Debts
Debts rose by €74,755 in 2025.
Debts rose by €74,755 in 2025.
Eight of the last ten came late. The 2020 accounts came latest: 48 days after the end of the period.
The dashed line is the sector median: 0.9% across 7,709 companies (NACE 81, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 32% of them on solvency, 12% on liquidity, 23% on profitability and 74% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 5,053 companies had the same profile as L.E. CONSTRUCT has now. Each dot stands for 13 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of L.E. CONSTRUCT itself is higher: 4.3% within 12 months. It rests on far more data about L.E. CONSTRUCT than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,053 companies, not a prediction for L.E. CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.32 (1.83 in 2024), below the usual 1.5. Short-term debt is 75% and cash 7.4% of total assets. 75.1% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 14 days after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| L.E. CONSTRUCT Uccle | €243,850 | €121,585 | 24.9% | - |
| MULTONET Vilvoorde | €224,688 | €120,782 | 69.6% | - |
| Isopro Cleaning Antwerp | €243,236 | €156,613 | 42.0% | - |
| VC Vloerbehandelingen Zonnebeke | €301,258 | €113,744 | 55.3% | - |
| PERCAN Etterbeek | €192,014 | €114,827 | 77.8% | - |
| MULTI CLEANING Anderlecht | €220,798 | €146,960 | 67.6% | 5 |
| UPCLEAN SERVICE Koekelberg | €219,126 | €103,900 | 33.4% | - |
These companies have the same main activity as L.E. CONSTRUCT: general cleaning of buildings (NACE 81210). They are comparable in size and age: total assets between €192,000 and €301,000, founded between 2009 and 2014.
L.E. CONSTRUCT files the abbreviated format. That format states no turnover. The gross margin rose from €1,550 in 2012 to €121,585 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €390,000. Estimated: probably between €240,000 and €640,000.
Higher than 30% of 1,569 companies in 2025.
Higher than 42% of 1,540 companies in 2025.
Higher than 53% of 1,554 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half · Staff: bottom quarter
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||
20/58 |
243,850 | 153,633 | 182,831 | 154,005 | 148,585 | 165,810 | 123,416 | 91,236 | 99,084 | 126,217 | 62,475 | 33,867 | 35,966 | 36,828 | |
21/28 |
2,597 | 5,083 | 2,994 | 4,848 | 1,821 | 5,655 | 3,981 | 5,685 | 4,970 | 2,536 | 4,133 | 6,587 | 8,379 | 8,303 | |
22/27 |
2,597 | 5,083 | 2,994 | 4,848 | 1,821 | 5,655 | 3,981 | 5,685 | 4,970 | 2,536 | 4,133 | 6,587 | 8,379 | 8,303 | |
23 |
1,248 | 1,694 | 369 | 311 | 1,216 | 2,282 | 3,025 | 4,452 | 3,276 | 2,376 | 2,303 | 2,382 | 2,190 | 1,463 | |
24 |
1,349 | 3,389 | 2,625 | 4,537 | 605 | 897 | 956 | 1,232 | 1,694 | 159 | 1,830 | 4,205 | 6,189 | 6,840 | |
29/58 |
241,253 | 148,550 | 179,837 | 149,157 | 146,764 | 160,154 | 119,435 | 85,551 | 94,114 | 123,682 | 58,342 | 27,280 | 27,587 | 28,525 | |
40/41 |
220,326 | 120,985 | 165,113 | 145,682 | 138,854 | 159,785 | 118,619 | 70,263 | 93,691 | 111,041 | 52,654 | 17,571 | 21,126 | 14,744 | |
40 |
188,543 | 79,328 | 85,574 | 70,928 | 83,888 | 122,556 | 94,111 | 56,123 | 91,424 | 103,654 | 50,125 | 15,587 | 4,177 | 7,917 | |
41 |
31,783 | 41,656 | 79,538 | 74,755 | 54,967 | 37,229 | 24,508 | 14,140 | 2,268 | 7,387 | 2,529 | 1,984 | 16,949 | 6,827 | |
54/58 |
18,137 | 24,531 | 13,969 | 2,696 | 4,525 | - | 188 | 12,426 | 15 | 9,881 | 2,247 | 7,053 | 4,606 | 13,269 | |
490/1 |
2,790 | 3,034 | 755 | 779 | 3,385 | 369 | 628 | 2,862 | 409 | 2,759 | 3,441 | 2,656 | 1,855 | 512 | |
| Balance sheet: equity and liabilities | |||||||||||||||
10/49 |
243,850 | 153,633 | 182,831 | 154,005 | 148,585 | 165,810 | 123,416 | 91,236 | 99,084 | 126,217 | 62,475 | 33,867 | 35,966 | 36,828 | |
10/15 |
60,832 | 45,370 | 54,079 | 46,483 | 58,398 | 49,032 | 47,338 | 39,990 | 37,286 | 30,406 | 15,818 | -3,091 | 18,131 | 5,730 | |
10/11 |
18,400 | 18,400 | 18,400 | 16,900 | 15,900 | 10,250 | 9,800 | 9,800 | 9,800 | 7,800 | 6,500 | 6,500 | 6,500 | 6,500 | |
100 |
- | - | - | - | - | - | 9,800 | 9,800 | 9,800 | 7,800 | 6,500 | 6,500 | 6,500 | 6,500 | |
11 |
18,400 | 18,400 | 18,400 | 16,900 | 15,900 | 10,250 | - | - | - | - | - | - | - | - | |
1109/19 |
18,400 | 18,400 | 18,400 | 16,900 | 15,900 | 10,250 | - | - | - | - | - | - | - | - | |
13 |
19,159 | 3,697 | 3,697 | 3,697 | 3,697 | 3,697 | 3,697 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | |
130/1 |
- | - | 3,697 | 3,697 | 3,697 | 3,697 | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 3,697 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | 1,860 | - | |
1311 |
- | - | 3,697 | 3,697 | 3,697 | 3,697 | - | - | - | - | - | - | - | - | |
133 |
19,159 | 3,697 | - | - | - | - | - | - | - | - | - | - | - | - | |
14 |
23,273 | 23,273 | 31,982 | 25,886 | 38,801 | 35,085 | 33,841 | 28,330 | 25,626 | 20,746 | 7,458 | -11,451 | 9,771 | -770 | |
17/49 |
183,018 | 108,263 | 128,751 | 107,522 | 90,187 | 116,778 | 76,078 | 51,246 | 61,798 | 95,811 | 46,657 | 36,958 | 17,835 | 31,098 | |
42/48 |
182,889 | 81,184 | 128,751 | 105,272 | 90,187 | 116,778 | 73,408 | 51,246 | 61,798 | 95,687 | 46,657 | 36,958 | 17,835 | 31,098 | |
43 |
- | - | - | - | - | 2,376 | - | - | 423 | - | - | - | - | - | |
430/8 |
- | - | - | - | - | 2,376 | - | - | 423 | - | - | - | - | - | |
44 |
122,880 | 42,725 | 69,420 | 73,721 | 64,494 | 83,258 | 65,425 | 42,759 | 45,002 | 88,672 | 35,422 | 27,030 | 5,812 | 26,517 | |
440/4 |
122,880 | 42,725 | 69,420 | 73,721 | 64,494 | 83,258 | 65,425 | 42,759 | 45,002 | 88,672 | 35,422 | 27,030 | 5,812 | 26,517 | |
45 |
60,009 | 38,459 | 36,615 | 15,929 | 10,071 | 14,602 | 7,983 | 8,487 | 16,317 | 6,877 | 10,424 | 6,952 | 7,892 | - | |
450/3 |
23,401 | 12,281 | 7,927 | 6,068 | 9,513 | 3,844 | 3,229 | 8,487 | 13,117 | 5,377 | 10,424 | 4,557 | 3,997 | - | |
454/9 |
36,608 | 26,178 | 28,689 | 9,861 | 557 | 10,758 | 4,754 | - | 3,200 | 1,500 | - | 2,395 | 3,895 | - | |
47/48 |
- | - | 22,716 | 15,622 | 15,622 | 16,541 | - | - | 56 | 138 | 811 | 2,976 | 4,131 | 4,581 | |
492/3 |
129 | 27,079 | - | 2,250 | - | - | 2,670 | - | - | 124 | - | - | - | - | |
| Income statement | |||||||||||||||
76A |
12,504 | 12,504 | 10,200 | - | 5,568 | - | - | - | 413 | - | - | - | - | - | |
9900 |
121,585 | 73,872 | 67,561 | 5,579 | 34,458 | 7,317 | 15,247 | 17,371 | 32,264 | 18,824 | 30,356 | -17,022 | 26,500 | 1,550 | |
62 |
51,289 | 23,414 | 35,267 | 9,032 | - | 300 | - | - | - | - | - | - | 177 | - | |
630 |
2,486 | 3,020 | 2,153 | 1,944 | 2,145 | 2,177 | 3,536 | 4,672 | 3,015 | 2,365 | 2,713 | 2,687 | 2,506 | 1,982 | |
631/4 |
-4,755 | -810 | - | - | 5,565 | - | - | - | - | - | - | - | - | - | |
640/8 |
6,456 | 1,344 | 1,686 | 3,488 | 1,981 | 2,786 | 874 | 1,148 | 1,592 | 2,292 | 2,067 | 1,187 | 7,607 | 283 | |
66A |
- | - | 5,074 | - | 15,901 | - | - | 6,914 | 14,559 | - | - | - | - | - | |
9901 |
66,110 | 46,904 | 23,380 | -8,884 | 8,867 | 2,055 | 10,837 | 4,637 | 13,099 | 14,167 | 25,576 | -20,896 | 16,210 | -715 | |
75/76B |
86 | 1 | 94 | 0 | 127 | 2,066 | 177 | 0 | 22 | 3,086 | - | - | - | - | |
75 |
86 | 1 | 94 | 0 | 127 | 0 | 177 | 0 | 22 | 161 | - | - | - | - | |
76B |
- | - | - | - | - | 2,066 | - | - | - | 2,925 | - | - | - | - | |
65/66B |
22,303 | 27,143 | 6,805 | 3,913 | 2,558 | 1,469 | 1,443 | 767 | 1,018 | 610 | 139 | 326 | 193 | 55 | |
65 |
22,303 | 27,143 | 6,805 | 3,913 | 2,558 | 1,469 | 1,443 | 767 | 1,018 | 610 | 139 | 326 | 193 | 55 | |
9903 |
43,893 | 19,762 | 16,669 | -12,798 | 6,436 | 2,651 | 9,571 | 3,870 | 12,103 | 16,643 | 25,437 | -21,222 | 16,017 | -770 | |
67/77 |
28,431 | 28,471 | 3,160 | 117 | 2,720 | 1,408 | 2,223 | 1,166 | 7,223 | 7,285 | 6,528 | - | 3,616 | - | |
9904 |
15,462 | -8,709 | 13,509 | -12,915 | 3,716 | 1,244 | 7,348 | 2,704 | 4,880 | 9,357 | 18,909 | -21,222 | 12,401 | -770 | |
9905 |
15,462 | -8,709 | 13,509 | -12,915 | 3,716 | 1,244 | 7,348 | 2,704 | 4,880 | 9,357 | 18,909 | -21,222 | 12,401 | -770 | |
| Appropriation of the result | |||||||||||||||
9906 |
38,735 | 23,273 | 39,395 | 25,886 | 38,801 | 35,085 | 35,678 | 28,330 | 25,626 | 20,746 | 7,458 | -11,451 | 11,631 | -770 | |
14P |
23,273 | 31,982 | 25,886 | 38,801 | 35,085 | - | - | - | - | - | - | - | - | - | |
691/2 |
15,462 | - | - | - | - | - | 1,837 | - | - | - | - | - | 1,860 | - | |
6920 |
- | - | - | - | - | - | 1,837 | - | - | - | - | - | 1,860 | - | |
6921 |
15,462 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
694/7 |
- | - | 7,413 | - | - | - | - | - | - | - | - | - | - | - | |
694 |
- | - | 7,413 | - | - | - | - | - | - | - | - | - | - | - | |
| Social balance sheet | |||||||||||||||
9087 |
2 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
Hours worked1013 |
2,226 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Document | |||||||||||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 07-09-2026.
2025 annual accounts filed 38 days after the deadline. Filed on 7 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00505189.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 07-09-2026 | 2026-00505189 | |
| 31-12-2024 | micro format | 31-08-2025 | 2025-00474401 | |
| 31-12-2023 | micro format | 15-08-2024 | 2024-00356409 | |
| 31-12-2022 | micro format | 03-07-2023 | 2023-00197602 | |
| 31-12-2021 | micro format | 29-06-2022 | 2022-20117358 | |
| 31-12-2020 | micro format | 17-09-2021 | 2021-67800270 | |
| 31-12-2019 | micro format | 28-08-2020 | 2020-47300344 | |
| 31-12-2018 | micro format | 30-08-2019 | 2019-57200424 | |
| 31-12-2017 | micro format | 31-08-2018 | 2018-61500095 | |
| 31-12-2016 | micro format | 31-08-2017 | 2017-57900417 | |
| 31-12-2015 | full format | 24-06-2016 | 2016-22400355 | |
| 31-12-2014 | full format | 16-01-2016 | 2016-02100179 | |
| 31-12-2013 | full format | 21-01-2015 | 2015-02200554 | |
| 31-12-2012 | full format | 17-09-2013 | 2013-58700031 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 68,596 | 49,924 | 25,533 | -6,940 | 11,011 | 4,232 | 14,373 | 9,309 | 16,114 | 16,532 | 28,289 | -18,209 | 18,716 | 1,267 | ||
| 17,948 | -5,689 | 15,662 | -10,970 | 5,860 | 3,421 | 10,885 | 7,376 | 7,895 | 11,722 | 21,622 | -18,535 | 14,907 | 1,212 | ||
| 0 | 5,109 | 298 | 4,972 | 373 | 3,852 | 1,833 | 5,387 | 5,449 | 548 | 259 | 895 | 2,582 | 10,285 | ||
| -6,394 | 10,562 | 11,273 | -1,828 | - | - | -12,238 | 12,411 | -9,867 | 7,634 | -4,806 | 2,447 | -8,663 | - | ||
| 58,364 | 67,366 | 51,086 | 43,885 | 56,577 | 43,377 | 46,027 | 34,305 | 32,316 | 27,995 | 11,685 | -9,678 | 9,752 | -2,573 | ||
| 24.9% | 29.5% | 29.6% | 30.2% | 39.3% | 29.6% | 38.4% | 43.8% | 37.6% | 24.1% | 25.3% | -9.1% | 50.4% | 15.6% | ||
| 1.32 | 1.83 | 1.40 | 1.42 | 1.63 | 1.37 | 1.63 | 1.67 | 1.52 | 1.29 | 1.25 | 0.74 | 1.55 | 0.92 | ||
| 3.01 | 2.39 | 2.38 | 2.31 | 1.54 | 2.38 | 1.61 | 1.28 | 1.66 | 3.15 | 2.95 | - | 0.98 | 5.43 | ||
| 25.4% | -19.2% | 25.0% | -27.8% | 6.4% | 2.5% | 15.5% | 6.8% | 13.1% | 30.8% | 119.5% | - | 68.4% | -13.4% | ||
| 6.3% | -5.7% | 7.4% | -8.4% | 2.5% | 0.8% | 6.0% | 3.0% | 4.9% | 7.4% | 30.3% | -62.7% | 34.5% | -2.1% | ||
| 3.08 | 1.84 | 3.75 | -1.77 | 4.30 | - | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 31-12-2025 |
|---|---|
| 1.2 |
Source: social balance sheet in the 2025 annual accounts
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Overdue tax debts | - | - | - | - | €9,513 |
Source: notes to the 2021 to 2025 annual accounts (statement of debts)
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €5,109 | €298 | €4,972 | €373 |
| €2,486 | €3,020 | €2,153 | €1,944 | €2,145 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 41% higher than in 2024 and the highest since 2012. It is the third rise in a row, after the fall in 2022.
Debt's share of the balance-sheet total rises from 70.5% to 75.1%. Equity and debt are higher.
L.E. CONSTRUCT has no parent and no holdings in its annual accounts. LIMA RIGAUD Leonardo is the only director. L.E. CONSTRUCT shares no director with another company.
| OPTION TRADING COMPANY
registered office since 15-06-2000 · founded in 2000 |
total assets €27.5m (2025) 0472.122.457 |
| INTERNATIONAL RESEARCH AND DEVELOPMENT (I.R.A.D.)
registered office since 28-04-2000 · founded in 2000 |
total assets €24.6m (2025) 0471.849.867 |
| KANAAL
registered office since 16-06-2003 · founded in 2003 · accounts filed late |
total assets €14.0m (2024) 0860.248.359 |
| GOLDIMMO
registered office since 29-10-1991 · founded in 1991 · accounts filed late |
total assets €11.3m (2024) 0445.188.329 |
| Mares Invest
registered office since 22-02-2019 · founded in 2019 |
total assets €10.9m (2025) 0721.494.314 |
| Viadaka Industries
registered office since 20-09-2019 · founded in 2019 |
total assets €10.0m (2025) 0734.709.375 |
| Flyboy Films
registered office since 24-12-2014 · founded in 2014 |
3 FTE (2026) 0507.726.902 |
| MBDL
registered office since 28-12-2012 · founded in 2012 · accounts filed late |
turnover €321,430 (2022) 0508.791.526 |
| SGDE Invest
registered office since 22-01-1991 · founded in 1991 |
total assets €7.3m (2017) 0443.159.544 |
| SOMANAR
registered office since 16-01-1999 · founded in 1999 · accounts filed late |
total assets €6.3m (2024) 0465.176.663 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Kersbeeklaan 308 registered office 1180 Uccle | ||
| G. Demeurslaan 69 1654 Beersel | 08-05-2013 | 2.230.370.785 |
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23035A0023/00L000 | Flanders | 3.2 ha | 1 · 1.6 ha | 26.5 m · 3 |
| 21616G0030/00T016 | Brussels | 342 m² | 1 · 99 m² | 13.8 m · 3 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0843.323.344
If something looks wrong or is missing, please tell us.