L & E INVEST

Private limited companyfounded 20196 yrs activeRotelenberg 12, 9700 Oudenaarde, BelgiumKBO/BCE: BE 0738.799.609

Summary

L & E INVEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €637,544 and a net result of €173,797. Equity is growing by ~23.3% per year across the filed fiscal years. Its solvency ranks better than 18% of 9745 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

L & E INVESTActive

Risk analysis Report Compare

Activity

Activities of holding companies

NACE 64210Holdings NACE 64200

1 site

Size

€5.4mtotal assets 2025

Equity: €637,544
Profit: €173,797

Turnover not published (abridged schema)

Financial health

Financial institution: outside the modelProbability: sector outside the model

Structure

Accounts filed 61 d late1 of 3 deeds read

Signals- Weak solvency vs sectorA punctual record breaksShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9745 sector peers (2025).

NBB · sector comparison

Position among 9745 sector peers

Solvency

better than 18%

← weakest strongest →

A punctual record breaks

This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 6 filings

Deviation from the deadline

2025

61 d late

2024

7 d early

2023

57 d early

2022

53 d early

2021

44 d early

2020

32 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 22 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 June (4 of the last 5 filed years within 37 days of that day).

Companies Code · seven months

Position in the running window

07-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

30-09-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Liquidity quadruplescurrent ratio 24.31
12-11-25 Registered officeRegistered-office move

Key points

Caution: Among the weakest 18% on solvencysector median 51.1% · 9,745 companies 11.9% View
Caution: Latest accounts filed lateafter the legal deadline 61 d View
Positive: 6 profitable years in a rowprofit 2025: €173,797 6 years View