L.B.CONSTRUCTION
ActiveL.B.CONSTRUCTION has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €165k and a net result of €5k. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 95% of 9984 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
86
/ 100
Excellent▼ -8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability14▼-9
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 52.61), and 1.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
37 d early
2022
45 d early
2021
34 d early
2020
38 d early
2019
92 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€165k▲ 0.9%
2023 · €163k
2018: €142k
2019: €141k
2020: €145k
2021: €154k
2022: €156k
2023: €163k
2018 → 2024
Total assets
€168k▲ 2.4%
2023 · €164k
2018: €165k
2019: €157k
2020: €159k
2021: €161k
2022: €159k
2023: €164k
2018 → 2024
Net result
€5k▼ 39.5%
2023 · €8k
2018: €-431
2019: €-287
2020: €4k
2021: €9k
2022: €1k
2023: €8k
2018 → 2024
Working capital
€163k▲ 1.5%
2023 · €161k
2018: €121k
2019: €126k
2020: €135k
2021: €146k
2022: €154k
2023: €161k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€145k-€154k▲ 6.2%€156k▲ 0.9%€163k▲ 4.8%€165k▲ 0.9%
Operating result€6k-€14k▲ 116%€2k▼ 83.2%€11k▲ 385%€10k▼ 13.9%
Net result€4k-€9k▲ 112%€1k▼ 84.3%€8k▲ 435%€5k▼ 39.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 14% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €168k
Fixed assets
€2k▼ 38.0%
Current assets
€167k▲ 3.0%
Equity and liabilities €168k
Equity
€165k▲ 0.9%
Debt
€3k▲ 307%
The debt ratio rises from 0.5% to 1.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€10k▼
2023 · €12k
Cash flow
€5k▼
2023 · €8k
Solvency
98.1%▼
2023 · 99.5%
Current ratio
52.61
Quick ratio
52.61
Debt / equity
0.02▲
2023 · 0.00
ROE
2.8%▼
2023 · 4.6%
ROA
2.7%▼
2023 · 4.6%
Interest coverage
75.99▼
2023 · 86.54
Debt
€3k▲
2023 · €779
Debt ≤ 1 year
€3k▲
2023 · €779
Income taxes
€5k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€164k€168k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Plant, machinery and equipment23€2k€2k▼
Current assets29/58€162k€167k▲
Amounts receivable within one year40/41€5k€6k▲
Trade receivables40€700-
Other amounts receivable41€4k€6k▲
Current investments50/53€100k€100k=
Cash at bank and in hand54/58€57k€61k▲
Equity and liabilities
Total equity and liabilities10/49€164k€168k▲
Equity10/15€163k€165k▲
Contributions10/11€19k€19k=
Reserves13€144k€146k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€142k€146k▲
Profit (loss) carried forward14€835€243▼
Amounts payable17/49€779€3k▲
Amounts payable within one year42/48€779€3k▲
Trade debts44€637-
Suppliers440/4€637-
Taxes, remuneration and social security45-€165
Taxes450/3-€165
Other amounts payable47/48€142€3k▲
Income statement
Code20232024
Non-recurring operating income76A-€24
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€528€758▲
Other operating charges640/8€1k€789▼
Gross operating margin9900€13k€11k▼
Operating profit (loss)9901€11k€10k▼
Financial income75/76B€17€5▼
Recurring financial income75€17€5▼
Financial charges65/66B€136€137▲
Recurring financial charges65€136€137▲
Profit (loss) for the period before taxes9903€11k€10k▼
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€8k€5k▼
Profit (loss) for the period to be appropriated9905€8k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€5k▼
Profit (loss) brought forward from the previous period14P€820€835▲
Transfer from equity791/2-€2k
Transfer to equity691/2€8k€4k▼
To other reserves6921€8k€4k▼
Profit to be distributed694/7-€3k
Return on contributions (dividend)694-€3k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 5current ratio 207.62
Current ratio from 44.75 to 207.62; short-term debt falls from €4k to €779.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €9k ▲112%
Operating result €14k, net result €9k, both a record.
31-12
Financial
Equity above €150kEq €154k ▲6.2%
2 profitable years in a row build equity to €154k.
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 89 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
Benjamin LEYDER
CurrentDirector · since 04-12-2023
04-12-2023
Benjamin LEYDER: Appointed as Director
04-12-2023
Diane de DECKER: Appointed as Représentant permanent
Location & real-estate footprint
Registered office, Assesse · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Bouly 145333 AssesseGround area
2,044 m²
Building footprint
109 m²
Parcel 92116A0020/00A002, Wallonia. Linked by address, not a title deed.
1 establishment unit
L.B.CONSTRUCTION
since 20062.158.541.394
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92116A0020/00A002 | Wallonia | 2,044 m² | 1 · 109 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bouwplek
BE 0563.463.102
Londerzeel · Eq €165k
CLB CONSTRUCT
BE 0464.040.773
Brakel · Eq €165k
COOL CONSTRUCTIONS
BE 0874.087.487
Bornem · Eq €165k
GROUP HEYPRO
BE 0673.980.150
Londerzeel · Eq €165k
SERVIBATI
BE 0505.841.340
Ath · Eq €165k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,863. 12,348 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2006
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
43230Insulation installation
43291Specialised construction activities
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.