Consult DM
ActiveConsult DM has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €2k. Equity is growing by ~24.2% per year across the filed fiscal years. Its solvency ranks better than 82% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▼-77
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 6.63 against 7.74 in 2024), and 14.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.6%
Return on assets
4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
16 d early
2024
56 d early
2023
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▲ 4.9%
2024 · €45k
2023: €25k
2024: €45k
2023 → 2025
Total assets
€55k▲ 6.9%
2024 · €51k
2023: €31k
2024: €51k
2023 → 2025
Net result
€2k▼ 88.7%
2024 · €20k
2023: €20k
2024: €20k
2023 → 2025
Working capital
€45k▲ 0.8%
2024 · €44k
2023: €24k
2024: €44k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€25k-€45k▲ 77.1%€47k▲ 4.9%
Operating result€27k-€27k▼ 1.5%€3k▼ 89.1%
Net result€20k-€20k▼ 3.9%€2k▼ 88.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 89% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€3k▲ 259%
Current assets
€52k▲ 3.4%
Equity and liabilities €55k
Equity
€47k▲ 4.9%
Debt
€8k▲ 20.6%
The debt ratio rises from 12.7% to 14.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€4k▼
2024 · €27k
Cash flow
€3k▼
2024 · €20k
Solvency
85.6%▼
2024 · 87.3%
Current ratio
6.63▼
2024 · 7.74
Quick ratio
6.63▼
2024 · 7.74
Debt / equity
0.17▲
2024 · 0.15
ROE
4.7%▼
2024 · 43.5%
ROA
4.0%▼
2024 · 38.0%
Interest coverage
44.71▼
2024 · 351.28
Debt
€8k▲
2024 · €7k
Debt ≤ 1 year
€8k▲
2024 · €7k
Income taxes
€647▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€55k▲
Fixed assets21/28€713€3k▲
Tangible fixed assets22/27€713€3k▲
Furniture and vehicles24€713€3k▲
Current assets29/58€51k€52k▲
Amounts receivable within one year40/41€12k€5k▼
Trade receivables40€10k€58▼
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€38k€47k▲
Equity and liabilities
Total equity and liabilities10/49€51k€55k▲
Equity10/15€45k€47k▲
Contributions10/11€5k€5k=
Reserves13€34k€34k=
Distributable reserves133€34k€34k=
Profit (loss) carried forward14€6k€8k▲
Amounts payable17/49€7k€8k▲
Amounts payable within one year42/48€7k€8k▲
Trade debts44-€132
Suppliers440/4-€132
Taxes, remuneration and social security45€64€0▼
Taxes450/3€64€0▼
Other amounts payable47/48€6k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€407€986▲
Other operating charges640/8€64€2k▲
Gross operating margin9900€27k€5k▼
Operating profit (loss)9901€27k€3k▼
Financial charges65/66B€78€88▲
Recurring financial charges65€78€88▲
Profit (loss) for the period before taxes9903€27k€3k▼
Income taxes67/77€7k€647▼
Profit (loss) for the period9904€20k€2k▼
Profit (loss) for the period to be appropriated9905€20k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€8k▼
Profit (loss) brought forward from the previous period14P€5k€6k▲
Transfer to equity691/2€19k€0▼
To other reserves6921€19k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €2k ▼88.7%
Net result drops to €2k, the lowest in the series.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fernelmont · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Combattants, Nov. 725380 FernelmontGround area
2,162 m²
Building footprint
154 m²
Parcel 92096A0326/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Consult DM
since 20232.347.049.117
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92096A0326/00E000 | Wallonia | 2,162 m² | 1 · 154 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,889 companies in sector 62200 we hold annual accounts for 18,319. 15,214 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.