXPRESS DEV Seraing | €1.6m | €0.9m | 69.1% | 16.1 |
| COENEN Roeselare | €2.4m | €0.8m | 18.3% | 15.2 |
| BOEKHANDEL J. DE SLEGTE Antwerp | €2.4m | €2.0m | 67.9% | 31.3 |
| CASH CONVERTERS BRUXELLES Brussels | €1.2m | €0.8m | 20.7% | 10.9 |
| CASH CONVERTERS GOSSELIES Charleroi | €0.6m | €0.6m | 66.8% | 10.5 |
These companies have the same main activity as FOLLOW-UP: retail sale of other second-hand goods, excluding clothing (NACE 47793). They are comparable in size and age: total assets between €646,000 and €2.4m, founded between 1985 and 2011.
Official details
Source: KBO- Status
- Active since 04-09-1997Normal situation
- Activity
- Retail sale of other second-hand goods, excluding clothingNACE 47793and 1 other
- Joint committees
- 100Auxiliary committee for blue-collar workers
- 201Independent retail · annual accounts 2022
- Establishment units
- 2.167.551.1124100 Seraing, since 21-06-2001
- 2.311.406.7634000 Liège, since 04-01-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 05-08-2025
Annual accounts 2025
- €1.3m▲ 6.1%
- Employeeson 31-12-2025
- 21▼ 12.5%
- Filing
- Filed on 17-06-2026, 44 days before the end of the filing period
Insights on FOLLOW-UP
FOLLOW-UP files the abbreviated format. That format states no turnover. The gross margin rose from €406,963 in 2006 to €968,778 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FOLLOW-UP
- What is the company number of FOLLOW-UP?
- The company number of FOLLOW-UP is 0461.383.468. The VAT number is the same number with BE in front: BE 0461.383.468.
- Where is FOLLOW-UP based?
- The registered office is at Rue Lemonnier 1, 4100 Seraing.Company details
- What does FOLLOW-UP do?
- According to the KBO register, the main activity is retail sale of other second-hand goods, excluding clothing (NACE 47793).
- What is the legal form of FOLLOW-UP?
- FOLLOW-UP is a private limited company (BV).
- When was FOLLOW-UP founded?
- FOLLOW-UP was founded on 04-09-1997.
- Is FOLLOW-UP still active?
- Yes, FOLLOW-UP is an active enterprise in the KBO register.
- How many employees does FOLLOW-UP have?
- FOLLOW-UP had an average of 20 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does FOLLOW-UP fall under?
- In its 2022 annual accounts, FOLLOW-UP states joint committees 100 (Auxiliary committee for blue-collar workers) and 201 (Independent retail).
- What is the turnover of FOLLOW-UP?
- The turnover in financial year 2025 is ≈ €3.5m. This figure is estimated from the gross margin of €968,778 and 47 comparable companies (NACE 477). It probably lies between €2.6m and €5.4m. In financial year 2019 turnover was €4.0m.
- Is FOLLOW-UP profitable?
- In financial year 2025, FOLLOW-UP made a profit of €154,252.
- Where can I find the annual accounts of FOLLOW-UP?
- FOLLOW-UP filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FOLLOW-UP due?
- FOLLOW-UP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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