C&F

Active Risk: not assessed

Private limited companyfounded 2019active for 7 yearsIndustrieweg-Noord 1141, 3660 Oudsbergen, BelgiumKBO/BCE: BE 0722.881.315

Summary

C&F is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4.9m and a net result of €834,133. Equity is growing by about 19% per year across the filed financial years. Its solvency ranks better than 79% of 6,649 sector peers (NACE 64, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

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C&FActive

Risk analysis Report Compare

Activity

Activities of holding companies

NACE 64210

#4 company by equity in Oudsbergen, Finance and insurance sector1 site

Size

€5.9mtotal assets 2025

Equity: €4.9m
Profit: €834,133

Turnover not published (abbreviated format)

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

Holdings: 1

CnFf BVDirector · permanent representative Tim Stinkens
VDL Holding BelgiumDirector · permanent representative Leen Van de Voorde
VDL International B.V.Director · permanent representative Edwin Willems

Accounts 11 days early2 of 4 deeds read

SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.

○neutral

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 20-10-2025, 11 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

11 days early

2024

6 days early

2023

4 days early

2022

10 days early

2021

9 days early

2020

11 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 9 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 22 October (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-03-2026 year end10-10-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

23-09-2026 Resignation: Carlos (Cornelis) Ooijen (director)Appointments: VDL International B.V. (director)…
06-05-2026 Resignation: Tim Stinkens (director)Appointments: Carlos (Cornelis) Ooijen (director)…
20-10-2025 Annual accounts filedfinancial year 2025 · abbreviated…

Key points

Positive: Result rose in 2025from €351,821 to €834,133 ▲ 137% View
Positive: Among the best 8% on net resultsector median €52,361 · 6,648 companies €834,133 View
Board changedlatest change 23-09-2026 · 3 in office 3 joined · 2 left View
Positive: Always filed on timeaccounts within the deadline every year 6 years View
Positive: 6 profitable years in a rowprofit 2025: €834,133 6 years View